Comparison

CencoPay vs Patagonia Móvil

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CencoPay

Manage your credit card and digital account with this secure and practical app. Make payments, transfer funds, pay with QR codes, purchase insurance, and shop online with exclusive benefits.

Highlights
  • Pay and recharge services
  • Transfer money to any account
  • Pay with QR code
  • Contract insurance
  • Shop online and in-person with benefits
Features
Read full description

Tarjeta Cencosud ahora es CencoPay Crédito. Una App renovada, más segura y práctica para que puedas operar tu tarjeta de crédito y tu cuenta digital. • Pagá y recargá servicios. • Transferí dinero a cualquier cuenta. • Pagá con QR en cualquier establecimiento. • Contratá seguros. • Comprá Online o presencial y aprovechá beneficios exclusivos.

About

Patagonia Móvil

Manage your bank accounts on your mobile device with a simple and modern design. Perform transactions like balance inquiries, transfers, bill payments, and loan applications from anywhere, anytime. Access savings, benefits, and locate branches or ATMs without logging in.

Highlights
  • Balance and transaction inquiries
  • Transfers between accounts
  • Service payments
  • Card payments and inquiries
  • Investment management
  • Loan applications and inquiries
  • Alert subscriptions
Features
Read full description

Descubrí una manera más simple de operar con tu banco La nueva aplicación de Banco Patagonia te permite operar a través de tu teléfono celular en cualquier momento y lugar, con un diseño simple y moderno. Podés acceder con el mismo usuario / documento y clave que en Patagonia eBank Personas y realizar las siguientes operaciones: * MODO * Consulta de saldos y últimos movimientos. * Transferencias entre cuentas propias y de terceros * Pago de servicios. * Pago de Tarjetas, consulta de saldos y vencimientos. * Inversiones. * Solicitud y consulta de Préstamos. * Suscripción a mensajes y alertas. Además vas a poder consultar los ahorros y beneficios, sucursales y cajeros más cercanos o contactarte con nosotros sin necesidad de ingresar a tu cuenta. Conocé más sobre Patagonia Móvil en: http://www.bancopatagonia.com.ar/personas/patagonia-movil.shtml

Screenshots

CencoPay4 screens
Patagonia Móvil4 screens

Verdict

The call

The clearest difference is review sentiment: Patagonia Móvil at 28% against CencoPay's 0%. Patagonia Móvil also leads on rating (4.6 vs 4.3) and ratings volume (255 vs 6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Patagonia Móvil holds the better App Store score, 4.6 against 4.3. That said, the two scores are not equally well evidenced: Patagonia Móvil has 255 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 0% of CencoPay's written reviews are positive against 28% of Patagonia Móvil's.

UpkeepUpdate frequency

CencoPay ships an update monthly, Patagonia Móvil every 2 weeks. The most recent releases landed on September 15, 2026 and September 19, 2026 respectively.

Scorecard4 real differences · 6 level
CencoPay versus Patagonia Móvil: the parameters behind the verdict, then further details
ParameterCencoPayPatagonia Móvil
PriceFreeFree
Rating4.3 (6 ratings)4.6 (255 ratings) — better
Positive reviews0.0% of reviews27.9% of reviews — better
Number of ratings6255 — better
Update frequencyMonthlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.616.6
Further details — not scored
Size184 MB308 MB
Age rating9+4+
DeveloperCencosudBanco Patagonia S.A.

Customer experience

CencoPay

All ratings6 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Patagonia Móvil

All ratings255 ratings
Positive91.0%
Neutral1.6%
Negative7.5%
Written reviews68 reviews
Positive27.9%
Neutral5.9%
Negative66.2%

In-app purchases

None

CencoPay

No in-app purchases

None

Patagonia Móvil

No in-app purchases

Questions

Is CencoPay free?
CencoPay is free to download, with no in-app purchases.
Is Patagonia Móvil free?
Patagonia Móvil is free to download, with no in-app purchases.
Which has better reviews, CencoPay or Patagonia Móvil?
Patagonia Móvil is rated higher. CencoPay averages 4.3 out of 5 from 6 ratings, while Patagonia Móvil averages 4.6 from 255 ratings.
Do CencoPay or Patagonia Móvil have ads?
Neither CencoPay nor Patagonia Móvil shows ads.
Which is updated more often, CencoPay or Patagonia Móvil?
CencoPay ships an update monthly, and Patagonia Móvil every 2 weeks. Most recently, CencoPay was updated on September 15, 2026 and Patagonia Móvil on September 19, 2026.

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