flateXSecure vs myUNIQA Austria
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
flateXSecure
Securely authorize transactions without an iTAN card. Receive TANs directly on your smartphone or tablet via the app. Get important notifications through push messages.
- Secure transaction authorization
- iTAN card alternative
- Receive TANs on smartphone/tablet
- Push notifications
- Choose authorization method
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Mit flateXSecure geben Sie Ihre Transaktionen sicher und komfortabel ohne iTANCard frei. Ihre TAN erhalten Sie mit der App direkt auf Ihr Smartphone oder Tablet. Wichtige Benachrichtigungen werden Ihnen per Push-Funktion angezeigt. Aktivieren Sie flateXSecure zusätzlich zu Ihrer iTANCard und entscheiden Sie in Zukunft selbst, welches Verfahren Sie nutzen möchten.
myUNIQA Austria
Manage all your insurance needs conveniently and securely. Track contracts, submit claims with AI assistance, and communicate with advisors directly within the app. Keep your personal data updated and store valuables digitally for easy access.
- Contract overview
- AI-assisted invoice submission
- Fast claim reporting
- Secure messenger for advisors
- Digital valuables storage
- Automatic data synchronization
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With the myUNIQA app, you can take care of all your insurance matters quickly, easily, and securely – anytime and anywhere. Keep an overview of your contracts, documents, and submissions, and benefit from a clear, intuitive interface that helps you stay on top of everything that matters to you. The app supports you in everyday situations: from AI‑assisted submission of your medical and pharmacy invoices to fast claim reporting. You can also contact customer service and your advisors directly via the UNIQA Messenger – secure, fast, and with the option to share documents directly in the chat. Everything is in one place and just a tap away. You will be notified as soon as new documents or status updates are available, and you can easily update your personal data yourself. You can also store your valuables digitally – practical in case of damage and securely saved. All changes in the app sync automatically with the myUNIQA Portal, ensuring your information is always up to date across all your devices. Note: The myUNIQA app is available in German and English and is exclusively accessible to UNIQA Österreich customers.
Screenshots
Verdict
The clearest difference is review sentiment: flateXSecure at 85% against myUNIQA Austria's 0%. flateXSecure also leads on iOS requirement (12.0 vs 15.0). myUNIQA Austria's advantage is update cadence (fortnightly vs every 5 months) and rating (4.7 vs 4.5). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
myUNIQA Austria holds the better App Store score, 4.7 against 4.5. Both are backed by a comparable volume of ratings — 84 and 54 respectively. Written reviews complicate that: 85% of flateXSecure's written reviews are positive against 0% of myUNIQA Austria's, so the app with the better star average is not the one people write more warmly about.
flateXSecure ships an update every 5 months, myUNIQA Austria fortnightly. The most recent releases landed on October 16, 2026 and October 5, 2026 respectively.
| Parameter | flateXSecure | myUNIQA Austria |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (84 ratings) | 4.7 (54 ratings) — better |
| Positive reviews | 84.9% of reviews — better | 0.0% of reviews |
| Number of ratings | 84 — better | 54 |
| Update frequency | Every 5 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 10 MB | 107 MB |
| Age rating | 4+ | 4+ |
| Developer | flatexDEGIRO SE | UNIQA Insurance Group AG |
Customer experience
flateXSecure
myUNIQA Austria
In-app purchases
flateXSecure
No in-app purchases
myUNIQA Austria
No in-app purchases
Questions
Is flateXSecure free?
Is myUNIQA Austria free?
Which has better reviews, flateXSecure or myUNIQA Austria?
Do flateXSecure or myUNIQA Austria have ads?
Which is updated more often, flateXSecure or myUNIQA Austria?
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