LVB DigiBank vs ST Hub

LVB DigiBank is the digital banking of Lao - Viet Joint Venture Bank Co., Ltd (1) LVB DigiBank is the digital banking of Lao-Viet Joint Venture Bank Co., Ltd to satisfy the demands on banking services of individual, business and other organisations. (2) TOTALLY FREE registration, maintenance, management and use. Many banking services on LVB DigiBank are free including domestic transfer, bill payment and many others. Customers also receive Cash Back or discount for phone top-up, bill payment, payments by QR-Pay. 3) Customer needs only 1 user and password to do banking transactions on any Internet-connected devices such as mobile phones, tablets, desktops, laptops. Best Features of LVB DigiBank: (1) Convenient financial management with a function allowing users to access information and history of all accounts including current accounts, saving accounts, term deposit, loans, card… (2) Instant and secure international and domestic money transfer: internal transfer within the system of LVB, domestic interbank transfer, international transfer, transfer via phone number, quick transfer 24/7. (3) Water bill payment, telecom fee payment, ADSL, Leased line, road charge payment, land tax payment, national budget payment, Phone top-up. (4) Payment for loan of financial companies and microfinance organisations. (5) Bying Insurances: new insurance premium and renewal of existing insurance contracts. (6) Scheduled automatic payment for bills; favourite payments (7) Employee salary payment, payroll (8) Payment with QR Code. (9) Foreign exchange (10) Online term deposit: New creation deposit, term deposit closure. (11) Card services: access card information, activate/lock card, check card transaction history (12) Register for services: register for card issuance, register for loan online, and others. Utilities: 1. Login by fingerprint, face 2. Verify transaction by SmartOTP 3. Set up favourite functions on Homepage 4. Set up profile picture, background picture, change background colour 5. Check exchange rate, interest rate, branch/AMT location 6. Interest rate platform, exchange rate platform 7. Receive information from LVB 8. Language options: Lao, English, Vietnamese 9. Shareable application 10. Beneficiary names and payment accounts can be defaulted.

ST HUB is the official retail mobile banking service of the ST Bank and includes the service in the application, which you can control your finances anytime, anywhere simple easy and fast. ST Hub app can be view account summaries and manage your term deposits accounts summaries; Bill payment; Fund transfer, including transfers to other bank customer by Through the LAPSNET center; Earn Point for Rewards and much, much more. Feature and Functions of ST HUB, Login - Mobile PIN - Fingerprint Scan to Pay - Scan Merchant QR to make Payment - Select Prepaid debit card to pay Balance Inquiry - Debit Account balance Fund Transfer - Select Prepaid debit card / Own account / Other account to transfer - Transfer to payee in the list - Transfer to new payee – Scan QR, Import QR from image Gallery, input card number / account number. My Card - Add Debit card - Change default card Bill Payment - Electricity payment, Water payment, Mobile payment, Road tax, Land tax, LDTV, Leasing payment, Insurance payment and etc. HUB Point - Earn Point for Rewards Setting - Chang card PIN - Chang Login Mobile PIN - Lock / Unlock card - Toggle Dark / Light Mode - Turn On / Off Touch ID Service - Checking exchange rate and Interest rate - ATM location and Branch location - Service Request