PayDay! TimeClock vs Netspend Earned Wage Access
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayDay! TimeClock
This app helps businesses manage employee attendance and productivity from anywhere. Employees can clock in/out, capture location, and view their history. Managers benefit from easy scheduling and data consolidation, while HR and payroll can seamlessly transfer data.
- Clock in/out from any location
- Automatic photo and GPS capture
- Face detection and QR code reader
- View clocking history
- Employee scheduling
- Attendance management
- Payroll data transfer
- Dashboard and reports
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Description PayDay! TimeClock is a time tracking app (time management system) developed by PayrollServe. The app is designed to help all businesses manage employee attendance easily anytime from anywhere, enhance productivity and stay in control. Employees can: - Clock in and clock out using common device in office or individual device at remote location - Capture photo and GPS location automatically. Face detection and QR code reader are integrated in the app for employees' ease of use - View their clocking history (via calendar or history list) PayDay! TimeClock is available to all users who signed up for PayDay! TimeClock system. Contact us at info@payrollserve.com.sg or call our hotline +65 6336 0600 to know more about the system. --------------------------------------------------------------------------------------- Who Benefits from PayDay! TimeClock? Employees Enable a mobile workforce. Clock in and clock out anytime from anywhere No more paper time cards or payslip surprises Managers & Supervisors Employee scheduling and attendance management made easy No more time wasting for data consolidation Payroll & HR Payroll data can be transferred seamlessly to payroll system HR management made easy with useful information found on dashboard and reports Business owners / CEO Stay in control with the latest workforce information easily found on dashboard Reports generated at a few clicks in your preferred formats (PDF or Excel)
Netspend Earned Wage Access
Access your earned wages instantly, anytime, even on weekends. Track your earnings, gain financial insights, and utilize a suite of benefits like spending analytics and financial coaching. Manage your money simply and securely with real-time updates and bank-level encryption.
- Instant access to earned wages
- Track earnings in real-time
- Spending analytics
- Financial coaching and education
- Balance alerts
- Tax filing support
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Your benefits, on your terms. With Netspend, you’re in charge - track your earnings and make the most of your benefits! How It Works: 1. See your earnings grow with every shift. 2. Tap into your benefits anytime—even on weekends and holidays. 3. Discover smart ways to improve your finances. Why You’ll Love Netspend: • Fast & Flexible – Instant access to your funds, on demand. • Stay Informed – Real-time updates and insights. • Safe & Secure – Bank-level encryption and 24/7 support. • Full Suite of Financial Benefits – Access your earned wages, spending analytics, balance alerts, financial coaching and education, auto-balance transactions, tax filing, rewards, and more. No waiting. No hassle. Just simple, stress-free management at your fingertips. Download today! Need help? Call (844) 985-3596 or email ewasupport@netspend.com. Live chat support available after sign-up.
Screenshots
Verdict
PayDay! TimeClock and Netspend Earned Wage Access both sit at 5.0 stars, but that hides the real split: 100% of PayDay! TimeClock's written reviews are positive against 63% of Netspend Earned Wage Access's. Netspend Earned Wage Access's advantage is ratings volume (14K vs 1) and update cadence (fortnightly vs every 2 months). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for PayDay! TimeClock against 4.9 for Netspend Earned Wage Access. That said, the two scores are not equally well evidenced: Netspend Earned Wage Access has 14K ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 100% of PayDay! TimeClock's written reviews are positive against 63% of Netspend Earned Wage Access's.
PayDay! TimeClock ships an update every 2 months, Netspend Earned Wage Access fortnightly. The most recent releases landed on September 24, 2026 and October 13, 2026 respectively.
| Parameter | PayDay! TimeClock | Netspend Earned Wage Access |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.9 (14K ratings) |
| Positive reviews | 100.0% of reviews — better | 63.3% of reviews |
| Number of ratings | 1 | 14K — better |
| Update frequency | Every 2 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 85 MB | 129 MB |
| Age rating | 4+ | 4+ |
| Developer | PayrollServe | Netspend Corporation |
Customer experience
PayDay! TimeClock
Netspend Earned Wage Access
Bugs and requests
PayDay! TimeClock
Not enough reviews yet to summarise bugs or requests.
Netspend Earned Wage Access
Reported bugs
3 issues- Frequent app crashes and white screen issues
- Wage import and account access problems
- Inconsistent app behavior across devices
Requested features
4 requests- Faster wage availability
- Improved customer support and communication
- Reduced fees for transactions
- More transparency on wage deductions
In-app purchases
PayDay! TimeClock
No in-app purchases
Netspend Earned Wage Access
No in-app purchases
