SIBNET vs Send Chap
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SIBNET
Manage your bank accounts digitally 24/7 with real-time updates, secure transfers within the UEMOA zone, and easy access to statements and transaction history. Plan your finances with a loan simulator and locate branches and ATMs.
- Real-time account viewing
- Secure UEMOA zone transfers
- Loan simulator
- Branch and ATM locator
- Instant card blocking
- Currency exchange rates
- Bill payments
Read full descriptionHide full description
“SIBNET” – Your 100% digital bank, always by your side! With SIBNET, manage your accounts with ease and security, wherever you are, 24/7. Available for free download, the app offers a smooth and modern banking experience, reflecting our commitment to bringing your bank closer to you. Your everyday banking services: • View your accounts in real time (current accounts, savings accounts and term deposits). • Access your account statements and check the status of cheques to be paid or cashed. • Make and track transfers (standard, scheduled, standing orders, multiple and salary transfers) to other banks and across the UEMOA region, securely. • Manage your beneficiaries and download or email your bank details (RIB) in just one click. • View your transactions and keep track of your finances. • Easily locate our branches and ATMs. • Use the loan simulator to plan your projects. • Choose your preferred language: French or English. • Explore the demo to discover all available features. • View your bank cards and card transactions. • Block your card in case of loss or theft. • Check foreign exchange rates. • Pay your bills through E-CNPS. • Use a unique identifier, « ALIAS », to make your transactions. • Make instant payments and transfers, available 24/7 throughout the UEMOA region. • Send payment requests to other users. • Schedule your payments to be automatically executed on the date and at the frequency of your choice. • Track all your transactions in real time and access your detailed transaction history. And now, secure your login and transactions with strong authentication. Signing your transactions is now possible without SMS OTP, providing a simpler, faster and more secure experience. The entire SIB team remains committed to developing new features to make your banking experience even easier and bring your bank closer to you.
Send Chap
Send money securely across different mobile money networks in Côte d'Ivoire. This user-friendly app allows for fast, reliable, and hassle-free transactions to anyone, regardless of their mobile carrier.
- Inter-network money transfers
- Supports WAVE, MOOV, MTN, ORANGE
- Secure transactions
- Fast and reliable
- User-friendly interface
Read full descriptionHide full description
Découvrez SEND CHAP, notre application de transfert d'argent inter-réseau, la solution ultime pour envoyer de l'argent en toute sécurité en Côte d'Ivoire. Avec notre application conviviale, vous pouvez facilement envoyer de l'argent à vos proches depuis n'importe quel mobile money , peu importe le réseau mobile qu'ils ont que ce soit WAVE , MOOV , MTN ou ORANGE . Profitez de transactions rapides, fiables et sécurisées, et d'une expérience sans tracas. Téléchargez maintenant et commencez à envoyer de l'argent avec facilité!
Screenshots
Verdict
The clearest difference is review sentiment: Send Chap at 64% against SIBNET's 20%. Send Chap also leads on rating (4.1 vs 2.4) and update cadence (every 6 weeks vs every 6 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Send Chap holds the better App Store score, 4.1 against 2.4. Both are backed by a comparable volume of ratings — 5 and 12 respectively. Written reviews point the same way: 20% of SIBNET's written reviews are positive against 64% of Send Chap's.
SIBNET ships an update every 6 months, Send Chap every 6 weeks. The most recent releases landed on October 19, 2026 and October 12, 2026 respectively.
| Parameter | SIBNET | Send Chap |
|---|---|---|
| Price | Free | Free |
| Rating | 2.4 (5 ratings) | 4.1 (12 ratings) — better |
| Positive reviews | 20.0% of reviews | 64.3% of reviews — better |
| Number of ratings | 5 | 12 — better |
| Update frequency | Every 6 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 122 MB | 94 MB |
| Age rating | 4+ | 4+ |
| Developer | Société Ivoirienne de Banque (SIB) | DEV STUDIOS |
Customer experience
SIBNET
Send Chap
In-app purchases
SIBNET
No in-app purchases
Send Chap
No in-app purchases








