Swaper vs Payeek
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Swaper
This platform allows users to invest in loan receivables and earn passive income. It offers an automated investment feature for easy portfolio creation and management on the go. Earn up to 16% annually on your investments.
- Invest in loan receivables
- Earn up to 16% annually
- Automated investment portfolios
- Manage and track investments
- Generate passive income
Read full descriptionHide full description
Swaper is a marketplace platform offering to buy Claim Rights for loan receivables where you can earn up to 16% annually. We offer to buy claim rights with the help of prepared Auto Buy Portfolio that you can create with just one click. With mobile app you can manage, track and earn passive income everywhere. Passive income. It's Easy!
Payeek
Read full descriptionHide full description
Payeek keeps every subscription, bill and recurring charge in one beautiful, fast app - and shows you exactly what you really pay. • See your true monthly and yearly spend at a glance • Recognizable logos for every service - your list looks like your life • Reminders before each charge, so nothing surprises you • Free-trial alerts: cancel BEFORE you're billed • A transactions ledger with budgets to keep spending in check • Home Screen & Lock Screen widgets • Private by design - syncs through your own iCloud, no account, no servers PAYEEK PRO - unlock everything with a one-time purchase, or a low yearly option: unlimited subscriptions, widgets, budgets, trial alerts, export, Siri & Spotlight. No ads. No data selling. Pay once, keep it forever. Available on iPhone and iPad. By using this app, you agree to Apple's Standard End User License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ and to our Privacy Policy: https://nestraglit.cz/zasady-ochrany-osobnich-udaju.html
Screenshots
Verdict
The clearest difference is in-app purchases: Swaper at none against Payeek's 2. Swaper also leads on update cadence (every 9 days vs every 2 months) and iOS requirement (15.1 vs 18.0). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Payeek sells 2 in-app purchases, starting at $2.99 per year. Swaper asks for nothing beyond the download.
Swaper ships an update every 9 days, Payeek every 2 months. The most recent releases landed on October 3, 2026 and October 13, 2026 respectively.
| Parameter | Swaper | Payeek |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 80.0% of reviews | — |
| Update frequency | Every 9 days — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Ad-supported | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 18.0 |
| Further details — not scored | ||
| Size | 32 MB | 8 MB |
| Age rating | 4+ | 12+ |
| Developer | Swaper Platform OÜ | Nestragl IT s.r.o. |
In-app purchases
Swaper
No in-app purchases
Payeek
- Payeek Pro - Yearly$2.991 Year
- Payeek Pro - Lifetime$9.99









