CreditFast vs Monibac
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CreditFast
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Creditfast mobile application is designed to provide faster and easier services to out customers. With Just one click, you can make your payments via Local Pay, check your balance and pay your credit card debt,visit our website or our Mortgage website, reach our call center or find the ATM that is the closest to you to complete your transactions.
Monibac
Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.
- Collateral-free loans
- Earn interest on savings
- Loans up to 150% of savings
- Transparent loan terms
- Monthly repayment reminders
- Lock savings for interest
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Monibac is an app where you can save and earn interest on your savings, and easily top up and withdraw to your account. Why Monibac? There are no charges on deposits. You earn interest when you lock your savings. You can easily top up and withdraw to your account. How it works Install the Monibac App from the App Store Register your account Start saving Lock your savings for a specified period of time to earn interest. For example, if you save for 3 months, you get 3% of your savings; for 6 months, you get 5%. Eligibility Above 18 years Lives in Nigeria Contact Us Customer service Email: admin@monibac.com Customer service Hotline: 07060953139 Address: Block A211, Sura Shopping Complex, Lagos Island, Lagos State.
Screenshots
Verdict
CreditFast and Monibac are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CreditFast ships an update every 5 months, Monibac every 3 months. The most recent releases landed on October 7, 2026 and October 22, 2026 respectively.
| Parameter | CreditFast | Monibac |
|---|---|---|
| Price | Free | Free |
| Rating | — | 2.8 (87 ratings) — better |
| Positive reviews | — | 17.9% of reviews |
| Number of ratings | — | 87 — better |
| Update frequency | Every 5 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 49 MB | 68 MB |
| Age rating | 4+ | 17+ |
| Developer | Creditwestbank Ltd. | Prime Zone Limited |
In-app purchases
CreditFast
No in-app purchases
Monibac
No in-app purchases
