Comparison

Apple Wallet vs FastPay Wallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Apple Wallet

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

Highlights
  • Store credit/debit cards
  • Digital driver's license/state ID
  • Transit and event tickets
  • Digital keys for car, home, hotel
  • Secure contactless payments
  • Send and receive money
Features
Read full description

The Wallet app lives right on your iPhone. It’s where you securely keep your credit and debit cards, eligible driver’s license or state ID, transit cards, keys, event tickets, and more — all in one place. And it all works with iPhone or Apple Watch, so you can take less with you but always bring more. Apple Pay Apple Pay is an easy, secure way to pay in stores or online.1 Pay for a ride, a pizza, or even a new sofa — with Touch ID or Face ID. Apple Card Apple Card is the credit card created by Apple. You earn up to 3% unlimited Daily Cash back on every purchase every day, and it’s designed with all the privacy and security you’d expect from Apple. You can apply in as little as minute with no impact to your credit score.2 Apple Cash Apple Cash is an easy and secure way to send and receive money in Messages or Wallet.3 And because it’s a digital card that lives in Wallet, you can use it to make purchases in stores, online, or in apps with Apple Pay. With Tap to Cash, you can send and receive Apple Cash simply by holding your iPhone near someone else’s iPhone — without having to share phone numbers. Driver’s License and State ID Add your eligible driver’s license or state ID to Wallet, and with just a tap of your iPhone or Apple Watch you can present your ID without handing over your device.4 The security of Face ID and Touch ID means only you can present your ID. Boarding Passes After you add your airline passes to Wallet, just show up at your gate and easily present your pass directly from your lock screen. And receive timely flight information and notifications along the way.5 Transit Set your card to Express Mode, then just tap and hop on to ride the next train or bus.5 Breeze through the turnstiles by holding your iPhone or Apple Watch to the reader. Sports & Live Events With Wallet, your tickets are always at the ready. Enter a concert venue, sports stadium or festival with just your iPhone or Apple Watch.5 Tickets in Apple Wallet now bring fans a richer experience including venue maps, recommended Apple Music playlists, and more. Keys Store keys to your car, home, workplace, and hotel room in Wallet.5 Unlock doors with just a tap of your iPhone or Apple Watch, and securely share keys in Wallet through messaging apps, including Messages, Mail, and more. Loyalty and Rewards Add your favorite coffee shop, drugstore, or retail rewards cards to Wallet, and next time you’re at checkout, just tap and pay to receive and redeem rewards.5 1 Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer. 2 Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score. To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch. 3 Apple Cash services are provided by Green Dot Bank. Member FDIC. Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Green Dot Bank for Apple Cash accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank. To learn more about the  Terms and Conditions visit https://applecash.greendot.com/termsconditions. Only available in the U.S. on eligible devices. 4 ID cards in Wallet are currently available for use in select states at select TSA checkpoints. ID verifier is available at select merchants. Requires eligible device and OS version. See apple.com/wallet for details. 5 Only available with select partners and locations, and requires eligible device and OS version. See apple.com/wallet for details.

About

FastPay Wallet

Manage your finances with a secure and convenient mobile money app. Easily register, add funds, and perform transactions like mobile recharges, QR payments, and money transfers. Discover local offers and access transaction history.

Highlights
  • Fast account registration
  • QR code payments
  • Send money
  • Mobile and internet recharge
  • Promotions and offers
  • Transaction history
  • Multi-language support
Features
Read full description

Introducing FastPay App, with an elegant look, and exciting features, to make your life simpler and easier. Register a FastPay account right from the app in a few minutes, add money from your nearest agent or fast-link cash card, and get going. Recharge mobile balance, scan QR to pay at your favourite stores, send money to people, and get different lifestyle services, all in a highly secure mobile money app. Discover the best FastPay offers near you, get suggestions from FastPay on what services you can explore next, and use shortcuts for your most frequent transactions in FastPay App. FAST ACCOUNT REGISTRATION No FastPay account? No worry! You can now explore the FastPay App, its services, features, and offers a simple opening account. After you are done exploring, you can register a new FastPay account in a few minutes right from FastPay App, using your National ID, Passport etc. SUPER FAST QR TRANSACTIONS Use the Scan QR button in the home screen at stores and shops for Payment, at Agent points for Cash Out or with other FastPay users for Send Money – faster and error-free. PROMOTIONS NEAR YOU Get the best FastPay Promotions at your nearest payment points, all in one place under the promotions section in your home screen. TRANSACTIONS & STATEMENT Access notifications on your latest FastPay transactions and promotional offers. RECHARGE Recharge mobile balance, internet balance for all major operators very quickly HIGHLY SECURE MOBILE WALLET We take the security of your FastPay account very seriously. We send you an OTP to verify your FastPay account during the first log-in. FastPay App also asks for your Password during log-in, and PIN during any transactions. EASE OF ACCESS Use the app in either Kurdish, Arabic or English, and change between the three whenever you want.

