Comparison

Schuldwisser vs Spendle

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Schuldwisser

Read full description

Guaranteed the fastest way to eliminate debt. 1. Do you worry? 2. Can not do anything with it because there is no money? 3. Is it hard to pay your necessary releases? 4. Do not have money for fun things to do or buy something nice for yourself? This app gives you an overview of what your monthly hold and how long it will take to pay off various debts. Plus you get more advice, tips and information. Through a budget gives you an overview of your income and expenses and shows you how much you have left and can spare to pay off your debts. Plus you get to see a fault how long it will take before it is redeemed. - Less worries and rising debt - No letters from the door more value - Better focus on your studies - Financial freedom - Become more confident - More money to save and fun stuff Main Features: - No Internet connection - View the statistics in a table or graph and see how long it takes for that debt is paid off

About

Spendle

Features
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Instant insight Spendle gives you instant insight in your income and spending behavior. You can import CSV or Excel transaction files from different bank accounts and transform them into a single financial overview. Automatic PSD2 connection Connect to your bank account via a secured PSD2 bank connection or import your transaction files. Keeping track Assign budgets to keep track of your income/spending categories and see what's left at the end of the year. Importing bank statements You can add manual transactions or import any valid excel or CSV transaction file from your bank. Just open the transactions file via the import section and start the import wizard to add your own format. Share any new bank formats to help Spendle's default supported bank formats grow daily. Contracts and receipts in 1 place Store invoices, contracts and receipts in your administration. Just take a picture or open a PDF file, press share button and open it with Spendle. Sync between devices Register and login to your Spendle sync your data between your PC, tablet and phone. Security Your administration is stored AES-256 encrypted with your administration password. Conditions Terms of Use (EULA): https://www.spendle.com/eula.html Privacy policy: https://www.spendle.com/privacy.html Turn that handle Spendle is free to try for 14 days. After the trial period you need a yearly subscription to continue using Spendle as your personal finance app.

Screenshots

Schuldwisser3 screens
Spendle4 screens

Verdict

The call

The clearest difference is price: Spendle at Free against Schuldwisser's $5.99. Spendle also leads on update cadence (every 3 weeks vs every 6 months). Schuldwisser's advantage is in-app purchases (none vs 2) and iOS requirement (13.0 vs 15.0). On ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Spendle is free to download; Schuldwisser costs $5.99 up front. Spendle sells 2 one-off in-app purchases. Schuldwisser asks for nothing beyond the download.

UpkeepUpdate frequency

Schuldwisser ships an update every 6 months, Spendle every 3 weeks. The most recent releases landed on October 9, 2026 and October 24, 2026 respectively.

Scorecard4 real differences ยท 2 level
Schuldwisser versus Spendle: the parameters behind the verdict, then further details
ParameterSchuldwisserSpendle
Price$5.99Free โ€” better
Update frequencyEvery 6 monthsEvery 3 weeks โ€” better
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPodiPhone, iPad, iPod โ€” better
Requires iOS13.0 โ€” better15.0
Further details โ€” not scored
Size24 MB35 MB
Age rating4+4+
DeveloperBrewbitJochem Sobering

In-app purchases

None

Schuldwisser

No in-app purchases

2 purchases

Spendle

One-time2
  • Spendle 1 Year$17.99
  • Spendle 1 Year$19.00

Questions

Is Schuldwisser free?
Schuldwisser costs $5.99, with no in-app purchases.
Is Spendle free?
Spendle is free to download, with in-app purchases available.
Do Schuldwisser or Spendle have ads?
Neither Schuldwisser nor Spendle shows ads.
Which is updated more often, Schuldwisser or Spendle?
Schuldwisser ships an update every 6 months, and Spendle every 3 weeks. Most recently, Schuldwisser was updated on October 9, 2026 and Spendle on October 24, 2026.

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