Comparison

m vs Raiffeisen Mobile Token

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

m

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e-ba Plus application is the electronic banking application of UniCredit Bank dd intended for legal entities. Authorized users access the application via official website of the Bank using personal smart card / PIN or USB key / PIN. m-token e-ba Plus is a simple and secure application that is used to identify the user and make additional authorization of payment orders issued via e-ba Plus e-banking application. Authorized users, with right to sign and send e-ba Plus payment orders, are able to arrange additional authorization of payment orders for the following types of payment orders: ordinary domestic payments, public revenue/tax payments and foreign payment orders.

About

Raiffeisen Mobile Token

Features
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What is Raiffeisen Mobile Banking Business (RMB Business)? The Raiffeisen RMB Business is a mobile token used in online banking instead of a physical token to enhance the security and convenience of account access and transaction authorization. Designed for businesses, the mobile token is integrated into a smartphone app, eliminating the need for physical devices. Key Features: Secure Login: The mobile token generates a one-time password (OTP) to ensure that only authorized users can access the account. Transaction Authorization: For payment confirmation, the mobile token provides an additional layer of security by generating unique codes. Convenience: As part of a mobile app, users can manage their banking activities with the help of the mobile token anywhere and anytime without the need for extra devices. Benefits: Enhanced Security: Reduces the risk of fraud by requiring multi-factor authentication. User-Friendly: Simplifies the process of logging in and approving transactions. Cost-Effective: Eliminates the need for physical security devices, reducing costs for banks and users. The mobile token offers a robust solution for online banking, providing businesses with security in managing their finances online.

Screenshots

m4 screens
Raiffeisen Mobile Token3 screens

Verdict

The call

The clearest difference is update cadence: Raiffeisen Mobile Token at every 7 months against m's every 68 months. m's advantage is iOS requirement (9.0 vs 14.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

m ships an update every 68 months, Raiffeisen Mobile Token every 7 months. The most recent releases landed on October 7, 2026 and October 19, 2026 respectively.

Scorecard2 real differences ยท 4 level
m versus Raiffeisen Mobile Token: the parameters behind the verdict, then further details
ParametermRaiffeisen Mobile Token
PriceFreeFree
Update frequencyEvery 68 monthsEvery 7 months โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS9.0 โ€” better14.0
Further details โ€” not scored
Size20 MB40 MB
Age rating4+4+
DeveloperUniCredit Bank d.d. (BiH)Raiffeisen bank dd Bosna i Hercegovina

In-app purchases

None

m

No in-app purchases

None

Raiffeisen Mobile Token

No in-app purchases

Questions

Is m free?
m is free to download, with no in-app purchases.
Is Raiffeisen Mobile Token free?
Raiffeisen Mobile Token is free to download, with no in-app purchases.
Do m or Raiffeisen Mobile Token have ads?
Neither m nor Raiffeisen Mobile Token shows ads.
Which is updated more often, m or Raiffeisen Mobile Token?
m ships an update every 68 months, and Raiffeisen Mobile Token every 7 months. Most recently, m was updated on October 7, 2026 and Raiffeisen Mobile Token on October 19, 2026.

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