Comparison

Upay.net vs Relay Payments

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Upay.net

Easily send mobile credit, internet, and utility payments to family and friends in Uzbekistan and Tajikistan from abroad. Securely top up accounts using various payment methods with a convenient and user-friendly interface. Enjoy fast delivery and transaction history tracking.

Highlights
  • Mobile recharge for Uzbekistan and Tajikistan
  • Internet and utility bill payments
  • Supports Visa, Mastercard, PayPal, and more
  • Secure transactions and data protection
  • Transaction history and favorite numbers
  • Instant delivery after verification
Features
Read full description

UPAYNET is a modern and secure mobile recharge service that enables to send credit to mobile phones, internet service providers, utilities and many other services in Uzbekistan and Tajikistan. Now everyone who lives, studies or works abroad will be able to top up mobile phones of their family members and friends quickly, safely and conveniently! Our company was founded in 2016 in New York and already has more than 100.000 users around the world, every day we are working to improve the quality of service, adding new destination countries and new mobile providers. Top up accounts of all cellular companies in Uzbekistan and Tajikistan; - Payment of Internet service providers services in Uzbekistan and Tajikistan; - Payment of utility services of Uzbekistan and Tajikistan; - Payment for various other services and providers in Uzbekistan and Tajikistan; - Different payment methods Visa, Master Card, Discovery, PayPal, AMEX etc.; - Your personal information and payment details are safe; - The history of your transactions directly on your phone; - Convenient and simple interface; - Ability to save favorite numbers; - Automatic payments and instant delivery after verification of your billing information; - The most reliable website for sending minutes to Uzbekistan; - Leader in sending mobile recharge from abroad to Uzbekistan and Tajikistan. Our webpage: https://upay.net Our channel in Telegram: https://t.me/uzpaynet4u Our page on Facebook: https://www.facebook.com/upaynet Our page on Instagram: https://www.instagram.com/upaynet/ 24/7 Customer support: +1 877 7738355, +1 718 5032282 Email: support@upay.net info@upay.net UPAYNET – это современный и безопасный сервис пополнения мобильных счетов Узбекистана и Таджикистана из заграницы. Теперь каждый, кто живет, работает или учиться заграницей, сможет пополнять счета своим родным и близким быстро, безопасно и удобно! Наша компания была основано в 2016 году в Нью – Йорке и уже имеет более 100.000 тысяч пользователей по всему миру, мы каждый день работаем над улучшением качества обслуживание, добавлением новых стран и операторов. - Пополнение счетов всех сотовых компаний Узбекистана,Таджикистан и США; - Оплата интернет провайдеров Узбекистана иТаджикистана; - Оплата коммунальных услуг Узбекистана и Таджикистана; - Оплата разных сервисов и провайдеров Узбекистана и Таджикистана; - Разные способы оплаты Visa, Master Card, Discovery, American Express, PayPal и т.д.; - Безопасность Ваших данных и Ваших платежей; - История Ваших транзакций прямо на Вашем телефоне; - Удобный и простой интерфейс; - Возможность сохранение любимых номеров; - Автоматические платежи и моментальная доставка после верификации Ваших платежных данных; - Самый надежный сайт отправки минут в Узбекистан и Таджикистан; - Лидер по количеству пополнений счетов мобильных телефонов отправляемых из заграницы в Узбекистан и Таджикистан. Наш сайт: https://upay.net Канал в Telegram: https://t.me/uzpaynet4u Мы в Facebook: https://www.facebook.com/upaynet Мы а в Instagram: https://www.instagram.com/upaynet/ 24/7 Службы поддержки: +1 877 7738355, +1 718 5032282 Email: support@upay.net info@upay.net #mobile recharge #mobile top up #mobile reload #mobile credit #mobile airtime #upaynet #мобильная оплата #пополнить баланс мобильного #upaynet #юпайнет #отправка мобильных минут #пополнение мобильного счёта #мобильный платёж

About

Relay Payments

This app simplifies payments for truck drivers, allowing them to pay for fuel, lumper fees, scales, and parking reservations digitally. It aims to eliminate the need for cash or checks, offering transparent pricing and discounts at participating merchants.

Highlights
  • Instant digital payments for truckers
  • Pay for discounted fuel
  • Settle lumper fees at warehouses
  • Digital payments for scales
  • Locate and reserve truck parking
  • Cardless fuel purchases
  • Transparent pricing
Features
Read full description

