Comparison

Swaper vs Payeek

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Swaper

This platform allows users to invest in loan receivables and earn passive income. It offers an automated investment feature for easy portfolio creation and management on the go. Earn up to 16% annually on your investments.

Highlights
  • Invest in loan receivables
  • Earn up to 16% annually
  • Automated investment portfolios
  • Manage and track investments
  • Generate passive income
Features
Read full description

Swaper is a marketplace platform offering to buy Claim Rights for loan receivables where you can earn up to 16% annually. We offer to buy claim rights with the help of prepared Auto Buy Portfolio that you can create with just one click. With mobile app you can manage, track and earn passive income everywhere. Passive income. It's Easy!

About

Payeek

Features
Read full description

Payeek keeps every subscription, bill and recurring charge in one beautiful, fast app - and shows you exactly what you really pay. • See your true monthly and yearly spend at a glance • Recognizable logos for every service - your list looks like your life • Reminders before each charge, so nothing surprises you • Free-trial alerts: cancel BEFORE you're billed • A transactions ledger with budgets to keep spending in check • Home Screen & Lock Screen widgets • Private by design - syncs through your own iCloud, no account, no servers PAYEEK PRO - unlock everything with a one-time purchase, or a low yearly option: unlimited subscriptions, widgets, budgets, trial alerts, export, Siri & Spotlight. No ads. No data selling. Pay once, keep it forever. Available on iPhone and iPad. By using this app, you agree to Apple's Standard End User License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ and to our Privacy Policy: https://nestraglit.cz/zasady-ochrany-osobnich-udaju.html

Screenshots

Swaper4 screens
Payeek4 screens

Verdict

The call

The clearest difference is in-app purchases: Swaper at none against Payeek's 2. Swaper also leads on update cadence (every 9 days vs every 2 months) and iOS requirement (15.1 vs 18.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Payeek sells 2 in-app purchases, starting at $2.99 per year. Swaper asks for nothing beyond the download.

UpkeepUpdate frequency

Swaper ships an update every 9 days, Payeek every 2 months. The most recent releases landed on October 3, 2026 and October 13, 2026 respectively.

Scorecard3 real differences · 5 level
Swaper versus Payeek: the parameters behind the verdict, then further details
ParameterSwaperPayeek
PriceFreeFree
Positive reviews80.0% of reviews—
Update frequencyEvery 9 days — betterEvery 2 months
AdsNoNo
In-app purchasesNo — betterYes
MonetizationAd-supported—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better18.0
Further details — not scored
Size32 MB8 MB
Age rating4+12+
DeveloperSwaper Platform OÜNestragl IT s.r.o.

In-app purchases

None

Swaper

No in-app purchases

2 purchases

Payeek

Subscriptions1
  • Payeek Pro - Yearly$2.991 Year
One-time1
  • Payeek Pro - Lifetime$9.99

Questions

Is Swaper free?
Swaper is free to download, with no in-app purchases.
Is Payeek free?
Payeek is free to download, with in-app purchases available.
Do Swaper or Payeek have ads?
Neither Swaper nor Payeek shows ads.
Which is updated more often, Swaper or Payeek?
Swaper ships an update every 9 days, and Payeek every 2 months. Most recently, Swaper was updated on October 3, 2026 and Payeek on October 13, 2026.

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