Comparison

Upay.net vs UmmahCrowd

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Upay.net

Easily top up mobile phones, internet, and utility services for family and friends abroad. This secure service supports various payment methods and offers a convenient way to manage transactions.

Highlights
  • Mobile top-up for Uzbekistan and Tajikistan
  • Internet and utility bill payments
  • Multiple payment methods (Visa, Mastercard, PayPal)
  • Transaction history
  • Save favorite numbers
  • Instant delivery after verification
Features
Read full description

UPAYNET is a modern and secure mobile recharge service that enables to send credit to mobile phones, internet service providers, utilities and many other services in Uzbekistan and Tajikistan. Now everyone who lives, studies or works abroad will be able to top up mobile phones of their family members and friends quickly, safely and conveniently! Our company was founded in 2016 in New York and already has more than 100.000 users around the world, every day we are working to improve the quality of service, adding new destination countries and new mobile providers. Top up accounts of all cellular companies in Uzbekistan and Tajikistan; - Payment of Internet service providers services in Uzbekistan and Tajikistan; - Payment of utility services of Uzbekistan and Tajikistan; - Payment for various other services and providers in Uzbekistan and Tajikistan; - Different payment methods Visa, Master Card, Discovery, PayPal, AMEX etc.; - Your personal information and payment details are safe; - The history of your transactions directly on your phone; - Convenient and simple interface; - Ability to save favorite numbers; - Automatic payments and instant delivery after verification of your billing information; - The most reliable website for sending minutes to Uzbekistan; - Leader in sending mobile recharge from abroad to Uzbekistan and Tajikistan. Our webpage: https://upay.net Our channel in Telegram: https://t.me/uzpaynet4u Our page on Facebook: https://www.facebook.com/upaynet Our page on Instagram: https://www.instagram.com/upaynet/ 24/7 Customer support: +1 877 7738355, +1 718 5032282 Email: support@upay.net info@upay.net UPAYNET – это современный и безопасный сервис пополнения мобильных счетов Узбекистана и Таджикистана из заграницы. Теперь каждый, кто живет, работает или учиться заграницей, сможет пополнять счета своим родным и близким быстро, безопасно и удобно! Наша компания была основано в 2016 году в Нью – Йорке и уже имеет более 100.000 тысяч пользователей по всему миру, мы каждый день работаем над улучшением качества обслуживание, добавлением новых стран и операторов. - Пополнение счетов всех сотовых компаний Узбекистана,Таджикистан и США; - Оплата интернет провайдеров Узбекистана иТаджикистана; - Оплата коммунальных услуг Узбекистана и Таджикистана; - Оплата разных сервисов и провайдеров Узбекистана и Таджикистана; - Разные способы оплаты Visa, Master Card, Discovery, American Express, PayPal и т.д.; - Безопасность Ваших данных и Ваших платежей; - История Ваших транзакций прямо на Вашем телефоне; - Удобный и простой интерфейс; - Возможность сохранение любимых номеров; - Автоматические платежи и моментальная доставка после верификации Ваших платежных данных; - Самый надежный сайт отправки минут в Узбекистан и Таджикистан; - Лидер по количеству пополнений счетов мобильных телефонов отправляемых из заграницы в Узбекистан и Таджикистан. Наш сайт: https://upay.net Канал в Telegram: https://t.me/uzpaynet4u Мы в Facebook: https://www.facebook.com/upaynet Мы а в Instagram: https://www.instagram.com/upaynet/ 24/7 Службы поддержки: +1 877 7738355, +1 718 5032282 Email: support@upay.net info@upay.net #mobile recharge #mobile top up #mobile reload #mobile credit #mobile airtime #upaynet #мобильная оплата #пополнить баланс мобильного #upaynet #юпайнет #отправка мобильных минут #пополнение мобильного счёта #мобильный платёж

About

UmmahCrowd

This platform empowers the Muslim community to launch startups, raise funds for various causes, and send e-gifts. It leverages AI to help users create compelling campaign descriptions and connect with their community for support.

