Comparison

Bambuser Chat vs PayUp Payments

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bambuser Chat

Connect with online shoppers through text or video chat to provide personalized advice and boost sales. Offer a human touch to the online shopping experience, build confidence, and maintain customer relationships for repeat business.

Highlights
  • Text and video chat with shoppers
  • Personalized product recommendations
  • Showcase products via video
  • Build customer contacts
  • Follow-up reminders
  • In-store experience online
Features
Read full description

The Bambuser Chat App allows store teams to connect with online shoppers. Bring the best of in-store online and create experiences that convert. Reach shoppers wherever they are, whether shopping online from the office or from the couch. Help them out when they need it, give them personalized advice and boost your sales. Go available to accept incoming requests from online shoppers, and chat via text or video. Show how the products really look, and see what they've been looking at to tailor your recommendations. Give shoppers confidence to checkout. Answer questions, show shoppers what they're interested in before they buy, and find other products they'll love. That's how you'll give shoppers the confidence to make the purchase. Keep in touch with shoppers. It doesn't have to end after one chat! Invite them to join your exclusive Contacts. Keep the conversation going, send them updates, and more recommendations. Set reminders to make it easy to know when it's time to follow up. ––– What is Bambuser Chat? Chat connects people with people. Shoppers that use Chat say their favorite part of the experience is the human connection it creates. Merchants can give shoppers that in-real-life experience by bringing the human element online, using brand experts to inspire shoppers and give them confidence to make purchase decisions. Chat empowers brand experts to bring their authenticity and expertise beyond the walls of their local store to millions of shoppers online. The Bambuser Chat App allows store teams to connect with online shoppers. Bring the best of in-store online and create experiences that convert. Reach shoppers wherever they are, whether shopping online from the office or from the couch. Help them out when they need it, give them personalized advice and boost your sales. Share your expert recommendations via Messaging and Video Chat. Go available to accept incoming requests from online shoppers, and chat via text or video. Show off how the products really look, and see what they've been looking at to tailor your recommendations. Give shoppers confidence to checkout. Answer questions, show shoppers what they're interested in before they buy, and find other products they'll love. That's how you'll give shoppers the confidence to make the purchase. Keep in touch with shoppers. It doesn't have to end after one chat! Invite them to join your exclusive Contacts. Keep the conversation going, send them updates, and more recommendations. Set reminders to make it easy to know when it's time to follow up. ––– What is Bambuser Chat? Chat connects people with people. Shoppers that use Chat say their favorite part of the experience is the human connection it creates. Merchants can give shoppers that in-real-life experience by bringing the human element online, using brand experts to inspire shoppers and give them confidence to make purchase decisions. Chat empowers brand experts to bring their authenticity and expertise beyond the walls of their local store to millions of shoppers online.

About

PayUp Payments

This app enables merchants to offer a buy now, pay later option at checkout without needing POS integration. Shoppers can split purchases into three interest-free installments and receive their goods immediately.

Highlights
  • Offer Buy Now Pay Later at checkout
  • No POS integration required
  • Split payments into 3 interest-free installments
  • Initiate transactions via QR code, email, or SMS
  • Process refunds
  • Extract daily cash ups
  • Direct chat support
Features
Read full description

PayUp allows merchants to offer PayJustNow at check out with no POS integration. PayJustNow is a buy now, pay later service that offers shoppers split payments at checkout while getting their goods upfront. The purchase is split into 3 interest-free instalments. Key functionality includes: - Sign up consumers to PayJustNow - Initiate transactions via QR code, email or sms - Process refunds - Extract daily cash ups - Chat directly to our support centre PayJustNow is being used as a tender type in over 1500 stores across South Africa.

Screenshots

Bambuser Chat4 screens
PayUp Payments4 screens

Verdict

The call

The clearest difference is rating: Bambuser Chat at 3.3 against PayUp Payments's 2.3. Bambuser Chat also leads on update cadence (monthly vs every 3 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Bambuser Chat holds the better App Store score, 3.3 against 2.3. Both are backed by a comparable volume of ratings — 7 and 15 respectively.

UpkeepUpdate frequency

Bambuser Chat ships an update monthly, PayUp Payments every 3 months. Both last shipped on October 15, 2026.

Scorecard2 real differences · 8 level
Bambuser Chat versus PayUp Payments: the parameters behind the verdict, then further details
ParameterBambuser ChatPayUp Payments
PriceFreeFree
Rating3.3 (7 ratings) — better2.3 (15 ratings)
Positive reviews33.3% of reviews—
Number of ratings715 — better
Update frequencyMonthly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size140 MB46 MB
Age rating4+4+
DeveloperBambuserPayJustNow

Customer experience

Bambuser Chat

All ratings7 ratings
Positive57.1%
Neutral0.0%
Negative42.9%
Written reviews39 reviews
Positive33.3%
Neutral2.6%
Negative64.1%

PayUp Payments

All ratings15 ratings
Positive26.7%
Neutral13.3%
Negative60.0%

In-app purchases

None

Bambuser Chat

No in-app purchases

None

PayUp Payments

No in-app purchases

Questions

Is Bambuser Chat free?
Bambuser Chat is free to download, with no in-app purchases.
Is PayUp Payments free?
PayUp Payments is free to download, with no in-app purchases.
Which has better reviews, Bambuser Chat or PayUp Payments?
Bambuser Chat is rated higher. Bambuser Chat averages 3.3 out of 5 from 7 ratings, while PayUp Payments averages 2.3 from 15 ratings.
Do Bambuser Chat or PayUp Payments have ads?
Neither Bambuser Chat nor PayUp Payments shows ads.
Which is updated more often, Bambuser Chat or PayUp Payments?
Bambuser Chat ships an update monthly, and PayUp Payments every 3 months. Most recently, Bambuser Chat was updated on October 15, 2026 and PayUp Payments on October 15, 2026.

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