iSaveBy vs Expense Tracker & Spending Log
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iSaveBy
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Ever wondered exactly how much to put aside to hit a savings goal? iSaveBy does the math for you. Set a target and a date, and instantly see what you need to save each day, week, fortnight, month, quarter, or year to get there. Two ways to reach your goal Set a target and a date, and iSaveBy instantly shows what to set aside each day, week, fortnight, month, quarter, or year. Not sure of the total? Start from the other end — enter an amount you can comfortably save each week, month, payday, or custom interval, and iSaveBy builds your goal around it. Plan around real life Your money doesn’t arrive on a neat schedule, so iSaveBy adapts to yours. Choose from daily, weekly, fortnightly, monthly, quarterly, or yearly intervals, or set a custom payday for each month, including the last working day. Whatever your pay cycle looks like, you’ll know exactly what to save. Always counts what you’ve saved Log your payments as you go and every figure updates around them. Get ahead and the suggested amount eases off; fall behind and it nudges up — so you always know exactly what it takes to stay on track. No falling a penny short at the finish line. Make it yours • Track your goal in any world currency, complete with the right symbol • Set a custom background photo for your target and crop it to fit • Switch between System, Light, and Dark appearance • Clean, frosted-glass design that keeps your numbers front and center Go further with iSaveBy Pro Free includes everything you need to plan a single goal. Upgrade to Pro to: • Create unlimited savings targets and track them all at once • Personalize the app with a range of theme colors • Sync your targets securely across all your devices with iCloud • Add payments to savings targets Pro is available as a monthly or yearly subscription. Whether you’re saving for a vacation, a down payment, a new gadget, or a rainy day, iSaveBy turns “I should start saving” into a clear, achievable plan. Download iSaveBy and start saving smarter today. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Expense Tracker & Spending Log
Manually track your spending and income with a focus on quick entry. Visualize your financial habits with customizable charts and set budgets to stay on track. Premium features include receipt scanning and recurring transaction automation.
- Quick expense and income logging
- Double-entry accounting
- Multi-currency accounts
- Customizable budgets
- Detailed spending charts
- Receipt scanning (Premium)
- Recurring transactions (Premium)
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A spending log you can actually keep up with. Open it, tap the amount, pick the account — done, in about three seconds, before you have put your wallet away. No bank to connect, no account to create, no setup wizard standing between you and the first entry. WHY THIS ONE STICKS Most budgeting apps are abandoned for the same reason: logging is a chore. So this one is built around a keypad instead of a form. The number pad opens first, the account you used last is already selected, and one tap files it. A Home-screen shortcut and a Siri shortcut jump straight to a new transaction, so it is two taps from a locked phone. It is a manual tracker, deliberately. It does not read your bank feed and it does not guess what you spent. You write it down, and in return you actually know where the money went. WHAT YOU CAN DO Log expenses, income and transfers Every entry is double-entry underneath — money always leaves one place and arrives in another — so your balances stay honest without you having to think about it. Keep accounts in different currencies Give each account its own currency. A card in dollars, cash in euros, savings in pounds: amounts are converted as you go and still add up to one balance you can trust. Budget by day, week, month or year Set a limit and watch what is left, not just what is gone. See where it actually went Charts by category, by account and over time, filtered to any date range — an answer in ten seconds, not a dashboard you have to study. Make it yours Name accounts what you call them, give each one an emoji and a colour, and hide the small change if round numbers are easier to read. PREMIUM Everything above is free. One unlock adds the things that save the most typing: • Scan a receipt instead of entering it — point the camera and the merchant, date, subtotal and total are read and filled in for you • Recurring transactions — rent, salary, subscriptions and loan payments log themselves, daily through annually • Category budgets — a separate limit for each category, not just one overall figure • Transaction notes — remember the "why" behind an entry Premium is available monthly, yearly, or as a one-time purchase that never expires. Family Sharing is enabled, so a single purchase covers your family group. PRIVACY No ads, and no account to create. Your transactions are kept on your device; the only thing sent to a server is a receipt you choose to scan, so that it can be read for you. Privacy Policy: https://ymnktb.notion.site/p12y Terms of Use: https://ymnktb.notion.site/t14e
Screenshots
Verdict
iSaveBy and Expense Tracker & Spending Log are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. iSaveBy sells 2 in-app purchases, starting at $0.99 per month and Expense Tracker & Spending Log sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 29, 2026 and October 31, 2026 respectively.
| Parameter | iSaveBy | Expense Tracker & Spending Log |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.0 (1 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Weekly | Weekly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 26.0 | 26 |
| Further details — not scored | ||
| Size | 18 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | michael dandy | Swazer Ltd. |
In-app purchases
iSaveBy
- Pro Monthly14 Days trial$0.991 Month
- Pro Yearly14 Days trial$4.991 Year
Expense Tracker & Spending Log
- Monthly$4.991 Month
- Annual$19.991 Year
- Lifetime$69.99
Questions
Is iSaveBy free?
Is Expense Tracker & Spending Log free?
Do iSaveBy or Expense Tracker & Spending Log have ads?
Which is updated more often, iSaveBy or Expense Tracker & Spending Log?
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