ACLEDA mobile vs M merchantX
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ACLEDA mobile
Perform banking transactions conveniently from your smartphone. This FinTech app allows customers to manage their accounts and conduct financial activities from any location, at any time.
- Mobile banking transactions
- Anytime, anywhere access
- FinTech application
- Smartphone enabled
Read full descriptionHide full description
ACLEDA mobile is a FinTech Application running on Smart Phone, enabling customers to do banking transactions from anywhere, anytime.
M merchantX
Read full descriptionHide full description
"About this App. (Merchant) Mobile Money Shop App. is a mobile money platform serviced by Lao Mobile Money Company sole Limited, which is a joint venture operated under Lao Telecom. Our primary goal is to assist you to make shopping financial transactions on your customer smart-phone from your shop store, to everyone and any time on your shop opened with the you have been registered a Mobile Money Consumer. The owner shop can access financial services conveniently with bank account and unaccounted bank, and Mobile Money Shop will help you experience “More Smart Financial Life in Digital Era”. We intent to provide the convenience in the digital world and our main services are internal and global financial transactions, merchant shopping. To become a leading Fintech company, we are also developing and integrating many functions of Telco and Fintech into one powerful application as Mobile Money Shop. The customers can play a vital role in promoting the development of Lao Nation’s economy towards digital life, which is a part of building transparency, monitoring to following and modernizing."
Screenshots
Verdict
The clearest difference is update cadence: ACLEDA mobile at weekly against M merchantX's monthly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ACLEDA mobile ships an update weekly, M merchantX monthly. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.
| Parameter | ACLEDA mobile | M merchantX |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (2.3K ratings) — better | — |
| Positive reviews | 84.3% of reviews | — |
| Number of ratings | 2.3K — better | — |
| Update frequency | Weekly — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 500 MB | 73 MB |
| Age rating | 4+ | 4+ |
| Developer | ACLEDA Bank Plc. | Lao Telecom |
Bugs and requests
ACLEDA mobile
Reported bugs
2 issues- Autofill code not working
- Unable to take screenshots of account
Requested features
4 requests- Add search function in payment section
- Improve OTP delivery via push notifications
- Increase font size for Khmer characters
- Expand Bakong service availability
M merchantX
Not enough reviews yet to summarise bugs or requests.
In-app purchases
ACLEDA mobile
No in-app purchases
M merchantX
No in-app purchases
Questions
Is ACLEDA mobile free?
Is M merchantX free?
Do ACLEDA mobile or M merchantX have ads?
Which is updated more often, ACLEDA mobile or M merchantX?
Other comparisons
