Comparison

SOL Global vs CROSS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SOL Global

This banking app is designed for foreigners living in Korea, offering seamless financial services in 16 languages. Manage accounts, send money overseas, and sign up for products without visiting a branch, all through a secure mobile platform.

Highlights
  • 16-language support
  • Simple and secure sign-up
  • Open banking products remotely
  • Overseas remittance services
  • Manage personal information
  • Alien Registration Card management
Read full description

외국인을 위한 금융 SOLution 신한 SOL GLOBAL Shinhan SOL GLOBAL – Banking for Foreigners 언제 어디서나 간편하고 스마트한 금융 생활을 시작하세요. 신한 SOL GLOBAL은 한국에 거주하는 외국인을 위한 금융 플랫폼입니다. 16개 언어 지원과 안전한 모바일 서비스를 통해, 은행 방문 없이 계좌 개설부터 해외 송금까지 한번에! Start simple and smart banking — anytime, anywhere. Shinhan SOL GLOBAL is designed for foreigners living in Korea. Enjoy seamless banking with multilingual support and secure mobile services. ▶주요 서비스 인내 (Main Features) 1.16개국 언어 지원 (Supports 16 Languages) 한국어, 영어, 일본어, 중국어, 태국어, 베트남어, 캄보디아어, 러시아어, 따갈로그어(필리핀), 몽골어, 인도네시아어, 미얀마어, 뱅골어(방글라데시), 네팔어, 파슈토어(파키스탄), 싱할라어(스리랑카) Korean, English, Japanese, Chinese, Thai, Vietnamese, Khmer, Russian, Tagalog, Mongolian, Indonesian, Burmese, Bengali, Nepali, Pashto, Sinhala 2.간편하고 안전한 회원가입 (Simple & Safe Sign-up) 본인 명의 휴대폰 또는 외국인 신분증만 있으면 가입 완료! Sign-up in minutes — all you need is your phone or a valid foreign ID. 3.은행 방문 없이 상품 가입 (Open Banking Products Easily) 외국인 고객 맞춤 금융상품을 빠르고 간편하게 가입하세요. Explore customized financial products without visiting a branch. 4.해외송금 (Overseas Remittance) 모바일로 거래외국환은행 등록부터 국가별 특화 송금까지 한 번에! Register for overseas remittance and transfer money worldwide — all from your phone. 5.내 정보 관리 (Manage Your Information) 외국인등록증 등록 및 관리도 SOL GLOBAL로 간편하게. Easily register and manage your Alien Registration Card ▶유의사항 (Important Notice) -신한은행은 금융정보(보안카드 번호 전체 등)를 요구하지 않습니다.SOL GLOBAL을 사칭한 악성 앱에 주의하세요. Shinhan Bank never asks for full security card numbers or financial information. Beware of malicious apps impersonating SOL GLOBAL. -주요 거래 시, 등록된 연락처를 통한 추가 인증이 필요할 수 있습니다. Additional verification may be required for major transactions. -앱 업데이트가 되지 않을 경우, 기존 앱을 삭제 후 재설치해주세요. If the app doesn’t update, delete and reinstall it. -루팅(임의 개조)된 기기에서는 이용이 불가합니다. The app cannot be used on rooted or modified devices. ▶접근 권한 안내 (App Permissions) [선택적 접근 권한 | Optional Permissions] 거부해도 앱 사용은 가능하나 일부 기능이 제한될 수 있습니다. Optional permissions may limit some features if denied. -위치정보(Location): 영업점 찾기 / Find branches -주소록(Contacts): 이체 후 문자 전송 / Send SMS after transfer -카메라(Camera): 신분증 촬영, 서류 제출, 영상통화 / ID verification, video call -사진(Photos): 해외송금, 프로필, 거래외국환은행지정 / Overseas remittance, profile, correspondent Foreign Exchange Bank designation -마이크(Microphone): 비대면 실명확인을 위한 영상통화 / Voice verification 기기 설정 > 개인정보보호 메뉴에서도 변경할 수 있습니다. You can manage permissions anytime in Settings > Privacy.

About

CROSS

Easily shop for Korean goods in your own language and send money globally with fixed low fees. Enjoy fast, secure, and convenient international remittances, even on weekends. Get rewarded with points for daily use and referrals.

Highlights
  • Fixed 5,000 KRW remittance fees
  • Free first transfer
  • Referral bonus points
  • Daily login point accumulation
  • Shop Korean goods in your language
  • Fast remittances within 5 minutes
  • Weekend and holiday transfers
Features
Read full description