Relay's instant digital payments help truck drivers simplify how they pay for discounted fuel, lumper fees, scales, parking reservations, and other OTR expenses. Used by more than 400,000 truck drivers and carriers across the U.S., Relay's solution removes the need for cash or checks to make payments. By downloading the Relay app, truck drivers can find and pay less for fuel at participating merchants, pay lumper fees at more than 90% of warehouses, pay for scales, and locate and book parking spots along their route. PAY LESS FOR FUEL: Instantly use Relay's cardless digital payments to purchase fuel along your route. Relay's innovative payment solution ensures complete pricing transparency, requires no lengthy activations or card applications, and can provide substantial fuel discounts at participating truck stops. PAY LUMPERS: Drivers can save 20+ minutes on the dock and get back on the road faster by using Relay for unloading payments. No more late-night phone calls or lost receipts. Relay removes the need to phone to verify fleet check numbers with dispatchers and gets drivers off the dock and back on the road faster. PAY FOR SCALES: Make digital payments for scales at CAT Scale locations and other merchant locations. PARK YOUR TRUCK: Locate and reserve overnight parking with Relay's GPS-enabled app. You can explore parking along your route, identify locations with open spots, book your reservation, and pay for parking, all from the safety and comfort of your cabin. Relay arms truck drivers with an intuitive mobile app that lets them seamlessly pay for OTR expenses at our merchant partners, secure and pay less for fuel, capture invoices, and save valuable service hours. We are committed to building modern, digital solutions and offering best-in-class 24/7 U.S.- based customer service to help streamline payment processes in an underserved industry. Download the app today. Share your ideas and feedback at info@relaypayments.com.

Screenshots

Upay.net4 screens
Relay Payments4 screens

Verdict

The call

The clearest difference is ads: Relay Payments at none against Upay.net's shown. Relay Payments also leads on monetization model (free vs ad-supported) and ratings volume (32K vs 5.3K). Upay.net's advantage is review sentiment (92% vs 63%). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Upay.net against 4.8 for Relay Payments. That said, the two scores are not equally well evidenced: Relay Payments has 32K ratings behind it against 5.3K, so its average is the more settled of the two. Written reviews are what separate them: 92% of Upay.net's written reviews are positive against 63% of Relay Payments's.

UpkeepUpdate frequency

Upay.net ships an update every 3 weeks, Relay Payments every 2 weeks. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

Scorecard4 real differences · 6 level
Upay.net versus Relay Payments: the parameters behind the verdict, then further details
ParameterUpay.netRelay Payments
PriceFreeFree
Rating4.9 (5.3K ratings) — better4.8 (32K ratings)
Positive reviews91.9% of reviews — better63.3% of reviews
Number of ratings5.3K32K — better
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size108 MB97 MB
Age rating4+4+
DeveloperUzrek Payment Systems IncRelay Payments

Customer experience

Upay.net

All ratings5,300 ratings
Positive98.0%
Neutral0.4%
Negative1.6%
Written reviews111 reviews
Positive91.9%
Neutral0.9%
Negative7.2%

Relay Payments

All ratings31,880 ratings
Positive94.4%
Neutral1.8%
Negative3.8%
Written reviews199 reviews
Positive63.3%
Neutral3.5%
Negative33.2%

User reviews

Upay.net

From 5.3K App Store ratings

What we love

  • 👍 Great service
  • 🚀 Fast and efficient
  • 💡 Convenient and easy to use
  • 🔒 Secure transactions
  • 👍 Excellent customer support

Room to improve

  • 💰 High service fees
  • 🐛 Occasional technical issues
  • 🚫 Concerns about potential scams

Relay Payments

From 32K App Store ratings

What we love

  • 🚀 Efficient and easy to use
  • 👍 Convenient payment options
  • 💡 Helpful for lumper fee payments
  • 🚀 Fast and streamlined payment process

Room to improve

  • ⏱️ Slow payment processing times
  • 🔍 Lack of transparency in fees
  • 🤖 Poor customer service and support
  • 🐛 App crashes and bugs
  • 💰 Unexpected charges and high fees

Bugs and requests

Upay.net

Reported bugs

2 issues
  • Login issues
  • Inconsistent app performance

Requested features

3 requests
  • Add support for more payment methods
  • Improve exchange rate transparency
  • Introduce a fee-free option for certain transactions

Relay Payments

Reported bugs

3 issues
  • App freezes and crashes
  • Issues with payment processing
  • Trouble accessing account information

Requested features

4 requests
  • Integrate loyalty rewards programs
  • Provide more fuel discount options
  • Allow bank account/EFT payments
  • Improve receipt and transaction history access

In-app purchases

None

Upay.net

No in-app purchases

None

Relay Payments

No in-app purchases

Questions

Is Upay.net free?
Upay.net is free to download, with no in-app purchases.
Is Relay Payments free?
Relay Payments is free to download, with no in-app purchases.
Which has better reviews, Upay.net or Relay Payments?
Upay.net is rated higher. Upay.net averages 4.9 out of 5 from 5.3K ratings, while Relay Payments averages 4.8 from 32K ratings.
Do Upay.net or Relay Payments have ads?
Upay.net shows ads; Relay Payments does not.
Which is updated more often, Upay.net or Relay Payments?
Upay.net ships an update every 3 weeks, and Relay Payments every 2 weeks. Most recently, Upay.net was updated on November 6, 2026 and Relay Payments on November 7, 2026.

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