Borrow vs PeerCash
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Borrow
Easily track items you've lent to friends and manage items borrowed from others. Receive timely reminders to ensure nothing gets lost or forgotten. Integrates with contacts and offers device-specific features for convenience.
- Track lent items and borrowers
- Set reminder dates for returns
- Contact borrowers via phone, SMS, email
- Manage items borrowed from others
- Apple Watch and widget support
- Offline functionality
- iCloud synchronization
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Remember what you lend your friends! Borrow will help you remember what you lend and to whom, all preserved in a beautiful app that shows off your immeasurable generosity. Borrow was born out of a profound trauma: the loss of a screwdriver. Lent out of the goodness of his heart to an absent-minded friend, it got lost over time, and the identity of the borrower remains a mystery to this day. ADD A BORROW : To add a loan, simply enter the object's name, the borrower's name, a small classification category and a reminder date. You'll then be notified when it's time to ask your cousin to return your Mariah Carey Compil'. By linking each loan to a contact, you'll be able to contact the borrower by phone, SMS or even email, thanks to subtle shortcuts from within the app. Clever Bill. AND ALSO YOUR LOANS: There's also a " Borrows to return " section for you, which records all your loans and reminds you when they're due to return them to their owners. Because we know you're not one to keep a loaned screwdriver forever. FEATURES : - Notifications: Stop losing track of time and let us remind you when it's time to collect what's yours. - Contacts: With just a few keystrokes, you'll never forget who borrowed your Mariah Carey compilation. And when the time comes, easily contact the borrower by phone, SMS or even email thanks to subtle shortcuts from within the app. - Apple Watch, Widgets: Borrow has some great companions to make the experience smooth and enjoyable. So manage your various loans and borrowings from your phone widget, app icon shortcuts or even from your Apple Watch. - Multi-tasking: On the road or at home, enjoy Borrow on iPad in a perfectly adapted interface. Take advantage of the "split screen" mode to access the app at a glance without losing track of your activity. - Enhanced search: Search for a loan from within the system (Spotlight). Simply type in a contact's name, contact details, item name or even an item category. - Confidentiality: The application works offline. An automatic backup on a private iCloud container associated with your iCloud account allows you to synchronize your various devices (iPad, Apple Watch, Mac or even Apple Vision Pro), but also to restore your data should you inadvertently delete our little app. We do not have, nor do we wish to have, access to your personal data and information. We do not collect any usage data.
PeerCash
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PeerCash – Contact-Based Lending Made Personal Borrow and lend within your trusted contacts — peer-to-peer lending made simple, secure, and personal. Experience the future of peer-to-peer lending with our innovative features designed for trust and transparency. PeerCash is not a loan provider — it's your personal ledger for recording and managing loans with people you know. Key Features: Contact-Based Lending – Only borrow and lend with people in your trusted network Real-Time Ledger – Keep a live, detailed record of all transactions and repayments Secure Transactions – All loan records are safely stored and easily accessible Payment Reminders – Never miss a due date with smart notifications Interest Management – Set, track, and calculate interest with ease
Screenshots
Verdict
The clearest difference is in-app purchases: Borrow at none against PeerCash's 1. Borrow also leads on device support (5 vs 3). PeerCash's advantage is update cadence (every 3 days vs every 4 weeks) and iOS requirement (15 vs 17.2). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. PeerCash sells 1 one-off in-app purchase. Borrow asks for nothing beyond the download.
Borrow ships an update every 4 weeks, PeerCash every 3 days. The most recent releases landed on November 2, 2026 and October 30, 2026 respectively.
| Parameter | Borrow | PeerCash |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (20 ratings) — better | — |
| Positive reviews | 60.0% of reviews | — |
| Number of ratings | 20 — better | — |
| Update frequency | Every 4 weeks | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad, Mac, Apple Watch, Vision Pro — better | iPhone, iPad, iPod |
| Requires iOS | 17.2 | 15 — better |
| Further details — not scored | ||
| Size | 86 MB | 18 MB |
| Age rating | 4+ | 17+ |
| Developer | Wlad Dicario | Mobil80 Solutions and Services Private Limited |
In-app purchases
Borrow
No in-app purchases
PeerCash
- Ledger Fee$0.99