With 20,000 real user reviews and a 4.8 rating, CROSS is the essential financial app for foreigners in Korea! CROSS is now better than ever. With just one CROSSPAY card, you can handle overseas remittances, domestic transfers, offline payments, and public transportation—all in one place. For everyday life in Korea, CROSS is the must-have app for foreigners! Check it out now. *Some features may be limited depending on nationality, country of residence, identity verification results, or applicable laws and regulations. [NEW] Make life in Korea easier with the CROSSPAY Prepaid Wallet Card Meet CROSSPAY, a prepaid card made for foreigners in Korea that’s easy and quick to issue. Simply top up and start using it right away. Domestic Transfers: Receive money from friends or colleagues and transfer it directly to a domestic bank account. Offline Payments: Use your prepaid card for online and offline payments at stores nationwide, including convenience stores, supermarkets, and restaurants. Transportation Card: Simply tap and ride on buses, subways, and other public transportation. CROSS Shop Integration: Pay with CROSSPAY in just one second and enjoy special deals on CROSS Shop. With one CROSSPAY card, domestic transfers, offline payments, and transportation are all easier and more convenient for everyday life in Korea. CROSS, the essential app for foreigners living in Korea, brings it all together—from a prepaid card and transportation card to convenient everyday payments. [KEY SERVICES] Fast & Secure International Remittance with CROSS Trusted by over 2 million foreigners in Korea ■ Competitive Exchange Rates & Low Fees With preferential exchange rates, CROSS helps you send more money to your family back home. International remittance fees are 5,000 KRW or less for all countries, and your first remittance is free. Enjoy both better exchange rates and low fees. ■ Fast & Easy Sign-Up Anyone can complete registration in just five (5) minutes with an ID or passport. You can apply for an international remittance even without a bank account or with an expired passport. With your saved information, repeat transfers can be completed in just one (1) minute. ■ Safe & Trusted CROSS CROSS is a government-licensed international remittance provider in Korea (License No. 2020-2). When you send money through the app, the recipient safely receives the exact amount confirmed at the time of application. ■ Multilingual Customer Support Our multilingual customer support team is here to help. Whether you have questions about prepaid cards designed for foreigners or international remittances, feel free to contact us anytime. ■ CROSS Shop Shopping in Korea can be challenging, but CROSS Shop makes it easier. Shop in your own language and ask questions with ease. Find popular Korean products as well as products you know and love from your home country—all in one place. CROSS is the essential app for foreigners living in Korea. From preferential exchange rates on international remittances to CROSSPAY, enjoy domestic transfers, offline payments, transportation, and shopping—all in one app. Make everyday life in Korea easier and more convenient with CROSS! [Customer Support Center] - Telephone Inquiry: 1670-2624 - Address: 22 Hakdong-ro 7-gil, Gangnam-gu, Seoul [Service access rights] ■ (Optional) Camera: You can attach a photo or use functions such as QR code scanning. ■ (Optional) Album: You can import photos stored on the device and use functions such as address entry and QR code scanning. ■ (Optional) Microphone: Customer center telephone connection is available. ■ (Optional) Biometric information: It can be used as a means of self-authentication when logging in and making payments. ■ (Optional) Location: Based on the current location information, you can use automatic address entry and find a nearby convenience store function.

Screenshots

SOL Global4 screens
CROSS4 screens

Verdict

The call

The clearest difference is review sentiment: CROSS at 99% against SOL Global's 14%. CROSS also leads on rating (4.9 vs 2.0) and update cadence (every 10 days vs every 5 weeks). SOL Global's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CROSS holds the better App Store score, 4.9 against 2.0. That said, the two scores are not equally well evidenced: CROSS has 109 ratings behind it against 20, so its average is the more settled of the two. Written reviews point the same way: 14% of SOL Global's written reviews are positive against 99% of CROSS's.

UpkeepUpdate frequency

SOL Global ships an update every 5 weeks, CROSS every 10 days. The most recent releases landed on October 21, 2026 and October 22, 2026 respectively.

Scorecard5 real differences · 5 level
SOL Global versus CROSS: the parameters behind the verdict, then further details
ParameterSOL GlobalCROSS
PriceFreeFree
Rating2.0 (20 ratings)4.9 (109 ratings) — better
Positive reviews14.0% of reviews99.4% of reviews — better
Number of ratings20109 — better
Update frequencyEvery 5 weeksEvery 10 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size205 MB180 MB
Age rating4+4+
DeveloperSHINHAN BANKCROSS ENF INC.

Customer experience

SOL Global

All ratings20 ratings
Positive25.0%
Neutral5.0%
Negative70.0%
Written reviews86 reviews
Positive14.0%
Neutral5.8%
Negative80.2%

CROSS

All ratings109 ratings
Positive98.2%
Neutral0.0%
Negative1.8%
Written reviews340 reviews
Positive99.4%
Neutral0.0%
Negative0.6%

Bugs and requests

SOL Global

Not enough reviews yet to summarise bugs or requests.

CROSS

Reported bugs

3 issues
  • Initial screen requires extra step to close country selection
  • Occasional slow notification delivery
  • Point expiration date confusion

Requested features

3 requests
  • Improve initial screen flow for country selection
  • Faster cancellation and re-deposit for failed transfers
  • More clarity on point expiration dates

In-app purchases

None

SOL Global

No in-app purchases

None

CROSS

No in-app purchases

Questions

Is SOL Global free?
SOL Global is free to download, with no in-app purchases.
Is CROSS free?
CROSS is free to download, with no in-app purchases.
Which has better reviews, SOL Global or CROSS?
CROSS is rated higher. SOL Global averages 2.0 out of 5 from 20 ratings, while CROSS averages 4.9 from 109 ratings.
Do SOL Global or CROSS have ads?
Neither SOL Global nor CROSS shows ads.
Which is updated more often, SOL Global or CROSS?
SOL Global ships an update every 5 weeks, and CROSS every 10 days. Most recently, SOL Global was updated on October 21, 2026 and CROSS on October 22, 2026.

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