Comparison

DOST vs BML Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DOST

This digital banking app offers comprehensive online financial services for account holders. Manage money transfers, savings, loans, and bill payments securely and conveniently. Features include biometric verification, personalized themes, and easy access to account information.

Highlights
  • Secure money transfers up to PKR 1,500,000 daily
  • Yearly profit on savings
  • In-app loan applications and renewals
  • Bill payments and mobile top-ups
  • Biometric and Face ID verification
  • Female-centric theme option
  • Account statement and certificate downloads
Features
Read full description

Introducing the Enhanced DOST App – Powered by Mobilink Microfinance Bank Limited (MMBL), Pakistan's largest digital bank, designed to offer convenient, secure, and accessible online banking services to MMBL account holders nationwide. At MMBL, we are committed to staying at the forefront of providing inclusive financial services to our valued customers. Now, effortlessly send up to PKR 1,500,000 per day from anywhere, at any time. Watch your savings grow with yearly profits at the market's best rates. Apply for loans right from the comfort of your home, pay your bills with ease, and top up your mobile phone in seconds. For our female customers, female-centric app layout is available, and Gold Loan customers can quickly renew their loans with ease. Experience hassle-free banking and save valuable time with the New DOST app. MMBL customers can access a wide range of functions offered by the new DOST app 24/7. Access to all of your account information is available in real-time. Key elements include: * New and Improved UI with New Logo (New Feature) * Account title fetched (New Feature) * Guest mode for Non-Account Holders * Account maintenance certificate * Statement downloads with date range selection (New Feature) * Withholding tax certificate & Bank statement download up to 2 years * In App Biometric verification * Face ID * Customised Women Centric theme (New Feature) * Repay and Repurchase Gold based loans from Dost app, without branch visit. * Open a New Account * Login (with Existing Account) * Signup (with Existing Account) * Account Summary * Customer Profile Management * Branch & ATM Locator * Contact us via email, WhatsApp or phone number * Money Transfer to MMBL * Money Transfer Other Bank Accounts * Loan Application * Fori cash, Fori cash Plus, just click on Loans section * Earn from Investment in Term Deposits (TDR) * Earn Profit UI Changed-TDR (New Feature) * Available in English & Urdu language * View MMBL loan products on login screen under product tab * Utility Bill Payment * Mobile Top-up * Favorites Management * Request for Instrument * Block Cheque * Loan Summary * Debit Card Management * PIN Changing * Temporary Card Blocking * Card Unblocking * Permanent Card Blocking * Complaint Registration * Password Changing/Reset With the enhanced UI design, MMBL customers can access a wide array of digital banking services and perform various transactions with ease using the New DOST App. Manage money transfers, bill payments, mobile top-ups, loan details, e-statements, check and debit card management, and much more, all with just a few clicks. The New DOST App provides access to over a hundred billers, including utility providers, telecom companies, government institutions, the Securities and Exchange Commission of Pakistan (SECP), airlines, internet service providers (ISPs), educational institutions, and more. In addition, the New DOST app provides 24/7 continuous and quick access to the MMBL Customer Support Team via instant WhatsApp Chat, email and Contact number which can be accessed from the homepage of the app. DOST-Aapka Mukammal Digital Bank empowers you with the convenience of digital banking wherever you are, as soon as you download the app. For Internet banking, you can also use the same set of features by going to dost.mobilinkbank.com from your browser. To learn more about our products and services and have an effortless digital banking experience, visit www.mobilinkbank.com or connect with us on Facebook: https://web.facebook.com/MobilinkMicrofinanceBankLimited Twitter: https://twitter.com/mobilinkbank LinkedIn: https://www.linkedin.com/company/mobilink-microfinance-bank-ltd YouTube Channel: https://www.youtube.com/@mobilinkmicrofinancebank2901 Tiktok Channel: https://www.tiktok.com/@mobilinkbank2?_t=8ftvUEhqenv&_r=1

About

BML Mobile

Manage your bank account conveniently and securely. Perform electronic banking transactions like bill payments, fund transfers, and mobile credit purchases. Access card management and add beneficiaries with ease.

Highlights
  • Electronic banking transactions
  • Bill payments
  • Funds transfers
  • Mobile credit purchase
  • Card management
  • Beneficiary addition
Features
Read full description

BML Mobile is a safe and easy way to use your BML account. You can access all the electronic banking transactions, including bill payments & funds transfers, mobile credit purchase, card management, and beneficiary addition. Using the App could not be easier! Simply follow the steps below: 1. Download the App to your phone from App Store 2. Log in using your existing BML Bank's Internet Banking details OR register using your CNIC, Mobile Number or Account Number Make life easy with BML Mobile. For more details, visit www.bankmakramah.com or call our 24/7 Contact Centre at 021-111-124-365.

Screenshots

DOST4 screens
BML Mobile4 screens

Verdict

The call

The clearest difference is rating: BML Mobile at 3.1 against DOST's 2.4. BML Mobile also leads on ratings volume (18 vs 5) and iOS requirement (12.0 vs 16). DOST's advantage is review sentiment (50% vs 17%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BML Mobile holds the better App Store score, 3.1 against 2.4. Both are backed by a comparable volume of ratings — 5 and 18 respectively. Written reviews complicate that: 50% of DOST's written reviews are positive against 17% of BML Mobile's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

DOST ships an update every 2 months, BML Mobile every 3 months. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

Scorecard4 real differences · 6 level
DOST versus BML Mobile: the parameters behind the verdict, then further details
ParameterDOSTBML Mobile
PriceFreeFree
Rating2.4 (5 ratings)3.1 (18 ratings) — better
Positive reviews50.0% of reviews — better16.7% of reviews
Number of ratings518 — better
Update frequencyEvery 2 months — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS1612.0 — better
Further details — not scored
Size138 MB80 MB
Age rating4+4+
DeveloperMobilink Microfinance Bank LimitedSummit Bank Ltd

Customer experience

DOST

All ratings4 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

BML Mobile

All ratings18 ratings
Positive55.6%
Neutral0.0%
Negative44.4%
Written reviews24 reviews
Positive16.7%
Neutral8.3%
Negative75.0%

In-app purchases

None

DOST

No in-app purchases

None

BML Mobile

No in-app purchases

Questions

Is DOST free?
DOST is free to download, with no in-app purchases.
Is BML Mobile free?
BML Mobile is free to download, with no in-app purchases.
Which has better reviews, DOST or BML Mobile?
BML Mobile is rated higher. DOST averages 2.4 out of 5 from 5 ratings, while BML Mobile averages 3.1 from 18 ratings.
Do DOST or BML Mobile have ads?
Neither DOST nor BML Mobile shows ads.
Which is updated more often, DOST or BML Mobile?
DOST ships an update every 2 months, and BML Mobile every 3 months. Most recently, DOST was updated on October 24, 2026 and BML Mobile on October 27, 2026.

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