DNB Authenticator vs Formue
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
DNB Authenticator
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DNB Authenticator is more now … DNB Authenticator still provides you with 2-Step Verification. This means a stronger security for your DNB Luxembourg Account by requiring a second step of verification when signing in. The DNB Authenticator now adds Strong Customer Authentication for PSD2. This includes authentication with the camera of your mobile device. The new payments feature makes it easy and secure to authorize orders and payments. Before a transaction is authorized, a QR code is displayed. Just scan the code in your DNB Luxembourg app. This immediately generates a transaction number that you can use to release the order.
Formue
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With the new Formue mobile app you can stay updated on your client relationship with Formue while on the go! In the app you will get full overview of your portfolio and signature tasks. You can get notifications on your upcoming signature tasks and news relevant for your portfolio. All you need to do to get started is to download the app. Then log on with BankID or BankID on mobile. If your phone supports Face ID or Touch ID, you’ll be able to select this after your first login. Functionality: • Portfolio reporting on aggregated, asset class and product level. • Signing transactions and agreements using BankID/BankID on mobile. • Push notifications on signature tasks, relevant news and events. • News articles • Contact information to your local branch. • Document archive
Screenshots
Verdict
The clearest difference is update cadence: Formue at every 4 weeks against DNB Authenticator's every 8 months. DNB Authenticator's advantage is iOS requirement (11.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
DNB Authenticator ships an update every 8 months, Formue every 4 weeks. The most recent releases landed on September 17, 2026 and August 15, 2026 respectively.
| Parameter | DNB Authenticator | Formue |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 8 months | Every 4 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 11.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 10 MB | 87 MB |
| Age rating | 4+ | 4+ |
| Developer | Schmoose S.A. | Formue AS |
In-app purchases
DNB Authenticator
No in-app purchases
Formue
No in-app purchases
Questions
Is DNB Authenticator free?
Is Formue free?
Do DNB Authenticator or Formue have ads?
Which is updated more often, DNB Authenticator or Formue?
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