Acravest vs LubyPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Acravest
Manage your personal financial information, including life insurance details and investment values. Calculate your retirement capital needs and track your progress towards a funded retirement.
- Access personal information
- View life insurance cover details
- Track daily investment values
- Manage beneficiaries
- Retirement capital gap calculator
- Monitor retirement journey
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Establishing Streetwise Members: Members can access their personal information and details regarding life insurance cover, daily updated investment values and beneficiaries. They can also utilise the Gap calculator to determine their reality with regards to the question of sufficient capital at retirement and track their journey towards to a funded retirement.
LubyPay
This mobile e-wallet simplifies daily transactions with secure, cashless payments. It offers a multi-currency wallet, instant fund additions, and various money transfer options. The app aims to empower users with financial freedom and a rewarding payment experience.
- Secure payments
- Multi-currency wallet
- Instant fund addition
- Send/Request/Transfer money
- Virtual card
- Gift cards
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LubyPay is a mobile e-wallet that aims to transform the way consumers transact on a daily basis. Luby Pay App allows its users to simplify the payment process. LubyPay is a secure and rewarding lifestyle e-wallet app. Our mission is to provide everyone with a worry-free cashless mobile payment experience all day every day. We aim to create a new generation of individuals to regain control of their financial freedom and rediscover value in financial services.. Important Features: - Convenient and secure payment - Free Multi-currency Wallet - Instantly add fund - Send Money - Request Money - Transfer Money - Multi-currency exchange service - Payout Services - Gift Card - Virtual Card
Screenshots
Verdict
The clearest difference is rating: LubyPay at 5.0 against Acravest's 4.0. LubyPay also leads on update cadence (weekly vs every 4 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
LubyPay holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.
Acravest ships an update every 4 months, LubyPay weekly. The most recent releases landed on November 2, 2026 and November 4, 2026 respectively.
| Parameter | Acravest | LubyPay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (2 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 2 — better | 1 |
| Update frequency | Every 4 months | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 38 MB | 69 MB |
| Age rating | 4+ | 17+ |
| Developer | Acravest Pty Ltd | LubyAll LLC |
Customer experience
Acravest
LubyPay
In-app purchases
Acravest
No in-app purchases
LubyPay
No in-app purchases
