PhonePe vs SplitMint

PhonePe is a payments app that allows you to use BHIM UPI, your credit card and debit card or wallet to recharge your mobile phone, pay all your utility bills and to make instant payments at your favourite offline and online stores. You can also invest in mutual funds and buy insurance plans on PhonePe. Get Car & Bike Insurance on our app. Link your bank account on PhonePe and transfer money with BHIM UPI instantly! The PhonePe app is safe and secure, meets all your payment, investment, mutual funds, insurance and banking needs, and is much better than Internet banking. Things you can do on PhonePe (Phonepay) App: Money Transfer, UPI Payment, Bank Transfer - Money Transfer with BHIM UPI - Manage Multiple Bank Accounts – Check Account Balance, Save Beneficiaries across multiple bank accounts like SBI, HDFC, ICICI & 140+ banks. Make Online Payments - Make online payment on various shopping sites like Flipkart, Amazon, Myntra etc. - Pay for online food orders from Zomato, Swiggy etc. - Pay for online grocery orders from Bigbasket, Grofers etc. - Pay online for travel booking from Makemytrip, Goibibo etc. Make Offline Payments - Scan and Pay via QR Code at local stores like kirana, food, medicines etc. Buy or Renew Insurance Policies with PhonePe Insurance App Health & Term Life Insurance - Compare and buy Health & Term life Insurance with monthly premiums - Coverage for individuals, senior citizens and families Car & Two Wheeler Insurance - Browse and get India’s most popular bike and car insurance - Buy/renew your car and bike Insurance in less than 10 minutes Other Insurance - Personal Accident Insurance: Insure yourself against accidents & disablement - Travel Insurance: Get international travel insurance for business and leisure trips - Shop Insurance: Insure your shop against fire, theft, natural calamities, and burglaries. Mutual Funds App and Investments App - Liquid Funds: Get higher returns than savings bank - Tax-Saving Funds: save up to Rs. 46,800 in tax & grow your investment - Super Funds: Achieve financial goals with expert help on our app - Equity Funds: High growth products curated as per risk appetite - Debt Funds: Get stable returns for investments without any lock-in period - Hybrid Funds: Get a balance of growth and stability - Buy or Sell 24K Pure Gold: Assured 24K purity, build gold savings on our app Recharge Mobile, DTH - Prepaid Mobile Recharge, DTH - Recharge for Airtel, Jio, Vi, BSNL and MTNL prepaid mobile numbers - Recharge DTH set-top boxes for TataPlay, Airtel Digital TV, Sun Direct, Dish TV and D2H providers. Bill Payment - Pay Credit Card Bills - Pay Landline Bills - Pay Electricity Bills - Pay Water Bills - Pay Gas Bills - Pay Broadband Bills Buy PhonePe Gift Cards - Buy a PhonePe Gift Card for easy payments across 1 lakh+ leading offline and online outlets and across the PhonePe app. Manage your refunds - Manage and track refunds from your favorite shopping websites on PhonePe. For more details, Visit our website at https://www.phonepe.com/ Permissions for App and reasons SMS: to verify Phone number for registration Location: a requirement by NPCI for UPI transactions Contacts: for phone numbers to send money to and numbers to recharge Camera: to scan QR code Storage: to store scanned QR code Accounts: to pre-populate email ID while signing up Call: to detect single vs dual sim and let user choose Microphone: to carry out KYC video verification

SplitMint helps you split group expenses and track who owes what — simple, fast, and stress-free. Perfect for friends, roommates, trips, and shared spending. Create groups, add members, and record expenses with details about who paid and how the cost should be split. SplitMint keeps everything organized so your group stays clear and stress-free. Key Features: • Create and manage groups • Add friends and group members • Record expenses with payer and amount • Automatically track balances • See who owes whom at a glance • Clean, simple, and intuitive interface SplitMint is perfect for friends, families, roommates, trips, and shared activities. Your data is securely stored, and SplitMint is designed with privacy in mind. Download SplitMint and make group expenses easy.