Comparison

Universal MF vs VF Trade

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

About

Universal MF

Features

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Universal MF is a FREE app brought to you by Universal MF. This FREE App is for Investors to track their Investment Portfolio and know about Universal MF Solutions. Products covered include Mutual Funds & Equity Shares. Key Features of Universal MF Solutions: 1. Family Portfolio: Check updated Family Portfolio. 2. Applicant Portfolio: Check updated Applicant wise Portfolio. 3. Asset Allocation: Get the details of your Net Worth and its composition. 4. My Risk: Check your Insurance Details 5. Scheme Allocation: Total exposure in different schemes and its current value. 6. Recent Transaction: Check your last 10 Transactions which have done. 7. Calculators: Contains different financial calculators for your help. 8. About Us: know about Universal MF 9. Locate Us - To Contact Us

About

VF Trade

Features

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We are in Financial Services and facilitate investments in multiple products. Licensed SEBI registered Stock Broker operating in NSE and BSE, depository participant with NSDL and AMFI registered Mutual Fund Distributor. We also facilitate investments in fixed income products like State Government Guaranteed Bonds. Reach us out for personalized investment solution and we shall be happy to help with relevant financial investment options. Member Name Vivek Financial Focus Limited SEBI Registration Number INZ000276333 Member Code NSE - 07541 & BSE - 6390 Registered Exchange/s Name National Stock Exchange and Bombay Stock Exchange Exchange Approved Segment/s NSE CASH, NSE FO AND BSE CASH

Screenshots

Universal MF4 screens

VF Trade4 screens

Verdict

The call

Universal MF and VF Trade are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Universal MF ships an update every 2 months, VF Trade every 3 months. The most recent releases landed on October 4, 2026 and October 5, 2026 respectively.

ScorecardNo meaningful differences

Universal MF versus VF Trade: the parameters behind the verdict, then further details
Parameter	Universal MF	VF Trade
Price	Free	Free
Update frequency	Every 2 months — better	Every 3 months
Ads	No	No
In-app purchases	No	No
Devices	iPhone, iPad	iPhone, iPod
Requires iOS	16.0	15.0 — better
Further details — not scored
Size	87 MB	62 MB
Age rating	4+	4+
Developer	Excel Net Solutions Private Limited	Vivek Financial Focus Ltd.

In-app purchases

None

Universal MF

No in-app purchases

None

VF Trade

No in-app purchases

Questions

Is Universal MF free?

Universal MF is free to download, with no in-app purchases.

Is VF Trade free?

VF Trade is free to download, with no in-app purchases.

Do Universal MF or VF Trade have ads?

Neither Universal MF nor VF Trade shows ads.

Which is updated more often, Universal MF or VF Trade?

Universal MF ships an update every 2 months, and VF Trade every 3 months. Most recently, Universal MF was updated on October 4, 2026 and VF Trade on October 5, 2026.