Screenshots

Apple Wallet4 screens
FastPay Wallet4 screens

Verdict

The call

The clearest difference is rating: Apple Wallet at 4.8 against FastPay Wallet's 4.3. Apple Wallet also leads on ratings volume (7.6M vs 5.5K) and iOS requirement (10.0 vs 15.0). FastPay Wallet's advantage is update cadence (fortnightly vs every 3 months). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Apple Wallet holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: Apple Wallet has 7.6M ratings behind it against 5.5K, so its average is the more settled of the two. Written reviews complicate that: 54% of Apple Wallet's written reviews are positive against 59% of FastPay Wallet's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Apple Wallet ships an update every 3 months, FastPay Wallet fortnightly. The most recent releases landed on November 8, 2026 and November 6, 2026 respectively.

Scorecard4 real differences · 6 level
Apple Wallet versus FastPay Wallet: the parameters behind the verdict, then further details
ParameterApple WalletFastPay Wallet
PriceFreeFree
Rating4.8 (7.6M ratings) — better4.3 (5.5K ratings)
Positive reviews54.0% of reviews59.5% of reviews — better
Number of ratings7.6M — better5.5K
Update frequencyEvery 3 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod, Apple WatchiPhone, iPad, iPod
Requires iOS10.0 — better15.0
Further details — not scored
Size9 MB243 MB
Age rating4+4+
DeveloperAppleFastPay Ltd.

Customer experience

Apple Wallet

All ratings7,410,534 ratings
Positive94.3%
Neutral1.5%
Negative4.2%
Written reviews9,696 reviews
Positive54.0%
Neutral5.5%
Negative40.5%

FastPay Wallet

All ratings5,509 ratings
Positive80.9%
Neutral3.8%
Negative15.3%
Written reviews237 reviews
Positive59.5%
Neutral4.6%
Negative35.9%

User reviews

Apple Wallet

From 7.6M App Store ratings

What we love

  • 🚀 Convenient and easy to use
  • 🔒 Secure with Face ID/Touch ID
  • 💳 Integrates credit/debit cards well
  • 🎟️ Stores tickets and passes
  • 🏠 Stores digital keys and IDs

Room to improve

  • 🚫 Limited ability to add loyalty/membership cards
  • 🤔 Inconsistent card detection and adding
  • 💰 Unauthorized charges and payment issues
  • 🔍 Lack of customization options (nicknames, images)
  • 🇨🇦 Limited support for Canadian features

FastPay Wallet

From 5.5K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Fast money transfers
  • 💳 Convenient payment options

Room to improve

  • 🐛 Frequent app crashes
  • 🔒 Poor security and verification issues
  • ⚠️ Unreliable customer support

Bugs and requests

Apple Wallet

Reported bugs

4 issues
  • Card adding/removal issues
  • Transactions not properly recorded
  • Face ID/Touch ID failures
  • Wallet app freezing or not responding

Requested features

5 requests
  • Add ability to add loyalty/membership cards
  • Improve card detection and adding process
  • Provide better transaction history and categorization
  • Allow customization of card names and images
  • Expand support for international features (e.g. Presto card)

FastPay Wallet

Reported bugs

3 issues
  • Login and sign-up problems
  • Inability to process certain transactions
  • Inconsistent app behavior across devices

Requested features

3 requests
  • Dark mode option
  • Ability to edit profile information
  • Improved transaction history and reporting

In-app purchases

None

Apple Wallet

No in-app purchases

None

FastPay Wallet

No in-app purchases

Questions

Is Apple Wallet free?
Apple Wallet is free to download, with no in-app purchases.
Is FastPay Wallet free?
FastPay Wallet is free to download, with no in-app purchases.
Which has better reviews, Apple Wallet or FastPay Wallet?
Apple Wallet is rated higher. Apple Wallet averages 4.8 out of 5 from 7.6M ratings, while FastPay Wallet averages 4.3 from 5.5K ratings.
Do Apple Wallet or FastPay Wallet have ads?
Neither Apple Wallet nor FastPay Wallet shows ads.
Which is updated more often, Apple Wallet or FastPay Wallet?
Apple Wallet ships an update every 3 months, and FastPay Wallet fortnightly. Most recently, Apple Wallet was updated on November 8, 2026 and FastPay Wallet on November 6, 2026.

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