Comparison

resal vs MIS Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

resal

Consolidate loyalty points from various programs into a single digital wallet. Convert points into balance to shop across hundreds of brands, recharge mobile numbers, and access exclusive discounts. Enjoy secure login and a marketplace with gift cards, game top-ups, and more.

Highlights
  • Consolidate loyalty points
  • Convert points to wallet balance
  • Shop from 800+ brands
  • Mobile number recharge
  • Access exclusive discounts
  • Secure login (fingerprint/face ID)
  • Digital gift cards
Features
Read full description

Resal App – One Wallet for All Your Loyalty Points Enjoy a smarter and more rewarding shopping experience with the Resal app, the all-in-one wallet for collecting points from different loyalty programs. With Resal, you can gather your loyalty points and convert them into balance to shop from more than 800 brands easily. Resal brings together the top loyalty programs in Saudi Arabia, including stc Qitaf, Alinma “Akthar,” anb Rewards, Al Rajhi “Mokafaa,” and Mobily Neqaty. With the new update, you can enjoy additional features that make your daily experience even easier: recharge your mobile number directly without digital cards or codes, access more redemption options for Resal Points such as Alfursan and Flynas, and log in securely using fingerprint or face recognition for enhanced privacy. More benefits of the Resal app include: Resal Wallet lets you easily convert points from different loyalty programs into instant balance to buy all your daily needs. For example, you can convert Qitaf or Al Rajhi Mokafaa points to purchase digital gift cards for Noon, Amazon, HungerStation, Othaim, iTunes, Jarir, and many other brands available in the app. Daily services to make life easier are also available, including fuel top-ups, donations, investment options, and sending gift cards to loved ones using your wallet balance or other payment methods. The Resal marketplace offers a wide selection of digital cards for over 800 brands, covering everything from shopping and gifts to entertainment. You’ll also find game top-ups, gift cards, and PlayStation cards among the many options. Save more with exclusive discount codes all in one place, providing ongoing deals from partners to help you get the most value from your purchases. Resal ensures complete security when shopping, sending digital gifts, or converting your loyalty points into wallet balance. Download the app now and convert points from multiple loyalty programs into one convenient wallet.

About

MIS Pay

Shop with financial flexibility using this app. Buy items now and pay later with no interest or fees. Manage your purchases, track payments, and access exclusive partner discounts.

Highlights
  • Buy now, pay later
  • Zero interest installments
  • Transparent payment schedule
  • Manage purchases and payments
  • Exclusive partner discounts
  • Secure and simple to use
Features
Read full description

With MIS Pay you can explore the world of shopping with financial flexibility. Buy now and easily pay Later. No Interest. No fees. Secure. Simple. Leverage your money with MIS Pay! You will like our application because:- PAY AS YOU GO Is it not convenient right now? Or are you making a large purchase? You can pay the remaining amount at the end of every month. installment at zero interest rate! TRANSPARENT & SAFE Have a comprehensive and lean overview of your payment schedule. Manage all your purchases, upcoming re-payments, changes, and payment methods-directly within the MIS Pay app! PARTNER DISCOUNTS Never miss a deal! Receive notable discounts on our partners! We have a broad range of merchant partners that provide exclusive discounts for You! How it works:- EVERY START IS EASY Visit your App Store and download MIS Pay. Sign Up in less than 2 minutes and you are ready to shop with full flexibility. MANAGE PURCHASES IS EVEN EASIER See all your purchases in one overview and stay informed about all remaining installments with full flexibility to pay back at the end of the month. ALWAYS BEING UP TO DATE IS THE EASIEST. Stay always up to date about your debts and your remaining spending limit while exploring great deals for you. Now it is your turn towards financial flexibility. Get the app and enjoy shopping with financial flexibility!

Screenshots

resal4 screens
MIS Pay4 screens

Verdict

The call

The clearest difference is review sentiment: MIS Pay at 63% against resal's 14%. MIS Pay also leads on rating (4.3 vs 3.8) and update cadence (every 11 days vs every 2 months). resal's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MIS Pay holds the better App Store score, 4.3 against 3.8. That said, the two scores are not equally well evidenced: resal has 262 ratings behind it against 40, so its average is the more settled of the two. Written reviews point the same way: 14% of resal's written reviews are positive against 63% of MIS Pay's.

UpkeepUpdate frequency

resal ships an update every 2 months, MIS Pay every 11 days. The most recent releases landed on July 18, 2026 and September 20, 2026 respectively.

Scorecard6 real differences · 4 level
resal versus MIS Pay: the parameters behind the verdict, then further details
ParameterresalMIS Pay
PriceFreeFree
Rating3.8 (262 ratings)4.3 (40 ratings) — better
Positive reviews13.6% of reviews63.2% of reviews — better
Number of ratings262 — better40
Update frequencyEvery 2 monthsEvery 11 days — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPod — betteriPhone
Requires iOS15.1 — better16.4
Further details — not scored
Size39 MB96 MB
Age rating4+4+
DeveloperRESALMIS Forward

Customer experience

resal

All ratings262 ratings
Positive69.1%
Neutral3.1%
Negative27.9%
Written reviews103 reviews
Positive13.6%
Neutral1.0%
Negative85.4%

MIS Pay

All ratings40 ratings
Positive82.5%
Neutral2.5%
Negative15.0%
Written reviews19 reviews
Positive63.2%
Neutral0.0%
Negative36.8%

In-app purchases

None

resal

No in-app purchases

None

MIS Pay

No in-app purchases

Questions

Is resal free?
resal is free to download, with no in-app purchases.
Is MIS Pay free?
MIS Pay is free to download, with no in-app purchases.
Which has better reviews, resal or MIS Pay?
MIS Pay is rated higher. resal averages 3.8 out of 5 from 262 ratings, while MIS Pay averages 4.3 from 40 ratings.
Do resal or MIS Pay have ads?
MIS Pay shows ads; resal does not.
Which is updated more often, resal or MIS Pay?
resal ships an update every 2 months, and MIS Pay every 11 days. Most recently, resal was updated on July 18, 2026 and MIS Pay on September 20, 2026.

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