Comparison

DCOM Money Express vs PayB for 滋賀銀行

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DCOM Money Express

Send money internationally 24/7 to over 100 countries with smart account management and bank-level security. Features include real-time exchange rate comparisons, ATM deposits/withdrawals, and multi-language customer support.

Highlights
  • 24/7 international money transfers
  • Smart account management
  • Bank-level security
  • Multi-purpose card for ATM access
  • Real-time exchange rate comparison
  • Multi-language support
Features
Read full description

KEY FEATURES 24/7 International Money Transfers • Send money anytime, anywhere — to over 100 countries. Break the boundaries of distance and time. Smart Account Management • Check your balance, auto-convert currencies, view transaction history, and add unlimited recipients — all in one place. • Clear fees and exchange rates. No hidden charges, ever. Bank-Level Security, Trusted Across Japan • Multi-layer protection with device, account, and transaction-level MFA for your peace of mind • Industry-leading encryption to meet FSA standards. Your money is always secure, always protected DCOM Multi-Purpose Card – Convenience • Conveniently deposit and withdraw at over 50,000 ATMs in Japan. • Add funds to your card and transfer easily in-app — no recipient limits. Get the Best Exchange Rates, Updated Daily. • Compare exchange rates in real-time and send money when it’s most convenient for you. WHO IS THIS FOR? • For foreign residents in Japan looking to send money home quickly, easily, and without the hassle • Free customer support in 5 different languages. ADVANCED TECHNOLOGY • Enjoy lightning-fast, reliable transactions — even at peak times. • Get notified with real-time rate alerts and set recurring transfer reminders. • Supports 5 languages: Vietnamese, Japanese, English, Tagalog & Bahasa Indonesia. Download DCOM Money Express Now – Send Money Faster in Seconds! DCOM – Sending Love Across Borders

About

PayB for 滋賀銀行

Pay bills easily by scanning barcodes with your smartphone. Funds are immediately debited from your registered Shiga Bank account, eliminating the need to visit a convenience store or bank branch. Available 24/7, excluding a brief maintenance window.

Highlights
  • Scan bill barcodes with smartphone camera
  • Immediate debit from Shiga Bank account
  • Pay bills anytime, anywhere
  • No need to visit physical locations
  • Free to use
Features
Read full description

■アプリの概要 ・お客さまのスマートフォンやタブレット端末等で、コンビニ払込票のバーコードをアプリのカメラ機能で読み取ることで、公共料金や各種料金のお支払いができます。 ・アプリに登録の滋賀銀行の預金口座から支払代金が即時に引き落とされ、お支払いが完了します。 ・コンビニや銀行窓口等への来店不要で、時間や場所を選ばず、お支払いが可能です。 ■ご利用対象 滋賀銀行の普通預金口座を保有している個人のお客さま ※ただし、次の口座はご利用いただけません  ・法人名義の口座  ・Web口振受付サービスの利用停止登録がされている口座 ■ご利用時間 24時間 ※ただし、毎日23:55~0:05の10分間はサービス停止となります。  (アプリへの口座登録は、全日7:00~23:00となります) ■お問い合わせ 『しがぎん』ハローサポート フリーダイヤル:0120-213-560(国際電話からは077-503-3030) 受付時間:平日9:00~17:00 ■取扱手数料 無料 ※滋賀銀行が提供する「PayB for 滋賀銀行」は、ビリングシステム株式会社が提供する「PayB」を元に自社アプリとして開発されたものです。 ビリングシステム株式会社が提供するスマートフォン決済アプリ「PayB」に対応した加盟店でも共通でご利用可能です。 ※今後の機能拡張については、都度ご案内いたします。

Screenshots

DCOM Money Express4 screens
PayB for 滋賀銀行4 screens

Verdict

The call

The clearest difference is update cadence: DCOM Money Express at every 6 weeks against PayB for 滋賀銀行's every 8 months. DCOM Money Express also leads on iOS requirement (12.0 vs 16.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

DCOM Money Express ships an update every 6 weeks, PayB for 滋賀銀行 every 8 months. Both last shipped on November 6, 2026.

Scorecard2 real differences · 8 level
DCOM Money Express versus PayB for 滋賀銀行: the parameters behind the verdict, then further details
ParameterDCOM Money ExpressPayB for 滋賀銀行
PriceFreeFree
Rating4.7 (109 ratings) — better—
Positive reviews86.9% of reviews87.5% of reviews — better
Number of ratings109 — better—
Update frequencyEvery 6 weeks — betterEvery 8 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS12.0 — better16.0
Further details — not scored
Size228 MB2 MB
Age rating4+4+
DeveloperD. COMMUNICATIONS, INC.滋賀銀行

Customer experience

DCOM Money Express

All ratings96 ratings
Positive93.8%
Neutral0.0%
Negative6.3%
Written reviews160 reviews
Positive86.9%
Neutral0.6%
Negative12.5%

PayB for 滋賀銀行

Written reviews8 reviews
Positive87.5%
Neutral12.5%
Negative0.0%

In-app purchases

None

DCOM Money Express

No in-app purchases

None

PayB for 滋賀銀行

No in-app purchases

Questions

Is DCOM Money Express free?
DCOM Money Express is free to download, with no in-app purchases.
Is PayB for 滋賀銀行 free?
PayB for 滋賀銀行 is free to download, with no in-app purchases.
Do DCOM Money Express or PayB for 滋賀銀行 have ads?
Neither DCOM Money Express nor PayB for 滋賀銀行 shows ads.
Which is updated more often, DCOM Money Express or PayB for 滋賀銀行?
DCOM Money Express ships an update every 6 weeks, and PayB for 滋賀銀行 every 8 months. Most recently, DCOM Money Express was updated on November 6, 2026 and PayB for 滋賀銀行 on November 6, 2026.

Other comparisons