Comparison

LVB DigiBank vs Bancovinet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LVB DigiBank

This digital banking app offers a comprehensive suite of financial services for individuals and businesses. Manage accounts, transfer funds domestically and internationally, pay bills, and even purchase insurance. Enjoy secure transactions and convenient access from any internet-connected device.

Highlights
  • Account management and history
  • Instant domestic and international transfers
  • Bill payments (utilities, telecom, loans, insurance)
  • QR Code payments
  • Foreign exchange services
  • Online term deposits
  • Card services (activation, locking, history)
Features
Read full description

LVB DigiBank is the digital banking of Lao - Viet Joint Venture Bank Co., Ltd (1) LVB DigiBank is the digital banking of Lao-Viet Joint Venture Bank Co., Ltd to satisfy the demands on banking services of individual, business and other organisations. (2) TOTALLY FREE registration, maintenance, management and use. Many banking services on LVB DigiBank are free including domestic transfer, bill payment and many others. Customers also receive Cash Back or discount for phone top-up, bill payment, payments by QR-Pay. 3) Customer needs only 1 user and password to do banking transactions on any Internet-connected devices such as mobile phones, tablets, desktops, laptops. Best Features of LVB DigiBank: (1) Convenient financial management with a function allowing users to access information and history of all accounts including current accounts, saving accounts, term deposit, loans, card… (2) Instant and secure international and domestic money transfer: internal transfer within the system of LVB, domestic interbank transfer, international transfer, transfer via phone number, quick transfer 24/7. (3) Water bill payment, telecom fee payment, ADSL, Leased line, road charge payment, land tax payment, national budget payment, Phone top-up. (4) Payment for loan of financial companies and microfinance organisations. (5) Bying Insurances: new insurance premium and renewal of existing insurance contracts. (6) Scheduled automatic payment for bills; favourite payments (7) Employee salary payment, payroll (8) Payment with QR Code. (9) Foreign exchange (10) Online term deposit: New creation deposit, term deposit closure. (11) Card services: access card information, activate/lock card, check card transaction history (12) Register for services: register for card issuance, register for loan online, and others. Utilities: 1. Login by fingerprint, face 2. Verify transaction by SmartOTP 3. Set up favourite functions on Homepage 4. Set up profile picture, background picture, change background colour 5. Check exchange rate, interest rate, branch/AMT location 6. Interest rate platform, exchange rate platform 7. Receive information from LVB 8. Language options: Lao, English, Vietnamese 9. Shareable application 10. Beneficiary names and payment accounts can be defaulted.

About

Bancovinet

Manage your banking operations conveniently from your mobile device. Access your accounts and perform transactions anytime, anywhere with a secure and reliable platform.

Highlights
  • Perform banking operations
  • Access accounts anytime
  • Secure transactions
  • Reliable platform
  • Mobile banking
Read full description

BancoviNet es la nueva aplicación de BANCOVI con la que podrás realizar tus operaciones bancarias a cualquier hora y en cualquier lugar; con la estabilidad, solidez y confianza que caracteriza a tu Banco Cooperativo Visionario.

Screenshots

LVB DigiBank4 screens
Bancovinet4 screens

Verdict

The call

The clearest difference is ratings volume: LVB DigiBank at 12 against Bancovinet's 1. On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Bancovinet holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: LVB DigiBank has 12 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

LVB DigiBank ships an update every 3 weeks, Bancovinet every 5 weeks. The most recent releases landed on October 19, 2026 and October 20, 2026 respectively.

Scorecard1 real difference · 9 level
LVB DigiBank versus Bancovinet: the parameters behind the verdict, then further details
ParameterLVB DigiBankBancovinet
PriceFreeFree
Rating4.8 (12 ratings)5.0 (1 ratings) — better
Positive reviews77.6% of reviews—
Number of ratings12 — better1
Update frequencyEvery 3 weeks — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14 — better15.6
Further details — not scored
Size121 MB34 MB
Age rating4+4+
DeveloperLao - Viet Bank Co., LtdBANCOVI de R.L.

Customer experience

LVB DigiBank

All ratings12 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews67 reviews
Positive77.6%
Neutral4.5%
Negative17.9%

Bancovinet

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

LVB DigiBank

No in-app purchases

None

Bancovinet

No in-app purchases

Questions

Is LVB DigiBank free?
LVB DigiBank is free to download, with no in-app purchases.
Is Bancovinet free?
Bancovinet is free to download, with no in-app purchases.
Which has better reviews, LVB DigiBank or Bancovinet?
Bancovinet is rated higher. LVB DigiBank averages 4.8 out of 5 from 12 ratings, while Bancovinet averages 5.0 from 1 ratings.
Do LVB DigiBank or Bancovinet have ads?
Neither LVB DigiBank nor Bancovinet shows ads.
Which is updated more often, LVB DigiBank or Bancovinet?
LVB DigiBank ships an update every 3 weeks, and Bancovinet every 5 weeks. Most recently, LVB DigiBank was updated on October 19, 2026 and Bancovinet on October 20, 2026.

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