Comparison

Universal MF vs InCred Premier

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Universal MF

Features
Read full description

Universal MF is a FREE app brought to you by Universal MF. This FREE App is for Investors to track their Investment Portfolio and know about Universal MF Solutions. Products covered include Mutual Funds & Equity Shares. Key Features of Universal MF Solutions: 1. Family Portfolio: Check updated Family Portfolio. 2. Applicant Portfolio: Check updated Applicant wise Portfolio. 3. Asset Allocation: Get the details of your Net Worth and its composition. 4. My Risk: Check your Insurance Details 5. Scheme Allocation: Total exposure in different schemes and its current value. 6. Recent Transaction: Check your last 10 Transactions which have done. 7. Calculators: Contains different financial calculators for your help. 8. About Us: know about Universal MF 9. Locate Us - To Contact Us

About

InCred Premier

Manage your investments and track your wealth with personalized financial solutions. Invest in mutual funds, view holdings, and get expert analysis for your portfolio. Supports multiple Indian languages and offers enhanced security features.

Highlights
  • Mutual fund investments (SIP & Lumpsum)
  • Portfolio and holdings tracking
  • NFO application
  • Multi-lingual support
  • Enhanced security login options
  • Expert portfolio analysis
Features
Read full description

InCred Premier: Your Ultimate Wealth Management Companion Elevate your financial journey with the InCred Premier app, designed to provide personalized investment solutions and innovative technology. Key features of InCred Premier app: β€’ Invest in SIPs for mutual funds. β€’ View holdings for you and your family members β€’ Track and apply for upcoming NFOs conveniently. β€’ Invest seamlessly with multi-Lingual Support in English, Hindi, Gujarati & Marathi. β€’ Enhanced Security with multiple login options, including Thumb, PIN, Pattern, & Face ID login. Get your portfolio #ReviewedByExperts:
 Experienced Investment Experts: Our team boasts over 20 years in the investment industry with a proven track record of success. Tailored Analysis & Recommendations: Receive customized portfolio analysis and actionable recommendations designed specifically for you. Things You Can Do With InCred Premier app: β€’ Portfolio analysis β€’ Holding statement β€’ Capital gain statement β€’ Order status β€’ Addition of Bank account 
Through InCred Premier, Invest In:

Mutual Funds
Effortlessly invest in over 2000 Mutual Fund schemes online. Explore a variety of top-rated mutual funds and choose between lumpsum or SIP investments based on your preference. Manage and track your mutual fund investments with ease. Maximize your tax savings by investing in ELSS mutual funds. Discover a diverse array of mutual fund categories, including debt funds, liquid funds, small cap, large cap, mid cap, hybrid funds, and more. Through InCred Premier, view your portfolio for: Portfolio Management Services (PMS), Market Linked Debentures (MLD),Fixed Deposits (FD), Bonds, Alternate Investment Funds (AIFs), Stocks, Initial Public Offering (IPOs) etc Download now and take control of your financial future with InCred Premier. Reach Out To Us
Have questions? Reach out to us at contact.us@incredpremier.com

Screenshots

Universal MF4 screens
InCred Premier4 screens

Verdict

The call

The clearest difference is ads: Universal MF at none against InCred Premier's shown. InCred Premier's advantage is update cadence (monthly vs every 2 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Universal MF ships an update every 2 months, InCred Premier monthly. The most recent releases landed on November 11, 2026 and October 30, 2026 respectively.

Scorecard2 real differences Β· 6 level
Universal MF versus InCred Premier: the parameters behind the verdict, then further details
ParameterUniversal MFInCred Premier
PriceFreeFree
Positive reviewsβ€”100.0% of reviews
Update frequencyEvery 2 monthsMonthly β€” better
AdsNo β€” betterYes
In-app purchasesNoNo
Monetizationβ€”Ad-supported
DevicesiPhone, iPadiPhone, iPad, iPod β€” better
Requires iOS16.015.1 β€” better
Further details β€” not scored
Size104 MB91 MB
Age rating4+4+
DeveloperExcel Net Solutions Private LimitedINCRED PREMIER DISTRIBUTION PRIVATE LIMITED

In-app purchases

None

Universal MF

No in-app purchases

None

InCred Premier

No in-app purchases

Questions

Is Universal MF free?
Universal MF is free to download, with no in-app purchases.
Is InCred Premier free?
InCred Premier is free to download, with no in-app purchases.
Do Universal MF or InCred Premier have ads?
InCred Premier shows ads; Universal MF does not.
Which is updated more often, Universal MF or InCred Premier?
Universal MF ships an update every 2 months, and InCred Premier monthly. Most recently, Universal MF was updated on November 11, 2026 and InCred Premier on October 30, 2026.

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