Comparison

DOST vs PayFast

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DOST

This digital banking app offers comprehensive online financial services for account holders. Manage money transfers, savings, loans, and bill payments securely and conveniently. Features include biometric verification, personalized themes, and easy access to account information.

Highlights
  • Secure money transfers up to PKR 1,500,000 daily
  • Yearly profit on savings
  • In-app loan applications and renewals
  • Bill payments and mobile top-ups
  • Biometric and Face ID verification
  • Female-centric theme option
  • Account statement and certificate downloads
Features
Read full description

Introducing the Enhanced DOST App – Powered by Mobilink Microfinance Bank Limited (MMBL), Pakistan's largest digital bank, designed to offer convenient, secure, and accessible online banking services to MMBL account holders nationwide. At MMBL, we are committed to staying at the forefront of providing inclusive financial services to our valued customers. Now, effortlessly send up to PKR 1,500,000 per day from anywhere, at any time. Watch your savings grow with yearly profits at the market's best rates. Apply for loans right from the comfort of your home, pay your bills with ease, and top up your mobile phone in seconds. For our female customers, female-centric app layout is available, and Gold Loan customers can quickly renew their loans with ease. Experience hassle-free banking and save valuable time with the New DOST app. MMBL customers can access a wide range of functions offered by the new DOST app 24/7. Access to all of your account information is available in real-time. Key elements include: * New and Improved UI with New Logo (New Feature) * Account title fetched (New Feature) * Guest mode for Non-Account Holders * Account maintenance certificate * Statement downloads with date range selection (New Feature) * Withholding tax certificate & Bank statement download up to 2 years * In App Biometric verification * Face ID * Customised Women Centric theme (New Feature) * Repay and Repurchase Gold based loans from Dost app, without branch visit. * Open a New Account * Login (with Existing Account) * Signup (with Existing Account) * Account Summary * Customer Profile Management * Branch & ATM Locator * Contact us via email, WhatsApp or phone number * Money Transfer to MMBL * Money Transfer Other Bank Accounts * Loan Application * Fori cash, Fori cash Plus, just click on Loans section * Earn from Investment in Term Deposits (TDR) * Earn Profit UI Changed-TDR (New Feature) * Available in English & Urdu language * View MMBL loan products on login screen under product tab * Utility Bill Payment * Mobile Top-up * Favorites Management * Request for Instrument * Block Cheque * Loan Summary * Debit Card Management * PIN Changing * Temporary Card Blocking * Card Unblocking * Permanent Card Blocking * Complaint Registration * Password Changing/Reset With the enhanced UI design, MMBL customers can access a wide array of digital banking services and perform various transactions with ease using the New DOST App. Manage money transfers, bill payments, mobile top-ups, loan details, e-statements, check and debit card management, and much more, all with just a few clicks. The New DOST App provides access to over a hundred billers, including utility providers, telecom companies, government institutions, the Securities and Exchange Commission of Pakistan (SECP), airlines, internet service providers (ISPs), educational institutions, and more. In addition, the New DOST app provides 24/7 continuous and quick access to the MMBL Customer Support Team via instant WhatsApp Chat, email and Contact number which can be accessed from the homepage of the app. DOST-Aapka Mukammal Digital Bank empowers you with the convenience of digital banking wherever you are, as soon as you download the app. For Internet banking, you can also use the same set of features by going to dost.mobilinkbank.com from your browser. To learn more about our products and services and have an effortless digital banking experience, visit www.mobilinkbank.com or connect with us on Facebook: https://web.facebook.com/MobilinkMicrofinanceBankLimited Twitter: https://twitter.com/mobilinkbank LinkedIn: https://www.linkedin.com/company/mobilink-microfinance-bank-ltd YouTube Channel: https://www.youtube.com/@mobilinkmicrofinancebank2901 Tiktok Channel: https://www.tiktok.com/@mobilinkbank2?_t=8ftvUEhqenv&_r=1

About

PayFast

Manage your finances digitally with this comprehensive payment app. Easily transfer money, shop online, and pay bills from one place. Track your spending with transaction history and insights, and enjoy 24/7 customer support.

Highlights
  • Digital money transfers
  • Online shopping payments
  • Bill payments
  • Transaction history and insights
  • QR code payments
  • 24/7 customer support
Features
Read full description

With the PayFast app, it’s time to go digital! Sign-up and make easy money transfers to your friends, shop online, or pay your bills! A full-stack payment suite in one app! How to top up? We offer you the convenience of topping up the way you want! Add your preferred bank account, credit & debit card, or wallet, and add your top-up amount! Money Transfer We’ve made payments social! Send or request payments to and from friends, family, or any of your contacts! We also allow you to add labels to your transactions! History & Insights Want to where your money goes? Want to budget better? Our transaction history and labels allow you to keep track of your money. Our insights feature turns your payment history into a chart! Bill Payments Make all of your bill payments anytime, anywhere! Pay for your phone bill, utilities, and healthcare using the PayFast app. Our partnership with 1Bill by 1Bill allows you to select your billing company and simply enter your Consumer Number to make your payment. QR Payments Your payments are a quick scan away! 24/7 Support Our team is available round-the-clock to answer your questions. We allow you to create support tickets so that we can quickly resolve any issues you may face. Tons of in-app features at your disposal!

Screenshots

DOST4 screens
PayFast4 screens

Verdict

The call

The clearest difference is rating: PayFast at 5.0 against DOST's 2.8. DOST's advantage is ratings volume (4 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PayFast holds the better App Store score, 5.0 against 2.8. Both are backed by a comparable volume of ratings — 4 and 1 respectively.

UpkeepUpdate frequency

DOST ships an update every 2 months, PayFast monthly. The most recent releases landed on September 23, 2026 and June 1, 2026 respectively.

Scorecard2 real differences · 8 level
DOST versus PayFast: the parameters behind the verdict, then further details
ParameterDOSTPayFast
PriceFreeFree
Rating2.8 (4 ratings)5.0 (1 ratings) — better
Positive reviews50.0% of reviews—
Number of ratings4 — better1
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS1615.6 — better
Further details — not scored
Size138 MB16 MB
Age rating4+17+
DeveloperMobilink Microfinance Bank LimitedAVANZA PREMIER PAYMENT SERVICES LIMITED

Customer experience

DOST

All ratings4 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

PayFast

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

DOST

No in-app purchases

None

PayFast

No in-app purchases

Questions

Is DOST free?
DOST is free to download, with no in-app purchases.
Is PayFast free?
PayFast is free to download, with no in-app purchases.
Which has better reviews, DOST or PayFast?
PayFast is rated higher. DOST averages 2.8 out of 5 from 4 ratings, while PayFast averages 5.0 from 1 ratings.
Do DOST or PayFast have ads?
Neither DOST nor PayFast shows ads.
Which is updated more often, DOST or PayFast?
DOST ships an update every 2 months, and PayFast monthly. Most recently, DOST was updated on September 23, 2026 and PayFast on June 1, 2026.

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