Comparison

WinPay vs GMAT SDN BHD

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

About

WinPay

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WinPay Expense is a mobile app developed for users with various features of WinPay Expense Module. Users can perform various tasks like submitting claims, review and approve claims, forward claims, reject claims and query for additional details.

About

GMAT SDN BHD

Features

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Description: Gmat-Your Smart Protection Companion Stay protected anytime, anywhere with GMAT, Malaysia’s trusted platform for affordable insurance and takaful coverage. From your daily commute to your travel adventures, we’ve got you covered with simple, fast, and reliable solutions. Why Choose GMAT? • On-the-Go Protection: Insure your car, motorcycle, or bicycle in minutes. • Travel Worry-Free: Get compensated for flight delays with our Flight Delay Pass. • Personal Safety: Affordable Rahmah Personal Accident plans for you and your loved ones. • Adventure Ready: Special Hikers Protection Plan for outdoor enthusiasts. • Maid : Secure your domestic maid with dedicated Maid Insurance. Key Features • Instant Coverage: Buy and manage policies anytime, anywhere. • Fast Claims: Submit claims effortlessly via the app. • Great Value: Budget-friendly plans without compromising protection. • 24/7 Support: Assistance whenever you need it. Download the GMAT App today and experience protection made easy!

Screenshots

WinPay4 screens

GMAT SDN BHD4 screens

Verdict

The call

The clearest difference is update cadence: GMAT SDN BHD at every 2 months against WinPay's every 6 months. WinPay's advantage is iOS requirement (9.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

WinPay ships an update every 6 months, GMAT SDN BHD every 2 months. The most recent releases landed on October 5, 2026 and September 20, 2026 respectively.

Scorecard2 real differences · 4 level

WinPay versus GMAT SDN BHD: the parameters behind the verdict, then further details
Parameter	WinPay	GMAT SDN BHD
Price	Free	Free
Update frequency	Every 6 months	Every 2 months — better
Ads	No	No
In-app purchases	No	No
Devices	iPhone, iPod	iPhone, iPad, iPod — better
Requires iOS	9.0 — better	15.0
Further details — not scored
Size	76 MB	67 MB
Age rating	4+	17+
Developer	WinWire Technologies Inc.	GMAT SDN BHD

In-app purchases

None

WinPay

No in-app purchases

None

GMAT SDN BHD

No in-app purchases

Questions

Is WinPay free?

WinPay is free to download, with no in-app purchases.

Is GMAT SDN BHD free?

GMAT SDN BHD is free to download, with no in-app purchases.

Do WinPay or GMAT SDN BHD have ads?

Neither WinPay nor GMAT SDN BHD shows ads.

Which is updated more often, WinPay or GMAT SDN BHD?

WinPay ships an update every 6 months, and GMAT SDN BHD every 2 months. Most recently, WinPay was updated on October 5, 2026 and GMAT SDN BHD on September 20, 2026.