Quds Smart vs Reflect
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Quds Smart
Manage your bank accounts and perform various financial transactions remotely. Access account balances, statements, credit card details, and initiate transfers. Request services like checkbooks and loans, and locate bank branches and ATMs.
- Account balance and statement viewing
- Credit card management
- Fund transfers (internal, external, international)
- Beneficiary management
- Loan and checkbook requests
- ATM and branch locator
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Mange your accounts through Quds Mobile in anytime and anywhere. Quds Bank provides the Mobile Banking services to its customers to enable them to communicate with their accounts 24/7, and deal with accounts from anywhere and anytime by using smart phones. Quds Bank enable you to perform the following services through QUDS MOBILE. - Online registration using you basic information, this service enable you to create your account with high security using OTP. - View accounts balance. - View account statement. - Settle credit cards. - Transfer from credit card to your account. - View your credit card information. - View credit card transaction details. - Change card status. - Transfer between your accounts with the same and different currencies. - Transfer within bank. - Transfer to other bank. - International transfers. - Add list of beneficiaries. - Establish time deposit request. - Establish loan request. - Create checkbook request. - Follow your checkbook request. - Cancel checkbook request. - View Quds Bank ATM and branches. - Add preferred name to account. - View the details of your loans and amortization tables.
Reflect
Manage your finances and lifestyle needs with this comprehensive banking app. Send, spend, and save money, shop with a one-click checkout, and automate your savings goals. Earn rewards and prizes through various activities.
- Digital Wallet Account
- Personalized Marketplace
- Flexible Top-ups & Withdrawals
- Loyalty Points & Cash Rewards
- Instant Payments & Bill Pay
- Automated Saving Spaces
- Spin & Win Prizes
- Digital Account Opening
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Reflect is your place for all lifestyle and banking needs. It is your everyday app, where you can send, spend, and save money. Keep track of all aspects of your life with Reflect! What does reflect offer? 1- A digital Wallet Account: One place for spending, managing and saving money. 2- Marketplace: Personalized shopping with a one-click checkout experience. 3- Top-ups & withdrawals: Flexible funding options and cash withdrawal from any of Arab Bank's ATMs. 4- Loyalty: Redeem Points & Earn Cash from spins, transactions, and unlocking new features. 5- Payments: Payback a friend, pay your bills & request money within seconds. 6- Saving Spaces: Put your savings on auto-pilot to make all your goals a reality! 7- Spin & Win: Spin the wheel and win amazing valuable prizes frequently! 8- Onboarding: Open your wallet account digitally Just by using your phone number and selfie Arab Bank’s headquarters are located, in Amman, Jordan, at Shmeisani, Pr. Shaker St, Building 8.
Screenshots
Verdict
The clearest difference is review sentiment: Quds Smart at 38% against Reflect's 21%. Quds Smart also leads on iOS requirement (13.6 vs 16.0). Reflect's advantage is rating (3.5 vs 3.3) and ratings volume (308 vs 27). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Reflect holds the better App Store score, 3.5 against 3.3. That said, the two scores are not equally well evidenced: Reflect has 308 ratings behind it against 27, so its average is the more settled of the two. Written reviews complicate that: 38% of Quds Smart's written reviews are positive against 21% of Reflect's, so the app with the better star average is not the one people write more warmly about.
Quds Smart ships an update every 3 weeks, Reflect monthly. The most recent releases landed on October 3, 2026 and October 13, 2026 respectively.
| Parameter | Quds Smart | Reflect |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (27 ratings) | 3.5 (308 ratings) — better |
| Positive reviews | 37.5% of reviews — better | 21.1% of reviews |
| Number of ratings | 27 | 308 — better |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 13.6 — better | 16.0 |
| Further details — not scored | ||
| Size | 35 MB | 524 MB |
| Age rating | 4+ | 4+ |
| Developer | Quds Bank | Arab Bank PLC |
Customer experience
Quds Smart
Reflect
In-app purchases
Quds Smart
No in-app purchases
Reflect
No in-app purchases
