Comparison

APC Experian vs CMF App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

APC Experian

Access your credit information and financial data with this app. It allows you to check your credit history, loan status, payment applications, and credit score. You can also set up alerts for credit inquiries.

Highlights
  • Verify credit history
  • Consult loan and service status
  • Verify payment applications
  • Check inteliScore
  • Schedule inquiry alerts
Read full description

App de información de crédito para usuarios afiliados al acceso electrónico. Para utilizar este app debes estar afiliado al acceso electrónico que tiene un costo de $12.99 anual. La afiliación se debe hacer en nuestros Centros de Atención. Descarga esta aplicación para que puedas tener acceso a toda tu información financiera a un solo clic. Con esta aplicación podrás: 1. Verificar tu Historial de Crédito 2. Consultar el estado de tus préstamos y servicios 3. Verificar que tus pagos se estén aplicando correctamente 4. Conocer cuál es tu inteliScore 5. Programar tus alertas para que te notifiquen cuando algún agente económico ha consultado tus referencias. No esperes más, descarga esta aplicación y toma el control de tus finanzas.

About

CMF App

Manage your credit card digitally with this finance app. Access transaction inquiries, make payments, and convert purchases into installments up to 36 months. You can also purchase insurance and apply for new products.

Highlights
  • Digital credit card access
  • Transaction inquiries
  • Payment processing
  • Installment conversion
  • Insurance purchasing
  • New product applications
Features
Read full description

¡Bienvenido a la nueva aplicación móvil de CMF! Experimenta la comodidad de tener tu tarjeta de crédito digital en la palma de tu mano. Realiza consultas transaccionales, realiza pagos y convierte tus compras en cuotas de hasta 36 meses. Además, podrás contratar seguros, solicitar nuevos productos y mucho más. ¡Descarga la app ahora y descubre todas las funcionalidades diseñadas para simplificar tu vida financiera!

Screenshots

APC Experian4 screens
CMF App4 screens

Verdict

The call

The clearest difference is monetization model: CMF App at ad-supported against APC Experian's subscription. CMF App also leads on ratings volume (7 vs 1). APC Experian's advantage is ads (none vs shown). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for APC Experian against 5.0 for CMF App. That said, the two scores are not equally well evidenced: CMF App has 7 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

APC Experian ships an update every 6 weeks, CMF App every 3 weeks. The most recent releases landed on September 19, 2026 and August 26, 2026 respectively.

Scorecard3 real differences · 7 level
APC Experian versus CMF App: the parameters behind the verdict, then further details
ParameterAPC ExperianCMF App
PriceFreeFree
Rating5.0 (1 ratings)5.0 (7 ratings)
Positive reviews16.7% of reviews
Number of ratings17 — better
Update frequencyEvery 6 weeksEvery 3 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationSubscriptionAd-supported — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size30 MB81 MB
Age rating4+4+
DeveloperApc Buro S.A.CM Financiera, S.A

Customer experience

APC Experian

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews24 reviews
Positive16.7%
Neutral0.0%
Negative83.3%

CMF App

All ratings7 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

APC Experian

No in-app purchases

None

CMF App

No in-app purchases

Questions

Is APC Experian free?
APC Experian is free to download, with no in-app purchases.
Is CMF App free?
CMF App is free to download, with no in-app purchases.
Which has better reviews, APC Experian or CMF App?
APC Experian and CMF App are both rated 5.0 out of 5 on the App Store, from 1 and 7 ratings respectively.
Do APC Experian or CMF App have ads?
CMF App shows ads; APC Experian does not.
Which is updated more often, APC Experian or CMF App?
APC Experian ships an update every 6 weeks, and CMF App every 3 weeks. Most recently, APC Experian was updated on September 19, 2026 and CMF App on August 26, 2026.

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