Comparison

Tabs vs Spendocap

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tabs

Easily track shared expenses with friends and family for any occasion. Settle up balances quickly by seeing who owes whom. Supports multiple tabs and any currency worldwide.

Highlights
  • Track spending with friends and family
  • Create unlimited spending tabs
  • Add expenses quickly
  • See who owes whom
  • Filter spending by person, date, or tag
  • Supports any currency
Features
Read full description

Tabs is the easiest way to track your spending with your friends and family. Are you organising a party, on holiday with your partner, or out having fun with your friends? Tabs will help you to track who is spending what, and settle up your spending with each other at the end. •••• MAIN FEATURES •••• • Track spending money with your friends and family via iMessage • Create as many ‘Tabs’ as you like, one for every occasion. • Add expenses and spending in seconds. • See ‘who owes who’ to settle up your spending. • Understand your spending better - filter by Person, Date or Tag. • Use any currency in the world for each ‘Tab’. If you enjoy using Tabs please rate the app! If you have any feature or support requests we’d love to hear them - send us an email at support@tabs-app.com If you want to send us chocolates and roses, that’s cool too. Don’t forget to check out our other apps to help with your spending and budgets - Pennies and Pennies Mini!

About

Spendocap

Features
Read full description

Logging your expenses using a spreadsheet is cumbersome and impractical. Trying to capture a quick coffee purchase involves several steps of zooming, scrolling and typing in tiny cells on your phone. Spendocap aims to reduce that friction and enable you to capture transactions quickly in less than five seconds. Spendocap is a fast, private, multi-currency expense tracker and budget planner. There is no login, no subscription, and it is fully customizable to how you organize your money. FASTER THAN A SPREADSHEET - Tap add, enter amount, select a category and an account. Done. Your purchase is captured in less than five seconds. - Quickly repeat a transaction with search and copy. Good for your everyday repeating purchases. - Auto-generate daily, weekly, monthly, and yearly transactions with recurring templates. - Apply bulk actions to tag or delete multiple transactions at once. Great for power users. 100% PRIVATE MONEY MANAGER - All data is stored locally on your device. - Keep your data safe with automatic daily backups and local restore points. You can save your backups in your own cloud storage. - Mask your balances instantly with a one-tap Privacy Mode. - Start tracking immediately with no account creation or login required. - Export your data to CSV. No app lock-in. You can move out anytime and save all your efforts of logging your transactions. TRUE MULTI-CURRENCY SUPPORT - Auto-convert to your home currency using live exchange rates. - Manage multiple accounts in different currencies. Great for travel and digital nomads with several cash and card currencies. - Override exchange rates per transaction to reflect your bank's exchange rate. This is good for credit card use on foreign currencies especially when you travel. FLEXIBLE BUDGET TRACKER - MONTHLY & YEARLY - Set spending limits by category for both monthly and yearly periods. - Calculate complex entries directly using the interactive budget numpad. - Track your progress with full year-over-year budget history. INSIGHTS, RECURRING BILLS & NET WORTH - Track your financial progress with a 6-month net worth trend chart and growth rate. - Preview upcoming recurring bills and scheduled payments before they happen. - Assign a specific "Report Date" to transactions for precise historical budgeting. - A single view of the latest balances of all your bank, credit card, cash, wallet, investments like stocks and dividends and other accounts in various currencies. UNLIMITED ORGANIZATION & FULLY CUSTOMIZABLE - Create unlimited categories, sub-categories, tags, and accounts. - Customize the app with Light or Dark themes. - Choose from a wide library of icons and colors. - Flexible search and filter capabilities and custom sorting of accounts and categories. Spendocap is supported by minimal, non-intrusive ads with zero hidden fees. Download today and start tracking.

Screenshots

Tabs4 screens
Spendocap4 screens

Verdict

The call

The clearest difference is ads: Tabs at none against Spendocap's shown. Tabs also leads on iOS requirement (10.0 vs 15.1). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Tabs ships an update every 5 days, Spendocap every 10 days. The most recent releases landed on November 2, 2026 and October 28, 2026 respectively.

Scorecard2 real differences · 8 level
Tabs versus Spendocap: the parameters behind the verdict, then further details
ParameterTabsSpendocap
PriceFreeFree
Rating2.0 (2 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 5 days — betterEvery 10 days
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS10.0 — better15.1
Further details — not scored
Size22 MB41 MB
Age rating4+4+
DeveloperThe App Shop, Inc.Adrian Miranda

In-app purchases

None

Tabs

No in-app purchases

None

Spendocap

No in-app purchases

Questions

Is Tabs free?
Tabs is free to download, with no in-app purchases.
Is Spendocap free?
Spendocap is free to download, with no in-app purchases.
Do Tabs or Spendocap have ads?
Spendocap shows ads; Tabs does not.
Which is updated more often, Tabs or Spendocap?
Tabs ships an update every 5 days, and Spendocap every 10 days. Most recently, Tabs was updated on November 2, 2026 and Spendocap on October 28, 2026.

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