바이오인증공동앱 vs MySubFlow
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
바이오인증공동앱
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※ 이 앱은 독자적으로 구동되지 않고, 은행 · 증권 · 카드 · 보험 등 금융회사 앱과 연동하여 구동됩니다. 금융회사의 바이오인증 보안 강화 및 금융회사간 바이오인증 호환을 위한 공동앱입니다. 금융회사는 바이오인증 공동앱을 이용한 바이오인증 시 고객 외 타인의 부정사용을 방지할 수 있어 거래 안전성이 강화됩니다. 또한 고객이 거래 금융회사에 한번만 바이오인증을 등록하면 공동앱의 금융회사 간 호환 기능을 이용하여 중복 등록 불편 없이 공동앱을 이용하는 모든 금융회사의 바이오인증이 가능하여 고개 편의성이 향상됩니다. 금융회사 금융앱에서 고객이 바이오인증 등록을 완료하면 바이오인증 공동앱은 별도의 추가 정보 등록은 불필요하며 바이오인증 시 고객이 공동앱을 따로 구동하실 필요가 없이 자동으로 구동됩니다. 지원단말 : 아이폰6이상, 아이패드 에어6이상, 아이패드 미니3이상 (아이폰 5s는 운영체제 업데이트 시 지원) ㅁ 앱 접근권한 안내 바이오인증 공동앱은 정보통신망 이용촉진 및 정보보호 등에 관한 법률 제 22조의2(접근권한에 대한 동의), 동 시행령에 따라 바이오인증 서비스 제공을 위하여 필요한 접근권한을 아래와 같이 안내해드립니다. [선택적 접근권한] - FaceID : 바이오인증을 위해 필요합니다. ※ 선택적 접근권한은 동의하지 않아도 해당 기능을 요구하는 서비스 외 모든 서비스 이용이 가능합니다.
MySubFlow
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Subscriptions pile up one by one, but nothing tells you how much is leaving your account this month. SubFlow gathers your recurring payments in one place and reminds you before each billing date. ADD ONE IN 30 SECONDS Pick from a built-in catalog of 100+ popular services, or type in anything that is missing. Plans that differ from person to person - like creator memberships - can be entered by hand. THE AMOUNT YOU ACTUALLY PAY Foreign services add 10% VAT on top of the listed price. SubFlow accounts for that and shows what really gets charged. Subscriptions in dollars or yen also show a converted amount at today's rate, and you get a note when a rate moves sharply. NEVER MISS A BILLING DATE Choose how many days ahead you want to be reminded, by push or email. Free trials are flagged before they end and start charging. FIND THE MONEY THAT LEAKS - If a cheaper plan exists, SubFlow works out how much you would save - If two subscriptions overlap in one category, it points them out and links straight to the cancellation page - Set a monthly budget and get told before you pass it SEE WHERE IT GOES Spending by category, month-by-month trends, and a billing calendar. For subscriptions you split with others, enter the number of people and SubFlow tracks only your share. WORKS ON THE WEB TOO The same account works at app.mysubflow.app. Organise on the web, get reminders on your phone - settings and budgets always match on both. RENTALS TOO Water purifiers, air purifiers, bidets - appliance rentals go in just like subscriptions. Pick Coway, SK intellix, Chungho Nais, LG Electronics Subscription or Cuckoo and tag the device with an icon. Add the contract end date to see how many payments and how much are left, and get a reminder 30 days before the minimum term ends - so you don't miss the ownership transfer or the lower fee that follows. ALSO - Korean and English - Dark mode - No bank or card is ever connected. You type in your subscriptions, so no financial credentials leave your hands - Your account and all of its data can be deleted at any time from Settings Past five subscriptions, memory stops working. See what this month actually costs in SubFlow.
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Verdict
The clearest difference is update cadence: MySubFlow at every 6 weeks against 바이오인증공동앱's every 4 months. 바이오인증공동앱's advantage is iOS requirement (9.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
바이오인증공동앱 ships an update every 4 months, MySubFlow every 6 weeks. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.
| Parameter | 바이오인증공동앱 | MySubFlow |
|---|---|---|
| Price | Free | Free |
| Rating | 1.3 (32 ratings) — better | — |
| Positive reviews | 34.2% of reviews | — |
| Number of ratings | 32 — better | — |
| Update frequency | Every 4 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 9.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 53 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | KFTC | Gyeongeun Yoon |
In-app purchases
바이오인증공동앱
No in-app purchases
MySubFlow
No in-app purchases









