Comparison

flateXSecure vs myUNIQA Austria

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

flateXSecure

Securely authorize transactions without an iTAN card. Receive TANs directly on your smartphone or tablet via the app. Get important notifications through push messages.

Highlights
  • Secure transaction authorization
  • iTAN card alternative
  • Receive TANs on smartphone/tablet
  • Push notifications
  • Choose authorization method
Read full description

Mit flateXSecure geben Sie Ihre Transaktionen sicher und komfortabel ohne iTANCard frei. Ihre TAN erhalten Sie mit der App direkt auf Ihr Smartphone oder Tablet. Wichtige Benachrichtigungen werden Ihnen per Push-Funktion angezeigt. Aktivieren Sie flateXSecure zusätzlich zu Ihrer iTANCard und entscheiden Sie in Zukunft selbst, welches Verfahren Sie nutzen möchten.

About

myUNIQA Austria

Manage all your insurance needs conveniently and securely. Track contracts, submit claims with AI assistance, and communicate with advisors directly within the app. Keep your personal data updated and store valuables digitally for easy access.

Highlights
  • Contract overview
  • AI-assisted invoice submission
  • Fast claim reporting
  • Secure messenger for advisors
  • Digital valuables storage
  • Automatic data synchronization
Features
Read full description

With the myUNIQA app, you can take care of all your insurance matters quickly, easily, and securely – anytime and anywhere. Keep an overview of your contracts, documents, and submissions, and benefit from a clear, intuitive interface that helps you stay on top of everything that matters to you. The app supports you in everyday situations: from AI‑assisted submission of your medical and pharmacy invoices to fast claim reporting. You can also contact customer service and your advisors directly via the UNIQA Messenger – secure, fast, and with the option to share documents directly in the chat. Everything is in one place and just a tap away. You will be notified as soon as new documents or status updates are available, and you can easily update your personal data yourself. You can also store your valuables digitally – practical in case of damage and securely saved. All changes in the app sync automatically with the myUNIQA Portal, ensuring your information is always up to date across all your devices. Note: The myUNIQA app is available in German and English and is exclusively accessible to UNIQA Österreich customers.

Screenshots

flateXSecure4 screens
myUNIQA Austria4 screens

Verdict

The call

The clearest difference is review sentiment: flateXSecure at 85% against myUNIQA Austria's 0%. flateXSecure also leads on iOS requirement (12.0 vs 15.0). myUNIQA Austria's advantage is update cadence (fortnightly vs every 5 months) and rating (4.7 vs 4.5). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

myUNIQA Austria holds the better App Store score, 4.7 against 4.5. Both are backed by a comparable volume of ratings — 84 and 54 respectively. Written reviews complicate that: 85% of flateXSecure's written reviews are positive against 0% of myUNIQA Austria's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

flateXSecure ships an update every 5 months, myUNIQA Austria fortnightly. The most recent releases landed on October 16, 2026 and October 5, 2026 respectively.

Scorecard4 real differences · 6 level
flateXSecure versus myUNIQA Austria: the parameters behind the verdict, then further details
ParameterflateXSecuremyUNIQA Austria
PriceFreeFree
Rating4.5 (84 ratings)4.7 (54 ratings) — better
Positive reviews84.9% of reviews — better0.0% of reviews
Number of ratings84 — better54
Update frequencyEvery 5 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better15.0
Further details — not scored
Size10 MB107 MB
Age rating4+4+
DeveloperflatexDEGIRO SEUNIQA Insurance Group AG

Customer experience

flateXSecure

All ratings84 ratings
Positive90.5%
Neutral0.0%
Negative9.5%
Written reviews53 reviews
Positive84.9%
Neutral9.4%
Negative5.7%

myUNIQA Austria

All ratings54 ratings
Positive92.6%
Neutral3.7%
Negative3.7%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

flateXSecure

No in-app purchases

None

myUNIQA Austria

No in-app purchases

Questions

Is flateXSecure free?
flateXSecure is free to download, with no in-app purchases.
Is myUNIQA Austria free?
myUNIQA Austria is free to download, with no in-app purchases.
Which has better reviews, flateXSecure or myUNIQA Austria?
myUNIQA Austria is rated higher. flateXSecure averages 4.5 out of 5 from 84 ratings, while myUNIQA Austria averages 4.7 from 54 ratings.
Do flateXSecure or myUNIQA Austria have ads?
Neither flateXSecure nor myUNIQA Austria shows ads.
Which is updated more often, flateXSecure or myUNIQA Austria?
flateXSecure ships an update every 5 months, and myUNIQA Austria fortnightly. Most recently, flateXSecure was updated on October 16, 2026 and myUNIQA Austria on October 5, 2026.

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