Comparison

Tpaga vs PayZen

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tpaga

Manage your finances on the go with this mobile wallet. Make payments, purchases, and withdrawals easily from your phone. Invest in collective funds, receive money, and access a vast network for cash withdrawals and transactions.

Highlights
  • Mobile payments and purchases
  • Withdrawals at allied points
  • Collective investment fund
  • Virtual debit card
  • Pay public services
  • Recharge minutes and data
Features
Read full description

Tpaga is the mobile wallet that allows you to make payments, purchases and withdrawals from your cell phone. Use it to invest with your own collective investment fund, receive money and withdraw it at more than 45,000 allied points throughout the country. Turn your cell phone into the perfect tool to make everything easier: With Tpaga you have different options to make your transactions, you can do them online with PSE, your Tpaga Visa virtual debit card with your low amount deposit or in the thousands of stores in our nationwide acceptance network. All in one place! Pay your public services and recharge minutes and/or data packages digitally, buy online or in physical stores and transfer money to your friends in the app, other wallets and/or banks. *If you want to be an affiliate as an allied trade, just write to us at comercial@tpaga.co and you will receive the perfect digital solutions for you. **Do you have questions? Write us by WhatsApp (+57) 1 518 8811 or to our email billetera@tpaga.co We will solve any doubt!

About

PayZen

Accept payments anywhere using your smartphone or tablet. Create payment links, share them via QR code or message, and let customers pay securely online. Ideal for various sales scenarios and remote transactions.

Highlights
  • Create payment links
  • Accept payments remotely
  • QR code payment sharing
  • Multiple payment methods
  • Real-time payment tracking
  • Secure payment page
Features
Read full description

Easily cash in wherever you are with your smartphone or tablet, face to face or remotely. A cost-effective alternative to using a payment terminal and/or to offer your customers a simplified payment experience. How it works: 1. With the Payzen by Lyra application, create a payment link 2. Share it with your customer through a QR code or send it by SMS, WhatsApp, email or your favorite channel. 3. Your customer only has to click on the link or scan the QR code to make the payment on a secure web page. You can view in real time the progress of the payment requests for an optimal follow-up. An ideal solution for door-to-door sales, delivery, remote points of sale, booking by phone, invoice payment or unpaid reminders! The advantages of PayZen by Lyra: · More than 150 payment methods available (bank cards, wallet, prepaid cards, lunch vouchers, Chèques-vancance connect, sepa direct debit with e-mandate signature...) · Multi-currency with dynamic currency conversion available · Multilingual application · Multi-shops: one application to access all your shops · Ability to share the link on your other preferred and private channels such as Facebook, Messenger, Instagram, Telegram.... · Highly secure payment page: PCI DSS and 3DS2 Features in details: · Payment requests · Requests for a payment method registration · Payment and payment method registration requests · Payment status: sent, in progress, paid, cancelled, refused, expired · Details available for each payment request created · Advanced customization: link expiration date, language choice, payment validation choice (automatic or manual), capture delay · Compatible with the hosted page including data collect form · Connected with a powerful back office · Get an access to the PayZen back office with the same login/password for even more features: · Cancel, refund or duplicate payments · Accounting export · Republish a payment ticket · Advanced preferences and customization Access to this application requests to a PayZen subscription including payment orders and a distance contract. It can be used in addition to a website or on its own. About PayZen PayZen is a solution published by the Lyra Group, expert and leader in secure payments. Founded in 2001, Lyra has an international presence through its 11 subsidiaries and manages: · + 250,000 e-commerce sites worldwide · + 20 billion payments per year · + 4 million payment terminals worldwide Its services are PCI DSS, PCI 3DS, Visa, MasterCard certified and approved by the GIE Cartes Bancaires.

Screenshots

Tpaga4 screens
PayZen4 screens

Verdict

The call

The clearest difference is rating: Tpaga at 3.4 against PayZen's 1.0. Tpaga also leads on update cadence (every 3 weeks vs every 3 months) and ratings volume (24 vs 3). PayZen's advantage is monetization model (free vs ad-supported). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Tpaga holds the better App Store score, 3.4 against 1.0. That said, the two scores are not equally well evidenced: Tpaga has 24 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 27% of Tpaga's written reviews are positive against 20% of PayZen's.

UpkeepUpdate frequency

Tpaga ships an update every 3 weeks, PayZen every 3 months. The most recent releases landed on October 24, 2026 and October 23, 2026 respectively.

Scorecard4 real differences · 6 level
Tpaga versus PayZen: the parameters behind the verdict, then further details
ParameterTpagaPayZen
PriceFreeFree
Rating3.4 (24 ratings) — better1.0 (3 ratings)
Positive reviews27.4% of reviews — better20.0% of reviews
Number of ratings24 — better3
Update frequencyEvery 3 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better16.4
Further details — not scored
Size80 MB64 MB
Age rating4+4+
DeveloperTpaga S.A.S.Lyra Network

Customer experience

Tpaga

All ratings24 ratings
Positive58.3%
Neutral0.0%
Negative41.7%
Written reviews62 reviews
Positive27.4%
Neutral3.2%
Negative69.4%

PayZen

All ratings3 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews5 reviews
Positive20.0%
Neutral0.0%
Negative80.0%

In-app purchases

None

Tpaga

No in-app purchases

None

PayZen

No in-app purchases

Questions

Is Tpaga free?
Tpaga is free to download, with no in-app purchases.
Is PayZen free?
PayZen is free to download, with no in-app purchases.
Which has better reviews, Tpaga or PayZen?
Tpaga is rated higher. Tpaga averages 3.4 out of 5 from 24 ratings, while PayZen averages 1.0 from 3 ratings.
Do Tpaga or PayZen have ads?
Neither Tpaga nor PayZen shows ads.
Which is updated more often, Tpaga or PayZen?
Tpaga ships an update every 3 weeks, and PayZen every 3 months. Most recently, Tpaga was updated on October 24, 2026 and PayZen on October 23, 2026.

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