Comparison

SIBNET vs Send Chap

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SIBNET

Manage your bank accounts digitally 24/7 with real-time updates, secure transfers within the UEMOA zone, and easy access to statements and transaction history. Plan your finances with a loan simulator and locate branches and ATMs.

Highlights
  • Real-time account viewing
  • Secure UEMOA zone transfers
  • Loan simulator
  • Branch and ATM locator
  • Instant card blocking
  • Currency exchange rates
  • Bill payments
Features
Read full description

“SIBNET” – Your 100% digital bank, always with you!​ ​ With SIBNET, manage your accounts with ease and security, wherever you are, 24/7.​ Free to download, the app offers a smooth and modern experience, staying true to our commitment: bringing your bank closer to you.​ Your everyday services:​ ​ • View your accounts in real time (checking, savings, and term deposits).​ • Access your account statements and check the status of issued or deposited cheques.​ • Make and track your transfers (standard, scheduled, recurring, multiple, and salary transfers) safely within the UEMOA zone.​ • Manage your beneficiaries, download, and send your bank details (RIB) by email in just one click.​ • Review your transactions and stay in control of your finances.​ • Easily locate our branches and ATMs.​ • Use the loan simulator to plan your projects.​ • Choose your language: French or English.​ • Explore the demo to discover all the app’s features.​ • View your cards and transaction history.​ • Block a card instantly in case of loss or theft.​ • Check currency exchange rates.​ • Pay your bills (E-CNPS).​ • … and much more.​ And now, discover PI-SPI !​ • Use a unique “ALIAS” ID to carry out all your transactions.​ • Make instant payments and transfers, available 24/7 throughout the UEMOA zone.​ • Send payment requests to other users.​ • Schedule your payments to be executed automatically at your chosen date and frequency.​ • Track all your transactions in real time and access your detailed history anytime.​ ​ The entire SIB team remains committed to continuously developing new features to make your bank even closer to you.​

About

Send Chap

Send money securely across different mobile money networks in Côte d'Ivoire. This user-friendly app allows for fast, reliable, and hassle-free transactions to anyone, regardless of their mobile carrier.

Highlights
  • Inter-network money transfers
  • Supports WAVE, MOOV, MTN, ORANGE
  • Secure transactions
  • Fast and reliable
  • User-friendly interface
Features
Read full description

Découvrez SEND CHAP, notre application de transfert d'argent inter-réseau, la solution ultime pour envoyer de l'argent en toute sécurité en Côte d'Ivoire. Avec notre application conviviale, vous pouvez facilement envoyer de l'argent à vos proches depuis n'importe quel mobile money , peu importe le réseau mobile qu'ils ont que ce soit WAVE , MOOV , MTN ou ORANGE . Profitez de transactions rapides, fiables et sécurisées, et d'une expérience sans tracas. Téléchargez maintenant et commencez à envoyer de l'argent avec facilité!

Screenshots

SIBNET4 screens
Send Chap4 screens

Verdict

The call

The clearest difference is review sentiment: Send Chap at 55% against SIBNET's 0%. Send Chap also leads on rating (4.0 vs 2.0) and update cadence (every 6 weeks vs every 6 months). SIBNET's advantage is iOS requirement (11.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Send Chap holds the better App Store score, 4.0 against 2.0. Both are backed by a comparable volume of ratings — 3 and 11 respectively. Written reviews point the same way: 0% of SIBNET's written reviews are positive against 55% of Send Chap's.

UpkeepUpdate frequency

SIBNET ships an update every 6 months, Send Chap every 6 weeks. The most recent releases landed on September 15, 2026 and September 26, 2026 respectively.

Scorecard5 real differences · 5 level
SIBNET versus Send Chap: the parameters behind the verdict, then further details
ParameterSIBNETSend Chap
PriceFreeFree
Rating2.0 (3 ratings)4.0 (11 ratings) — better
Positive reviews0.0% of reviews54.5% of reviews — better
Number of ratings311 — better
Update frequencyEvery 6 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS11.0 — better15.6
Further details — not scored
Size337 MB90 MB
Age rating4+4+
DeveloperSociété Ivoirienne de Banque (SIB)DEV STUDIOS

Customer experience

SIBNET

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews4 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Send Chap

All ratings11 ratings
Positive72.7%
Neutral9.1%
Negative18.2%
Written reviews11 reviews
Positive54.5%
Neutral0.0%
Negative45.5%

In-app purchases

None

SIBNET

No in-app purchases

None

Send Chap

No in-app purchases

Questions

Is SIBNET free?
SIBNET is free to download, with no in-app purchases.
Is Send Chap free?
Send Chap is free to download, with no in-app purchases.
Which has better reviews, SIBNET or Send Chap?
Send Chap is rated higher. SIBNET averages 2.0 out of 5 from 3 ratings, while Send Chap averages 4.0 from 11 ratings.
Do SIBNET or Send Chap have ads?
Neither SIBNET nor Send Chap shows ads.
Which is updated more often, SIBNET or Send Chap?
SIBNET ships an update every 6 months, and Send Chap every 6 weeks. Most recently, SIBNET was updated on September 15, 2026 and Send Chap on September 26, 2026.

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