First mRDC vs CardBeat
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
First mRDC
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Conveniently deposit checks anytime, anywhere using your camera-enabled mobile device. This application is intended for existing users of the First Remote Deposit Capture service only and requires an account on First National Bank servers. It does not function without such an account. Contact First National Bank at 800-564-3195 for additional information.
CardBeat
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Enjoy easy and on-the-go management of your credit card with the CardBeat app from Unity Financial Credit Union. This app offers a convenient way to: ā¢ View recent and pending transactions. ā¢ View account details. ā¢ Make a payment to your credit cards. ā¢ Report your card lost or stolen. ā¢ Raise a dispute on a transaction. ā¢ Set alerts and controls on your Unity Financial Credit Union cards. ā¢ Set travel notifications. Card registration is a cinch from any mobile device, and access is secure and protected by multi-factor authentication.
Screenshots
Verdict
The clearest difference is update cadence: CardBeat at every 3 months against First mRDC's every 19 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
First mRDC ships an update every 19 months, CardBeat every 3 months. The most recent releases landed on September 12, 2026 and September 10, 2026 respectively.
| Parameter | First mRDC | CardBeat |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 19 months | Every 3 months ā better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad | iPhone, iPad, iPod ā better |
| Requires iOS | 16.0 | 15.0 ā better |
| Further details ā not scored | ||
| Size | 8 MB | 38 MB |
| Age rating | 4+ | 4+ |
| Developer | The First, N.A. | Unity Financial Credit Union |
In-app purchases
First mRDC
No in-app purchases
CardBeat
No in-app purchases
Questions
Is First mRDC free?
Is CardBeat free?
Do First mRDC or CardBeat have ads?
Which is updated more often, First mRDC or CardBeat?
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