Comparison

Money Focus vs Budgets

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Money Focus

Manage personal and business finances with this comprehensive app. Track accounts, create budgets, monitor bills, and generate detailed reports. Supports multiple profiles, currencies, and offers passcode protection for your financial data.

Highlights
  • Account transaction and balance tracking
  • Budget creation and tracking
  • Bill management with reminders
  • Income and expense tracking
  • Multiple profile support
  • Financial reports and charts
  • Passcode protection
Features
Read full description

A simple but comprehensive, brief and clear personal & business finance management app. Be good at managing money matters will make your life relaxed and well-organized. Check your Accounts transactions and balance; Check Transactions under a Category; Create Budgets and track transactions under them; Track income and expense Bills and make sure they are paid on time. View Transactions by date. It supports multiple profiles; you can track yours, family members or business finance separately. It can list your transaction by daily, weekly, monthly or yearly, and generate kinds of reports, so you can see clearly about your earnings and spending. Key Features: ⁃ Add a transaction with photo of receipt, payees, account, category, budget, check number, and date. ⁃ Track total accounts balance and balance of each account. ⁃ Check transactions of each account. ⁃ Create categories and sub-categories. ⁃ Check transactions and amounts under a category. ⁃ Create budgets and transaction their transactions. ⁃ Calendar and list view of bills. ⁃ Mark bills as fully or partially paid. ⁃ Create bills reminders to make sure they are paid on time. ⁃ Calendar and list view of Bills. ⁃ Track income and expense bills with or without a repeat cycle. ⁃ Show all transactions by daily, weekly, monthly and yearly. ⁃ Copy transaction to quick add a new one. ⁃ Hide or show cleared transactions. ⁃ Add repeat and one time transactions. ⁃ Mark transaction as cleared or not. ⁃ Dividing one transaction to multiple. ⁃ Built-in calculator or default keyboard to enter amount. ⁃ Check total accounts balance chart view. ⁃ Supports multiple currencies. ⁃ Search transactions by payee, category, account, amount or note. ⁃ Over view of recently finance status. ⁃ Nine finance reports. ⁃ Supports multiple groups, manage your personal, family member and business finance separately. ⁃ Passcode protection. ⁃ Share data by email. ⁃ Supports AirPrint. ⁃ iCloud backup and restore. ⁃ Dropbox backup and restore. ⁃ Create multiple reminders. ⁃ Refresh exchange rate or change them manually. ⁃ Supports Today Widget. ⁃ Supports Apple Watch. ⁃ Supports universal version (available on both iPhone and iPad). Payment: Payment will be charged to iTunes Account at confirmation of purchase. Subscribe semiannual. You will be charged in your local currency at the prevailing exchange rate as defined by iTunes." Purchase semiannual subscription for all features for USD$2.99. Auto Renew: Once subscribes, your account will be charged USD$2.99/semiannual, based on your previous subscription, for renewal within 24-hours before the end of the current period. Change Subscription Type: If you want to change your subscription type, Open the "Settings" app. Tap your name, then tap "Subscribe." Tap the name of the subscription you want to change. If different types of subscriptions are available, a list will be displayed. Tap the desired option.Tap "Buy". Share Subscription: If you want to share a subscription with family, please open the Settings app, tap your name and Subscriptions. Then tap the name of the subscription that you can share with family, scroll down and turn on Share with Family. Cancel Subscription: Subscriptions are managed by your Apple account and auto-renewal can be turned off at least 24 hours before the end of the current period, in Account Settings after purchase. By completing your subscription, you agree to app's Term of Use & Privacy Policy. Term of Use:https://www.thelinklinks.com/term.html Privacy Policy:https://www.thelinklinks.com/privacypolicy.html If you have any question or want to add more units, please email to linklinksapp@tom.com.

