Comparison

DNB Authenticator vs Formue

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DNB Authenticator

Features
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DNB Authenticator is more now … DNB Authenticator still provides you with 2-Step Verification. This means a stronger security for your DNB Luxembourg Account by requiring a second step of verification when signing in.  The DNB Authenticator now adds Strong Customer Authentication for PSD2. This includes authentication with the camera of your mobile device.  The new payments feature makes it easy and secure to authorize orders and payments. Before a transaction is authorized, a QR code is displayed. Just scan the code in your DNB Luxembourg app. This immediately generates a transaction number that you can use to release the order.

About

Formue

Features
Read full description

With the new Formue mobile app you can stay updated on your client relationship with Formue while on the go! In the app you will get full overview of your portfolio and signature tasks. You can get notifications on your upcoming signature tasks and news relevant for your portfolio. All you need to do to get started is to download the app. Then log on with BankID or BankID on mobile. If your phone supports Face ID or Touch ID, you’ll be able to select this after your first login. Functionality: • Portfolio reporting on aggregated, asset class and product level. • Signing transactions and agreements using BankID/BankID on mobile. • Push notifications on signature tasks, relevant news and events. • News articles • Contact information to your local branch. • Document archive

Screenshots

DNB Authenticator2 screens
Formue4 screens

Verdict

The call

The clearest difference is update cadence: Formue at every 4 weeks against DNB Authenticator's every 8 months. DNB Authenticator's advantage is iOS requirement (11.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

DNB Authenticator ships an update every 8 months, Formue every 4 weeks. The most recent releases landed on September 17, 2026 and August 15, 2026 respectively.

Scorecard2 real differences · 4 level
DNB Authenticator versus Formue: the parameters behind the verdict, then further details
ParameterDNB AuthenticatorFormue
PriceFreeFree
Update frequencyEvery 8 monthsEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS11.0 — better15.6
Further details — not scored
Size10 MB87 MB
Age rating4+4+
DeveloperSchmoose S.A.Formue AS

In-app purchases

None

DNB Authenticator

No in-app purchases

None

Formue

No in-app purchases

Questions

Is DNB Authenticator free?
DNB Authenticator is free to download, with no in-app purchases.
Is Formue free?
Formue is free to download, with no in-app purchases.
Do DNB Authenticator or Formue have ads?
Neither DNB Authenticator nor Formue shows ads.
Which is updated more often, DNB Authenticator or Formue?
DNB Authenticator ships an update every 8 months, and Formue every 4 weeks. Most recently, DNB Authenticator was updated on September 17, 2026 and Formue on August 15, 2026.

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