Comparison

Paycell vs MM Cep

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paycell

A digital wallet for secure transactions, including shopping, money transfers, bill payments, and QR code purchases. Earn points on spending, access instant cash solutions with a ready limit, and enjoy special financial perks.

Highlights
  • Secure digital wallet
  • Money transfers (IBAN/phone)
  • Bill payments
  • QR code transactions
  • Earn reward points
  • Virtual prepaid card
  • Instant cash solutions (Ready Limit)
Features
Read full description

The new generation digital wallet Paycell and its advanced technologies are with you so that you can safely perform all your transactions, from shopping to money transfer, from QR code transactions to paying bills. Use Paycell to earn points while making your transactions, find instant solutions to your cash needs with the advantage of Ready to Use Limit, and benefit from special perks for all your financial needs! Paycell's Special Advantages for You ● Opportunity to start using it without dealing with the application process. ● The fast-shopping experience for everyone regardless of operator and age limit. ● The ability to make bill payments from anywhere, anytime, without waiting in line. ● Freedom to shop from anywhere with Paycell, a ready-to-use virtual card with a prepaid card feature. ● Shopping experience with individually defined limits at contracted Paycell points. ● Advantageous shopping everywhere with hundreds of different campaigns. ● The practicality of transferring money to IBAN or mobile phone numbers anytime, anywhere. ● Ease of making the next purchases faster by saving all the debit and credit cards you use. ● Opportunity to load balance to IstanbulKart; TL and packages to your Turkcell line. ● Being able to gift yourself or your friends by quickly getting gift cards from dozens of different brands. Earn As You Spend with Paycell You can earn points for all transactions you make with Paycell. By saving the points you earn, you can turn them into an internet package via Hediye Dünyam. Customized Ready Limit (Hazır Limit) A special limit is granted for you in the digital wallet Paycell. You can use the granted Ready Limit whenever you want. Paycell Ready Limit is always with you from shopping to cash needs. You can easily use this limit with a QR code or phone number at the contracted points. Also, you can use your Turkcell bill to pay back the expenses made with the Ready Limit. Load Easily and Use Anywhere You can load money to Paycell from anywhere at any time and use Paycell as digital money. You can continue to earn points while meeting all your daily financial needs. Also, you can store your bank and credit card information, and your Paycell card information with the Paycell infrastructure: You can avoid re-entering card information on your next purchase. Money Transfers Are on Paycell It doesn't matter what time of the day you are on Paycell, which you can use as a digital wallet. You can transfer money between your Paycell cards at any time; you can also request money. Paycell is with you for easy money transfer to IBAN or phone number. Paycell For All Your Payment Transactions Paycell e-Wallet allows you to make payment transactions quickly, easily, and contactless with a QR code. It is enough simply showing the Paycell QR code or telling your phone number for payment. Also, you can make bill payments with Paycell; you can pay all bills from phone to internet, from electricity to natural gas without waiting in line. You will not face extra fees in bill payments, and you can quickly view your receipts. Special Campaigns for You Benefit from dozens of different campaigns special for you while using the virtual card Paycell. Paycell offers you special advantages in many sectors, including markets, transportation, shopping, and food, You can enjoy more advantageous and privileged shopping by using the campaigns offered by Paycell e-Wallet. Step into this world full of privileges and advantages with the new generation prepaid card Paycell: Enjoy the special offers right now!

About

MM Cep

Features
Read full description

MM Cep, mali müşavirler, yeminli mali müşavirler ve muhasebe çalışanları için hazırlanmış hesaplama ve rehber uygulamasıdır. Günlük işte en sık ihtiyaç duyulan hesapları tek yerde, güncel oranlarla ve kuruşu kuruşuna yapar. HESAPLAYICILAR - KDV ve KDV tevkifatı - Gecikme zammı ve tecil faizi - Brüt–net ücret ve bordro, gelir vergisi dilimleri - Kıdem ve ihbar tazminatı - GMSİ (kira geliri) vergisi - Adat ve faiz hesabı (TCMB avans oranlarıyla gün dilimli) - Reeskont ve amortisman - Kredi taksit ve banka faizi - Finansal oranlar - SMMM ve YMM ücret tarifeleri MİZAN RİSK ANALİZİ Excel veya CSV mizanınızı telefondan seçin; Tekdüzen Hesap Planı'ndaki 167 hesabın ters bakiye kontrolü, düzenleyici hesap aşımları, borç-alacak ve bilanço denkliği otomatik taranır. Her bulgunun altında neden önemli olduğu, kanun dayanağı ve yapılması gereken iş yazar. Ortaklar (131) ve kasa (100) için muavin defterden adat hesabı da yapılabilir. Dosyanız hiçbir yere gönderilmez; okuma ve analiz tamamen telefonunuzda yapılır. REHBERLER - Vergi takvimi: GİB tarihleriyle güncel, "bugün son gün" hatırlatma bildirimi - Resmi tatiller - Berat ve beyan rehberleri Sonuçları ve son gün hatırlatmalarını tek dokunuşla WhatsApp, e-posta veya Notlar'a paylaşabilirsiniz. Not: MM Cep bir yardımcı araçtır; hesap sonuçları bilgi amaçlıdır, resmi işlemlerde mevzuatı ve güncel oranları teyit ediniz.

Screenshots

Paycell4 screens
MM Cep4 screens

Verdict

The call

The clearest difference is ads: Paycell at none against MM Cep's shown. MM Cep's advantage is update cadence (every 4 days vs every 3 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Paycell ships an update every 3 weeks, MM Cep every 4 days. Both last shipped on November 6, 2026.

Scorecard2 real differences · 8 level
Paycell versus MM Cep: the parameters behind the verdict, then further details
ParameterPaycellMM Cep
PriceFreeFree
Rating4.7 (911 ratings) — better—
Positive reviews36.7% of reviews—
Number of ratings911 — better—
Update frequencyEvery 3 weeksEvery 4 days — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPod, Apple Watch — betteriPhone, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size352 MB50 MB
Age rating12+4+
DeveloperTURKTELL BILISIM SERVISLERI A Smehmet gokdemir

Bugs and requests

Paycell

Reported bugs

3 issues
  • Language settings reverting to Turkish
  • Inability to complete transactions
  • Compatibility issues with newer iOS versions

Requested features

4 requests
  • English language support
  • Improved account management options
  • Increased payment limits
  • Better customer support

MM Cep

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Paycell

No in-app purchases

None

MM Cep

No in-app purchases

Questions

Is Paycell free?
Paycell is free to download, with no in-app purchases.
Is MM Cep free?
MM Cep is free to download, with no in-app purchases.
Do Paycell or MM Cep have ads?
MM Cep shows ads; Paycell does not.
Which is updated more often, Paycell or MM Cep?
Paycell ships an update every 3 weeks, and MM Cep every 4 days. Most recently, Paycell was updated on November 6, 2026 and MM Cep on November 6, 2026.

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