富宝袋 vs 白猫贷
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
富宝袋
This app offers a personal credit line for consumer installment loans. Users can apply online for a virtual credit limit to facilitate installment payments for purchases.
- Personal credit line
- Consumer installment loans
- Online application
- Virtual credit limit
- Purchase installment payments
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富宝袋是由深圳市富龙小额贷款有限公司根据个人信用打造的一款消费贷款分期产品，用户通过富宝袋在线申请虚拟信用额度，可实现消费分期功能。
白猫贷
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白猫贷是一款利用人工智能和大数据风控技术，面向大众提供金融信贷服务的小额贷款平台，致力于为用户提供方便、快捷、安心的借款服务。 ——产品特色—— 【额度高】额度最高200,000万 【门槛低】凭身份证快速出额度 方便快捷 【放款快】实时审批 快速放款 畅快体验 【流程简】在线申请 自动审核 “刷脸”得额度 ——温馨提示—— 1.贷款额度、利率，放款时间以实际审核为准 2.贷款有风险，借款需谨慎，请根据个人能力合理贷款，理性消费，避免逾期 官方微信：白猫贷 官方客服电话：400-6888009 ( 工作日9:30-18:30 )
Screenshots
Verdict
The clearest difference is iOS requirement: 富宝袋 at 11.0 against 白猫贷's 13.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
富宝袋 ships an update every 5 weeks, 白猫贷 every 6 weeks. The most recent releases landed on September 8, 2026 and September 19, 2026 respectively.
| Parameter | 富宝袋 | 白猫贷 |
|---|---|---|
| Price | Free | Free |
| Rating | 2.3 (3 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 3 — better | — |
| Update frequency | Every 5 weeks — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 11.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 125 MB | 32 MB |
| Age rating | 17+ | 17+ |
| Developer | SHENZHEN FULONG INCLUSIVE FINANCE Co.,Ltd. | Guangzhou Zhidu Internet Microfinance Co., Ltd. |
In-app purchases
富宝袋
No in-app purchases
白猫贷
No in-app purchases
