Comparison

Naira Exchange Rates vs Zap by Paystack

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Naira Exchange Rates

Track exchange rates for US Dollar and GB Pound to Nigerian Naira for remittances. Features include a calculator, bank information, historical rate trends, and offline browsing. Ideal for Nigerians abroad sending money home.

Highlights
  • USD/GBP to NGN exchange rate tracking
  • Remittance calculator
  • Bank contact and fee information
  • Forex rate trends and forecasts
  • Offline rate browsing
  • Favorite bank rate tracking
Features
Read full description

Nigerian Naira Exchange Rates Comparison App for NRNs remitting Dollar Pound from USA & UK. App Features Summary: 1. Easily track US Dollar or GB Pound to NGN remittance exchange rates for top financial institutions 2. Handy settings tab to change your source currency anytime 3. Naira Remittance Rates 4. Remitted Amount Calculator 5. Bank Information like phone/email contacts, fees, charges 6. Forex rate graphical trends and Bank historical rates 7. Forex trends/forecast. 8. Offline Rates Browsing. 9. No additional account creation needed. 10. Your favorite amount - Your typical transfer amount. 11. Track your favorite bank rates amongst indicative and locked-in rates. 12. Trending colors - green for going up, red for going down. 13. Free for Android NOW, ALWAYS GET YOUR NIGERIA BOUND MONEY TRANSFERS RIGHT Naira currently shows the rates and details of Central Bank of Nigeria, Ria , Western Union, World Remit , Xendpay , Transferwise, Xoom Many more features to interact and provide us your valuable feedback using polls and surveys. Disclaimer: Please refer: http://www.crazynova.com/ios_disclaimer.html

About

Zap by Paystack

Send money to any bank account in Nigeria with ease. Enjoy a fast, secure, and reliable platform for all your transfer needs. The app offers a hassle-free onboarding process for a seamless start.

Highlights
  • Seamless onboarding
  • Fast bank transfers
  • Secure transactions
  • Reliable platform
  • Send money to any Nigerian bank
Features
Read full description

Zap is built by Paystack to do one thing well: make spending effortless, reliable and organized, every single time. Backed by the infrastructure powering thousands of Nigeria's most trusted businesses. Here's what that looks like in practice.
 NO BLOAT. JUST CLEAN, FAST PAYMENTS • Zap is designed to be clutter-free. No unnecessary screens, no confusing menus, just a clean, super-fast payment experience that gets out of your way.
 FINALLY KNOW WHERE YOUR MONEY GOES • Zap automatically categorises your spending and surfaces insights about your financial habits. See patterns, track what matters, and stop guessing at the end of the month.
 PAY LIKE A LOCAL WITH APPLE PAY • Visiting Nigeria? Use Apple Pay to send money to any Nigerian bank account. No local bank account needed, no currency conversion hassle. Pay like a local from the moment you land. PAY A WIDE RANGE OF BILLS • With Zap, you can buy data and airtime, pay for electricity, renew DSTV, get Apple and PlayStore gift cards, and top up your XBOX, PS5, and mobile games without leaving the Zap app. PAY THE SAME PEOPLE FASTER • Zap remembers everyone you pay. Repeat any transfer in two taps without re-entering account numbers. SCAN TO PAY • Point your camera at any account number, whether on a payment decal, receipt, invoice, or phone screen, and Zap reads the digits and finds the bank for you. No more typing long numbers or second-guessing. ALL YOUR BANKS, ONE APP • Connect whichever banks you use and move money from them without switching apps. 
 PAY AT ANY PAYSTACK CHECKOUT • Zap works natively at thousands of Paystack-powered businesses across Nigeria. Pay directly from Zap with just a few taps. It’s faster than any other payment method. FAST, RELIABLE AND SECURE EVERY TIME • Built on Paystack's infrastructure, every transfer is encrypted and protected. Your money moves securely, and when it lands, you'll know immediately. Zap is not a bank. Deposits are held with our licensed banking partner. Zap is a product of Paystack Payments Limited, licensed by the Central Bank of Nigeria.

Screenshots

Naira Exchange Rates4 screens
Zap by Paystack4 screens

Verdict

The call

The clearest difference is review sentiment: Naira Exchange Rates at 100% against Zap by Paystack's 62%. Naira Exchange Rates also leads on rating (4.8 vs 4.3) and ads (none vs shown). Zap by Paystack's advantage is ratings volume (24 vs 5). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Naira Exchange Rates holds the better App Store score, 4.8 against 4.3. Both are backed by a comparable volume of ratings — 5 and 24 respectively. Written reviews point the same way: 100% of Naira Exchange Rates's written reviews are positive against 62% of Zap by Paystack's.

UpkeepUpdate frequency

Naira Exchange Rates ships an update weekly, Zap by Paystack every 2 weeks. The most recent releases landed on October 7, 2026 and October 30, 2026 respectively.

Scorecard8 real differences · 2 level
Naira Exchange Rates versus Zap by Paystack: the parameters behind the verdict, then further details
ParameterNaira Exchange RatesZap by Paystack
PriceFreeFree
Rating4.8 (5 ratings) — better4.3 (24 ratings)
Positive reviews100.0% of reviews — better61.5% of reviews
Number of ratings524 — better
Update frequencyWeekly — betterEvery 2 weeks
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS6.0 — better16.0
Further details — not scored
Size5 MB62 MB
Age rating4+17+
DeveloperCrazynova LLCPaystack Payments Limited

Customer experience

Naira Exchange Rates

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Zap by Paystack

All ratings24 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews13 reviews
Positive61.5%
Neutral7.7%
Negative30.8%

In-app purchases

None

Naira Exchange Rates

No in-app purchases

None

Zap by Paystack

No in-app purchases

Questions

Is Naira Exchange Rates free?
Naira Exchange Rates is free to download, with no in-app purchases.
Is Zap by Paystack free?
Zap by Paystack is free to download, with no in-app purchases.
Which has better reviews, Naira Exchange Rates or Zap by Paystack?
Naira Exchange Rates is rated higher. Naira Exchange Rates averages 4.8 out of 5 from 5 ratings, while Zap by Paystack averages 4.3 from 24 ratings.
Do Naira Exchange Rates or Zap by Paystack have ads?
Zap by Paystack shows ads; Naira Exchange Rates does not.
Which is updated more often, Naira Exchange Rates or Zap by Paystack?
Naira Exchange Rates ships an update weekly, and Zap by Paystack every 2 weeks. Most recently, Naira Exchange Rates was updated on October 7, 2026 and Zap by Paystack on October 30, 2026.

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