Comparison

Síminn Pay vs Stalvia

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Síminn Pay

This app functions as a digital wallet for seamless online and in-store payments. It offers features like installment plans, parking meter payments, exclusive deals, and a centralized location for all your receipts.

Highlights
  • Digital wallet for payments
  • 14-day payment deferral
  • Installment plans up to 36 months
  • Parking meter payments
  • Access to merchant offers
  • Centralized receipts
  • Charitable donations
Features
Read full description

Síminn Pay er rafrænt veski sem notendur geta notað til að greiða fyrir vörur og þjónustu hvort sem er á vef eða í verslunum. Eftirfarandi þjónustur eru að finna í Síminn Pay appinu: - Veski. Settu inn greiðslukort inn í appið og greiddu á vef eða í verslunum. - Léttkaup. Fáðu 14 daga greiðslufrest eða dreifðu greiðslum í allt að 36 mánuði þegar greitt er með Léttkaupskortinu hjá völdum söluaðilum. - Stæði. Greiddu í stöðumæli með appinu. - Tilboð. Fáðu aðgang að fjölmörgum tilboðum söluaðila á einum stað. - Kvittanir. Allar kvittanir á einum stað. - Styrkir. Styrktu góðgerðamál í appinu og allur peningur rennur óskiptur til góðgerðafélaga. Sjá nánar á www.siminnpay.is

About

Stalvia

Features
Read full description

Estalvia helps you organize your money with ease. Create budgets, divide them into subcategories, and record income or expenses with a single tap. Scan a receipt and let on-device recognition auto-fill the amount, merchant, date, and category for you. The app automatically calculates your beginning and remaining balances so you always know how much you have left. Everything runs on your device — no account required, no ads, no trackers — and it works fully offline. • We do not collect, store, or share your data on our servers. • We do not use third-party analytics, advertising, or tracking SDKs. • The camera is used only to scan receipts; photos and recognized text are processed entirely on-device and never leave your phone. • You can optionally enable Face ID/Touch ID to lock the app. • Premium users can optionally enable iCloud sync to keep their data across their own devices, synced privately via their Apple ID — never through our servers. • System logs remain on your device and are managed by the operating system.

Screenshots

Síminn Pay4 screens
Stalvia4 screens

Verdict

The call

The clearest difference is in-app purchases: Síminn Pay at none against Stalvia's 1. Síminn Pay also leads on iOS requirement (15.0 vs 26.0). Stalvia's advantage is update cadence (every 3 days vs monthly). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Stalvia sells 1 one-off in-app purchase. Síminn Pay asks for nothing beyond the download.

UpkeepUpdate frequency

Síminn Pay ships an update monthly, Stalvia every 3 days. The most recent releases landed on November 2, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 7 level
Síminn Pay versus Stalvia: the parameters behind the verdict, then further details
ParameterSíminn PayStalvia
PriceFreeFree
Rating4.7 (270 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings270 — better—
Update frequencyMonthlyEvery 3 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better26.0
Further details — not scored
Size94 MB16 MB
Age rating4+9+
DeveloperSíminnAlexandru Apostol

In-app purchases

None

Síminn Pay

No in-app purchases

1 purchases

Stalvia

One-time1
  • Estalvia Premium$1.99

Questions

Is Síminn Pay free?
Síminn Pay is free to download, with no in-app purchases.
Is Stalvia free?
Stalvia is free to download, with in-app purchases available.
Do Síminn Pay or Stalvia have ads?
Neither Síminn Pay nor Stalvia shows ads.
Which is updated more often, Síminn Pay or Stalvia?
Síminn Pay ships an update monthly, and Stalvia every 3 days. Most recently, Síminn Pay was updated on November 2, 2026 and Stalvia on October 31, 2026.

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