About

Budgets

Features
Read full description

Budgets is the budget tracker you actually want to use. Most budgeting apps are cluttered, glitchy, confusing, and inflexible. Budgets is different: clean, modern, and designed to get out of your way so you can focus on what matters. Not every budget is monthly. Create budgets for anything — a vacation, weekly groceries, a one-off home renovation — and Budgets breaks them down so you can see how much is left today to stay on pace. Gone over in one area? Spread Remaining redistributes what's left over the remaining days, weeks or months — so your daily number reflects where you actually are, not where you planned to be. Features: — Create completely custom budgets for any goal or timeframe — See how much is left today — not just a running total — Track spending simply and beautifully, #tag an expense to see a budget-level breakdown — Beautiful home screen widgets to see your budget at a glance and add expenses in a tap — Log expenses with Siri without even opening the app — Clean, modern design unlike anything else in the Finance category — Spread Remaining to correct your course when life doesn't go to plan Free to get started. Unlock unlimited budgets with a one-time purchase. Disclaimer: Budgets provides basic calculations based on the data and rules you enter, and does not guarantee accuracy. It is not financial advice. Always independently verify totals before making financial decisions.

Screenshots

Money Focus4 screens
Budgets4 screens

Verdict

The call

The clearest difference is ads: Budgets at none against Money Focus's shown. Budgets also leads on update cadence (fortnightly vs every 4 months). Money Focus's advantage is iOS requirement (15.6 vs 26.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Money Focus sells 2 in-app purchases, starting at $2.99 per 6 months and Budgets sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Money Focus ships an update every 4 months, Budgets fortnightly. The most recent releases landed on October 13, 2026 and October 8, 2026 respectively.

Scorecard3 real differences · 7 level
Money Focus versus Budgets: the parameters behind the verdict, then further details
ParameterMoney FocusBudgets
PriceFreeFree
Rating4.2 (72 ratings) — better—
Positive reviews79.1% of reviews—
Number of ratings72 — better—
Update frequencyEvery 4 monthsFortnightly — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationSubscription—
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, Apple Watch
Requires iOS15.6 — better26.0
Further details — not scored
Size46 MB6 MB
Age rating4+4+
DeveloperLINKLINKS LTDMichael van de Kerkhof

Bugs and requests

Money Focus

Reported bugs

14 issues
  • Auto-fill for payers and payees not working after update 7.0
  • SALDI DEI CONTI and FLUSSO CONTANTI fields not working
  • QUEST’ANNO search not working
  • Decimal point not available in calculator
  • App crashes when updating category
Show 9 more
  • App crashes when selecting an account
  • App crashes immediately upon opening after iOS 14.2 update
  • Transactions disappear when clearing others
  • Dropbox crashes when selected
  • Email and print button not working
  • App crashes when putting in a new bill and choosing category
  • Data lost after app crash
  • Keyboard lost decimal point after update
  • Beneficiary/payer loading is very slow

Requested features

14 requests
  • Add decimal point/period to calculator
  • Add Arabic language support
  • Improve auto-fill for payers and payees
  • Add import functionality
  • Implement stack to add view money transactions and budget
Show 9 more
  • Add dark mode
  • Improve sync between devices
  • Allow splitting transactions across multiple budgets
  • Add money goal setting
  • Allow adding transactions from any page/account
  • Add account logos
  • Add different theme options
  • Improve budgeting module
  • Add tutorials for features

Budgets

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

Money Focus

Subscriptions1
  • Premium - 6 months$2.996 Months
One-time1
  • Pro Version$4.99
1 purchases

Budgets

One-time1
  • Unlimited Budgets$2.99

Questions

Is Money Focus free?
Money Focus is free to download, with in-app purchases available.
Is Budgets free?
Budgets is free to download, with in-app purchases available.
Do Money Focus or Budgets have ads?
Money Focus shows ads; Budgets does not.
Which is updated more often, Money Focus or Budgets?
Money Focus ships an update every 4 months, and Budgets fortnightly. Most recently, Money Focus was updated on October 13, 2026 and Budgets on October 8, 2026.

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