Comparison

BERAG vs SECANDA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BERAG

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This app is available to all members of the BERAG collective foundation. With this user-friendly, comprehensive and innovative app, policyholders can access their personal pension data, carry out simulations and obtain information on pension issues at any time and from anywhere. The app is connected live to the BERAG management system. Registration / Login: BERAG policyholders can register by entering an activation code and other security information and receive a login to access their personalized digital pension fund quickly and easily in the future. Functionalities: • Benefit overview / retirement assets • Buy-in calculator with tax simulation • Home ownership calculator with tax simulation (home ownership promotion / WEF) • Pension check with individual recommendations for action • Up-to-date view of the retirement savings account • Key figures and illustrations on the investment situation • Access to personal documents, e.g. pension certificate • Current Topic Articles • Overview personnel data / profile • Glossary of terms • Article • direct contact to the responsible supervisor

About

SECANDA

Manage your digital identity and payments securely with this all-in-one wallet. Instantly check balances, transfer funds, and track expenses on the go, all while enjoying robust data protection and easy top-ups from various payment methods.

Highlights
  • Digital identity management
  • Contactless payments
  • Real-time fund transfers
  • Expense tracking
  • Easy top-ups
  • Family spending control
  • Enhanced security
Features
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SECANDA – Your All-in-One Digital ID & Wallet Simplify your life with SECANDA! Our secure, user-friendly app is designed to handle all your digital identification and payment needs with just one tap. Instantly check balances, transfer funds, and manage finances on the go—while enjoying total peace of mind. MAIN FEATURES - SECANDA ID: Protect your digital identity with secure access and robust authentication. - SECANDA PAY: Pay anytime, anywhere with lightning-fast transactions—no hassle, no stress. - Easy Top-Ups: Add funds from multiple payment methods (Visa, Mastercard, Twint, and more) anytime. - Real-Time Transfers: Send and receive money in seconds via email or QR code, perfect for friends and family. - Expense Tracking: Stay on top of your finances with clear insights and transaction overviews. - Quick Onboarding: Set up your account in minutes for seamless, immediate access to all features. - Reclaim Funds Anytime: Withdraw or retrieve your money easily whenever you need it. - Family Control: Manage and monitor your children’s spending, ensuring their funds are always safe. - Enhanced Security: Benefit from industry-leading encryption and robust data protection at every tap. ABOUT US For more than 30 years, SECANDA has specialized in cutting-edge RFID technology, delivering innovative identification and payment solutions across diverse sectors—industry, education, and healthcare. From secure ID management and contactless payments to advanced access control, our mission is to simplify your everyday tasks while maintaining the highest levels of security and reliability. Experience the future of digital identification and secure payments—download the SECANDA App today!

Screenshots

BERAG4 screens
SECANDA4 screens

Verdict

The call

The clearest difference is update cadence: SECANDA at fortnightly against BERAG's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BERAG ships an update every 4 months, SECANDA fortnightly. The most recent releases landed on September 14, 2026 and September 28, 2026 respectively.

Scorecard1 real difference · 9 level
BERAG versus SECANDA: the parameters behind the verdict, then further details
ParameterBERAGSECANDA
PriceFreeFree
Rating—4.9 (47 ratings) — better
Positive reviews—40.0% of reviews
Number of ratings—47 — better
Update frequencyEvery 4 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.5 — better15.1
Further details — not scored
Size18 MB61 MB
Age rating4+4+
DeveloperBeratungsgesellschaft für die zweite Säule, AktiengesellschaftIntraKey technologies AG

In-app purchases

None

BERAG

No in-app purchases

None

SECANDA

No in-app purchases

Questions

Is BERAG free?
BERAG is free to download, with no in-app purchases.
Is SECANDA free?
SECANDA is free to download, with no in-app purchases.
Do BERAG or SECANDA have ads?
Neither BERAG nor SECANDA shows ads.
Which is updated more often, BERAG or SECANDA?
BERAG ships an update every 4 months, and SECANDA fortnightly. Most recently, BERAG was updated on September 14, 2026 and SECANDA on September 28, 2026.

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