Comparison

MonumentAgent ONE vs S3 Home App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MonumentAgent ONE

Generate buyer estimates and seller net sheets quickly for real estate professionals. Customize reports for clients and access city/county specific closing costs. Offers a free plan and a premium subscription with advanced features.

Highlights
  • Buyer estimate generation
  • Seller net sheet creation
  • City/County specific closing costs
  • Customizable email/printouts
  • Free plan available
  • Premium subscription option
Features
Read full description

MonumentAgent ONE is City/County Specific Closing Cost app that comes preloaded with calculations and closing costs for Real Estate Professionals. It allows them to easily and quickly generate Buyer Estimates and Seller Net Sheets from their iPhone and iPad. MonumentAgent ONE also allows the user to fully customize email/printouts for their clients. ONE Premium subscription: Take the industry’s #1 Closing Cost app to the next level with ONE Premium! Here’s how it works: Getting started is simple. Download the ONE app now and sign up for a free 30-day trial. We have monthly and annual plans available. ONE Premium costs $0.99 per month (monthly plan) OR $9.99 per year (annual plan). Payment will be charged to your iTunes account at the confirmation of purchase. You can cancel any time during your 30-day free trial via the iTunes store settings and then you will not be charged. Further, plans automatically renew unless you turn off auto-renew in your iTunes account 24 hours before the end of your current subscription period. To learn more, check our terms of use http://palmagent.com/terms/. With ONE Premium you have: • After the 30 day free trial, payment will be charged to your iTunes Account corresponding to the plan chosen. • ONE Premium Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. • Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. If you’re not ready for unlimited access, you can still run buyer and seller estimates with the ONE free plan. All details are in our terms of use and privacy policy http://palmagent.com/privacy/ http://palmagent.com/terms/ Questions? Suggestions? You can speak to a real person at PalmAgent. Our trusty customer support team is just an email away --- simply write to support@palmagent.com

About

S3 Home App

Features
Read full description

The mortgage process is easier here at S3 Home Loans because we are dedicated to providing a hassle-free lending experience from start to finish. With the S3 Home App, filling out your loan application, uploading documents, and staying up to date on your loan process is all quick and easy. We created the S3 Home App to help simplify the home financing process. The app provides you with a wealth of valuable tools and information whether you are purchasing a home, refinancing, or you’re a real estate agent wanting to provide the best for your clients. The S3 Home App will save you time and money by helping you determine which product is best for you using scenario comparisons. You can also calculate the savings or cost of refinancing your mortgage. In addition, the app will help you learn whether you can afford a home based on your current income and expenses. The S3 Home App is just one more way that S3 Home Loans is dedicated to providing an enhanced lending experience from start to finish.

Screenshots

MonumentAgent ONE4 screens
S3 Home App4 screens

Verdict

The call

The clearest difference is in-app purchases: S3 Home App at none against MonumentAgent ONE's 2. MonumentAgent ONE's advantage is iOS requirement (16.0 vs 18.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MonumentAgent ONE sells 2 in-app purchases, starting at $0.99 per month. S3 Home App asks for nothing beyond the download.

UpkeepUpdate frequency

MonumentAgent ONE ships an update every 2 months, S3 Home App every 3 months. The most recent releases landed on October 1, 2026 and October 6, 2026 respectively.

Scorecard2 real differences · 7 level
MonumentAgent ONE versus S3 Home App: the parameters behind the verdict, then further details
ParameterMonumentAgent ONES3 Home App
PriceFreeFree
Rating3.7 (3 ratings) — better—
Number of ratings3 — better—
Update frequencyEvery 2 months — betterEvery 3 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better18.0
Further details — not scored
Size357 MB102 MB
Age rating9+4+
DeveloperPalmAgent SoftwareSFMC, L.P.

In-app purchases

2 purchases

MonumentAgent ONE

Subscriptions2
  • Monthly1 Month trial$0.991 Month
  • Yearly1 Month trial$9.991 Year
None

S3 Home App

No in-app purchases

Questions

Is MonumentAgent ONE free?
MonumentAgent ONE is free to download, with in-app purchases available.
Is S3 Home App free?
S3 Home App is free to download, with no in-app purchases.
Do MonumentAgent ONE or S3 Home App have ads?
Neither MonumentAgent ONE nor S3 Home App shows ads.
Which is updated more often, MonumentAgent ONE or S3 Home App?
MonumentAgent ONE ships an update every 2 months, and S3 Home App every 3 months. Most recently, MonumentAgent ONE was updated on October 1, 2026 and S3 Home App on October 6, 2026.

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