Comparison

CBO Mobile vs Apollo Digital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CBO Mobile

Aggregate all your financial accounts into one view for smarter decision-making. Stay organized with transaction details, alerts, and secure access to your banking information.

Highlights
  • Multi-account aggregation
  • Transaction history and spending averages
  • Bill and low fund alerts
  • Add tags, notes, and images to transactions
  • ATM and branch locator
  • Bank-level security
Features
Read full description

The CBO Mobile App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact Community Bank Owatonna customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the CBO Mobile App, you must be enrolled as an Community Bank Owatonna Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.

About

Apollo Digital

Manage all your banking needs with this mobile application. Open an account digitally, transfer funds, pay bills, and access ATM cash disbursement. Enjoy secure transactions with advanced security features and reliable customer support.

Highlights
  • Digital account opening
  • Zero fees on digital transactions
  • Effortless money transfers
  • ATM cash disbursement
  • Bill payments
  • Scheduled transfers
  • Biometric security
Features
Read full description

Apollo Mobile App helps you stay in touch with all your banking needs on the go.Want to be in full control of your money with just one app? Meet Apollo App, powered by Bank of Abyssinia, which enables users to open an account from the comfort of their homes. SELF ONBOARDINGApollo comes with a fully digital onboarding process where you can simply take a selfie, upload necessary documents and instantly create a bank account. GET STARTED FASTQuickly access you account thru Apollo app by opening your bank account in 10 minutes - right from your phone. NO FEES ON DIGITAL TRANSACTIONSEnjoy Zero ATM fees, no minimum account balance, and no fund transfer charges from the app TRANSFER EFFORTLESSLYInstantly receive bank transfers in Ethiopia via Apollo App using your phone number. You can also transfer money easily to Apollo accounts, other bank accounts, Telebirr account ATM CASH DISBURSEMENTYou can easily send money to ATM and collect the money directly form any of Bank of Abyssinia ATMs BILL PAYMENTApollo has made paying bills much easier by allowing you to pay your Ethio Telecom, DSTV, US Visa, School Fee, WebSprix, CANAL+, Webirr, and Ethiopian Airlines bills SECURITY Apollo is equipped with state-of-the-art security features that incorporate biometrics, face recognition, and two-factor authentication of an OTP (One-Time-Password) to ensure your deposits are safe and easily accessible SCHEDULED TRANSFERSchedule your recurring payment that occur every week, month or any time interval using Apollo RELIABLE CUSTOMER SUPPORT Our Apollo Specialists are here to help, 7 days a week. Reach us via email or give us a call

Screenshots

CBO Mobile4 screens
Apollo Digital4 screens

Verdict

The call

The clearest difference is review sentiment: CBO Mobile at 100% against Apollo Digital's 29%. CBO Mobile also leads on rating (4.8 vs 3.0) and update cadence (monthly vs every 2 months). Apollo Digital's advantage is monetization model (free vs ad-supported) and iOS requirement (15.0 vs 18.4). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CBO Mobile holds the better App Store score, 4.8 against 3.0. Both are backed by a comparable volume of ratings — 139 and 261 respectively. Written reviews point the same way: 100% of CBO Mobile's written reviews are positive against 29% of Apollo Digital's.

UpkeepUpdate frequency

CBO Mobile ships an update monthly, Apollo Digital every 2 months. The most recent releases landed on October 4, 2026 and October 11, 2026 respectively.

Scorecard5 real differences · 5 level
CBO Mobile versus Apollo Digital: the parameters behind the verdict, then further details
ParameterCBO MobileApollo Digital
PriceFreeFree
Rating4.8 (139 ratings) — better3.0 (261 ratings)
Positive reviews100.0% of reviews — better29.2% of reviews
Number of ratings139261 — better
Update frequencyMonthly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPadiPhone, iPod
Requires iOS18.415.0 — better
Further details — not scored
Size177 MB334 MB
Age rating4+4+
DeveloperCommunity Bank OwatonnaBank of Abyssinia

Customer experience

CBO Mobile

All ratings139 ratings
Positive97.1%
Neutral0.7%
Negative2.2%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Apollo Digital

All ratings261 ratings
Positive49.4%
Neutral5.4%
Negative45.2%
Written reviews72 reviews
Positive29.2%
Neutral8.3%
Negative62.5%

Bugs and requests

CBO Mobile

Not enough reviews yet to summarise bugs or requests.

Apollo Digital

Reported bugs

14 issues
  • Face recognition login rejection
  • OTP input field rejects numeric entries
  • App crashes during onboarding
  • QR code scanning fails after updates
  • OTP not copying to clipboard automatically
Show 9 more
  • Device registration page freezes
  • Keyboard input not registering in OTP fields
  • File upload stalls during signup
  • Selfie capture takes excessive time on iPhone
  • Onboarding data incomplete error loop
  • Sign up/login contradictory error messages
  • App freezes on non-responsive screens
  • JWT authentication issues
  • Money transfer stuck in processing

Requested features

7 requests
  • Apple Face ID biometric authentication
  • Loan services on iOS (available on Android)
  • Document upload option during signup
  • Telebirr transfer functionality restoration
  • OTP automatic clipboard copying
Show 2 more
  • QR code scanning capability
  • Support for diaspora/international users

In-app purchases

None

CBO Mobile

No in-app purchases

None

Apollo Digital

No in-app purchases

Questions

Is CBO Mobile free?
CBO Mobile is free to download, with no in-app purchases.
Is Apollo Digital free?
Apollo Digital is free to download, with no in-app purchases.
Which has better reviews, CBO Mobile or Apollo Digital?
CBO Mobile is rated higher. CBO Mobile averages 4.8 out of 5 from 139 ratings, while Apollo Digital averages 3.0 from 261 ratings.
Do CBO Mobile or Apollo Digital have ads?
Neither CBO Mobile nor Apollo Digital shows ads.
Which is updated more often, CBO Mobile or Apollo Digital?
CBO Mobile ships an update monthly, and Apollo Digital every 2 months. Most recently, CBO Mobile was updated on October 4, 2026 and Apollo Digital on October 11, 2026.

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