魔借 vs 时小融
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
魔借
This platform connects users with lenders for small loans, offering a convenient online application process. It features a broad user base, data-driven approval, flexible loan amounts and terms, and multiple repayment options.
- Online loan application
- Lender matching service
- Data-driven approval process
- Loan amounts from 3,000 to 30,000
- Loan terms from 3 to 18 months
- Multiple repayment options
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【产品介绍】 魔借是一款借款端撮合工具，在线申请，线上撮合，签约放款。 【产品优势】 操作便捷：覆盖人群广泛，足不出户即可申请。 大数据审批：拥有严格的风控团队，基于全方位大数据测评。 多种选择：额度3000-3万元，期限3-18个月。 还款便利：多种还款方式，支持按周、按月还款。 【联系我们】 官方微信：魔姐 Mojie_dianrong 客服热线：4006849188 (借贷有风险，勿过度借贷)
时小融
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时小融-信贷服务平台，便捷、合规、智能的信贷服务平台。 轻松解决您的资金问题，借款更快捷 （产品优势） 1.安全合规:正规持牌金融机构放款，让您更放心。 2.息费透明:利率合规，借款费用透明可见。 3.申请简单:3项简易认证，线上极速审批。 4.活动多样化:新人首次尊享7天免息券。 （温馨提示） 贷款额度、放款时间、通过率、利率等以实际审批为准。 贷款有风险，借款需谨慎；请根据个人能力合理贷款，理性消费，避免逾期。 若有不法分子冒充时小融工作人员，以帮助您申请贷款、协商减免还款等理由向你索要佣金，或套取您身份证信息、银行卡账号密码、短信验证码等敏感信息，请您注意辨别，保留好相关截图，并联系时小融官方客服加以核对确认。
Screenshots
Verdict
The clearest difference is ads: 时小融 at none against 魔借's shown. 时小融 also leads on update cadence (every 8 days vs every 6 weeks). 魔借's advantage is iOS requirement (9.0 vs 12.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
魔借 ships an update every 6 weeks, 时小融 every 8 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | 魔借 | 时小融 |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (5 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 5 — better | — |
| Update frequency | Every 6 weeks | Every 8 days — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 9.0 — better | 12.0 |
| Further details — not scored | ||
| Size | 53 MB | 58 MB |
| Age rating | 4+ | 17+ |
| Developer | 德云晟小额贷款股份有限公司 | Shishi Huxin (Wuhan) Digital Technology Co., Ltd. |
In-app purchases
魔借
No in-app purchases
时小融
No in-app purchases