Highlights
  • AI-powered campaign creation
  • Crowdfunding for causes
  • Startup funding and pre-orders
  • E-gifting for special occasions
  • Community support and engagement
  • Track campaign progress
Features
Read full description

UmmahCrowd is an AI-powered crowdfunding, startup, and e-gifting platform built for the Muslim community. Turn ideas into action, support meaningful causes, and celebrate the people who matter—all in one place. **START A CAMPAIGN** Raise funds for emergencies, education, families, community projects, medical needs, and other meaningful causes. Create your campaign, share your story, set a goal, and invite your community to support you. **LAUNCH A STARTUP** Bring your business idea to life with community-backed funding. Entrepreneurs can showcase their ideas, offer pre-orders, receive sponsorship support, and work toward their funding goals without offering equity or taking traditional loans. **SEND E-GIFTS** Make holidays and special moments memorable with family and friends. Send thoughtful e-gifts for birthdays, graduations, Ramadan, Eid, new babies, and other occasions. **AI-POWERED CREATION** UmmahCrowd uses AI-powered tools to help you create clear, compelling campaign and startup descriptions, making it easier to tell your story and get started. **BUILT FOR COMMUNITY** Discover campaigns and startups, support people and ideas you care about, follow progress, and manage your activity from one simple platform. Whether you're raising funds for a meaningful cause, launching your next business idea, supporting someone in your community, or sending a gift, UmmahCrowd helps you turn support into action. Start. Support. Celebrate. Together.

Screenshots

Upay.net4 screens
UmmahCrowd4 screens

Verdict

The call

The clearest difference is ads: UmmahCrowd at none against Upay.net's shown. UmmahCrowd also leads on update cadence (every 2 days vs monthly) and monetization model (free vs free with in-app purchases). Upay.net's advantage is ratings volume (5.3K vs 1). On price, rating, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Upay.net against 5.0 for UmmahCrowd. That said, the two scores are not equally well evidenced: Upay.net has 5.3K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Upay.net ships an update monthly, UmmahCrowd every 2 days. The most recent releases landed on October 29, 2026 and October 15, 2026 respectively.

Scorecard4 real differences · 6 level
Upay.net versus UmmahCrowd: the parameters behind the verdict, then further details
ParameterUpay.netUmmahCrowd
PriceFreeFree
Rating4.9 (5.3K ratings)5.0 (1 ratings) — better
Positive reviews91.7% of reviews—
Number of ratings5.3K — better1
Update frequencyMonthlyEvery 2 days — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size106 MB78 MB
Age rating4+4+
DeveloperUzrek Payment Systems IncShukrullo Khojaev

Customer experience

Upay.net

All ratings5,258 ratings
Positive98.0%
Neutral0.4%
Negative1.6%
Written reviews108 reviews
Positive91.7%
Neutral0.9%
Negative7.4%

UmmahCrowd

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Upay.net

Reported bugs

2 issues
  • Login issues
  • Inconsistent app performance

Requested features

3 requests
  • Add support for more payment methods
  • Improve exchange rate transparency
  • Introduce a fee-free option for certain transactions

UmmahCrowd

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Upay.net

No in-app purchases

None

UmmahCrowd

No in-app purchases

Questions

Is Upay.net free?
Upay.net is free to download, with no in-app purchases.
Is UmmahCrowd free?
UmmahCrowd is free to download, with no in-app purchases.
Which has better reviews, Upay.net or UmmahCrowd?
UmmahCrowd is rated higher. Upay.net averages 4.9 out of 5 from 5.3K ratings, while UmmahCrowd averages 5.0 from 1 ratings.
Do Upay.net or UmmahCrowd have ads?
Upay.net shows ads; UmmahCrowd does not.
Which is updated more often, Upay.net or UmmahCrowd?
Upay.net ships an update monthly, and UmmahCrowd every 2 days. Most recently, Upay.net was updated on October 29, 2026 and UmmahCrowd on October 15, 2026.

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