Comparison

Expense & Subscription Tracker vs Pennysight

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense & Subscription Tracker

Effortlessly track your spending, manage budgets, and build savings habits. Quickly log expenses, scan receipts, and automate recurring bills to gain clear financial visibility and control without complex tools.

Highlights
  • Fast expense entry
  • Smart receipt scanning
  • Recurring expense automation
  • Category summaries
  • Budget visibility
  • CSV export
Features
Read full description

Ever open your banking app and wonder where the money went? Money Gone?! shows you – in a few seconds a day, with no bank linking, no account and no ads. Log an expense in three taps, or snap a photo of the receipt and let AI read the amount, date and category for you. Set a monthly budget and always know how much is still safe to spend. That's it – money tracking that finally sticks. WHY PEOPLE STAY WITH MONEY GONE?! • Add expenses in seconds – quick entry designed for daily use • Scan receipts – AI reads the amount, date and category automatically • Monthly budget – see what's left, your daily allowance and a month-end forecast • Safe to Spend – upcoming bills are already deducted, so the number is honest • Recurring expenses – subscriptions, rent and bills log themselves • Income tracking – salary, bonuses and balance in one clear history • Smart statistics – top categories and trends by day, week, month or year • Budget alerts – a heads-up at 80% and when you go over • Daily summary – an evening notification with today's spending and balance • CSV export – analyze your data in Excel or Google Sheets • 120+ currencies, light and dark mode, colorful themes PRIVATE BY DESIGN No ads. No bank connection. No required sign-up. Your data stays on your device – create an optional free account only if you want backups and sync between devices. SIMPLE ON PURPOSE Money Gone?! is for people who quit complicated budget planners. No spreadsheets to configure, no accounts to connect – just open, add, and see where your money goes. PREMIUM, YOUR WAY The core tracker is free. Premium unlocks receipt scanning, recurring expenses, subcategories, advanced filters and more – as a subscription or a one-time lifetime purchase. Try it free first. Download Money Gone?! and find out where your money really goes. The app offers optional in-app purchases, including auto-renewable subscriptions. Payment will be linked to your Apple ID account after purchase confirmation. You can manage or cancel your subscription anytime in Settings > Apple ID > Subscriptions. - Privacy: https://www.creamsoft.com/rd.php?p=wmm_iosprivacy - Terms: https://www.creamsoft.com/rd.php?p=wmm_iostermsofuse

About

Pennysight

Features
Read full description

Track every dollar. Let AI show you where your money really goes. Pennysight is a beautifully minimal expense tracker with AI-powered spending insights. Log an expense in seconds, set a monthly budget, then let AI reveal the patterns you'd never spot on your own - no bank logins, no spreadsheets, no noise. WHY PENNYSIGHT - Effortless logging. Add an expense in 3 taps. - AI on demand. One tap analyzes your habits and tells you exactly where your money goes. - Privacy-first. Everything stays on your device. No accounts, no cloud, no tracking. - Built for real people, not accountants. KEY FEATURES - Quick expense logging - 3 taps and done - Smart categories with icons that adapt to your habits - Monthly budget with live visual progress - Spending charts and monthly reports - AI-powered analysis - ask anything about your money - Multi-currency support - PIN lock for privacy - Minimalist design built for daily use AI INSIGHTS - WHAT MAKES PENNYSIGHT DIFFERENT Tap once and AI analyzes your spending data to show: - Where your money actually goes vs. where you think it goes - Hidden spending patterns and habits - Saving opportunities based on your real data - Answers to questions like "How much did I spend on food this month?" PRIVACY - No bank logins. Ever. - All data stored locally on your device. - No ads. No tracking. No data selling. PENNYSIGHT PRO (Optional) Unlock unlimited AI insights: - Unlimited AI spending analysis - Advanced spending trends - Unlimited custom categories - Priority support Subscription auto-renews unless cancelled at least 24 hours before the end of the current period. Manage anytime in App Store settings.

Screenshots

Expense & Subscription Tracker4 screens
Pennysight4 screens

Verdict

The call

Expense & Subscription Tracker and Pennysight are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense & Subscription Tracker sells 24 in-app purchases, starting at $2.99 per 7 days and Pennysight sells 1 in-app purchase, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Expense & Subscription Tracker ships an update every 9 days, Pennysight every 10 days. The most recent releases landed on October 26, 2026 and October 17, 2026 respectively.

ScorecardNo meaningful differences
Expense & Subscription Tracker versus Pennysight: the parameters behind the verdict, then further details
ParameterExpense & Subscription TrackerPennysight
PriceFreeFree
Rating4.4 (55 ratings) — better—
Positive reviews78.6% of reviews—
Number of ratings55 — better—
Update frequencyEvery 9 days — betterEvery 10 days
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size44 MB40 MB
Age rating4+4+
DeveloperCREAM SOFTWAREMichal Wilk

In-app purchases

24 purchases

Expense & Subscription Tracker

Subscriptions11
  • 1 Week Premium Access7 Days trial2 variants$2.997 Days
  • 1 Month Premium (Trial)7 Days trial$3.491 Month
  • Premium for 1 month1 Month trial$4.991 Month
Show 8 more
  • Premium for 6 months3 Days trial$5.496 Months
  • Premium 3-Month Subscription$6.953 Months
  • 1 Year Premium Access$8.991 Year
  • Premium 3-Month (Trial)7 Days trial$9.953 Months
  • Special Deal – 1 Year Premium1 Year trial$17.491 Year
  • 1 Year Premium Access1 Year trial$17.991 Year
  • 1 Year Premium Access$19.991 Year
  • 1 Year Premium (Trial)14 Days trial$19.991 Year
One-time13
  • Tea$0.99
  • Americano Coffee$1.99
  • Remove ads$2.99
Show 10 more
  • Ice Coffee$2.99
  • Mocha$3.99
  • Custom Icons$4.39
  • Control with Subcategories$4.39
  • Recurring Expenses$4.39
  • Receipt Scanner$5.49
  • Special One-time purchase$9.99
  • Lifetime Premium Access$15.99
  • One-time purchase$19.95
  • Lifetime Premium Access$29.99
1 purchases

Pennysight

Subscriptions1
  • Financ3 Premium Plan$1.991 Month

Questions

Is Expense & Subscription Tracker free?
Expense & Subscription Tracker is free to download, with in-app purchases available.
Is Pennysight free?
Pennysight is free to download, with in-app purchases available.
Do Expense & Subscription Tracker or Pennysight have ads?
Neither Expense & Subscription Tracker nor Pennysight shows ads.
Which is updated more often, Expense & Subscription Tracker or Pennysight?
Expense & Subscription Tracker ships an update every 9 days, and Pennysight every 10 days. Most recently, Expense & Subscription Tracker was updated on October 26, 2026 and Pennysight on October 17, 2026.

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