Comparison

SIBNET vs Send Chap

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SIBNET

Manage your bank accounts digitally 24/7 with real-time updates, secure transfers within the UEMOA zone, and easy access to statements and transaction history. Plan your finances with a loan simulator and locate branches and ATMs.

Highlights
  • Real-time account viewing
  • Secure UEMOA zone transfers
  • Loan simulator
  • Branch and ATM locator
  • Instant card blocking
  • Currency exchange rates
  • Bill payments
Features
Read full description

“SIBNET” – Your 100% digital bank, always by your side! With SIBNET, manage your accounts with ease and security, wherever you are, 24/7. Available for free download, the app offers a smooth and modern banking experience, reflecting our commitment to bringing your bank closer to you. Your everyday banking services: • View your accounts in real time (current accounts, savings accounts and term deposits). • Access your account statements and check the status of cheques to be paid or cashed. • Make and track transfers (standard, scheduled, standing orders, multiple and salary transfers) to other banks and across the UEMOA region, securely. • Manage your beneficiaries and download or email your bank details (RIB) in just one click. • View your transactions and keep track of your finances. • Easily locate our branches and ATMs. • Use the loan simulator to plan your projects. • Choose your preferred language: French or English. • Explore the demo to discover all available features. • View your bank cards and card transactions. • Block your card in case of loss or theft. • Check foreign exchange rates. • Pay your bills through E-CNPS. • Use a unique identifier, « ALIAS », to make your transactions. • Make instant payments and transfers, available 24/7 throughout the UEMOA region. • Send payment requests to other users. • Schedule your payments to be automatically executed on the date and at the frequency of your choice. • Track all your transactions in real time and access your detailed transaction history. And now, secure your login and transactions with strong authentication. Signing your transactions is now possible without SMS OTP, providing a simpler, faster and more secure experience. The entire SIB team remains committed to developing new features to make your banking experience even easier and bring your bank closer to you.

About

Send Chap

Send money securely across different mobile money networks in Côte d'Ivoire. This user-friendly app allows for fast, reliable, and hassle-free transactions to anyone, regardless of their mobile carrier.

Highlights
  • Inter-network money transfers
  • Supports WAVE, MOOV, MTN, ORANGE
  • Secure transactions
  • Fast and reliable
  • User-friendly interface
Features
Read full description

Découvrez SEND CHAP, notre application de transfert d'argent inter-réseau, la solution ultime pour envoyer de l'argent en toute sécurité en Côte d'Ivoire. Avec notre application conviviale, vous pouvez facilement envoyer de l'argent à vos proches depuis n'importe quel mobile money , peu importe le réseau mobile qu'ils ont que ce soit WAVE , MOOV , MTN ou ORANGE . Profitez de transactions rapides, fiables et sécurisées, et d'une expérience sans tracas. Téléchargez maintenant et commencez à envoyer de l'argent avec facilité!

Screenshots

SIBNET4 screens
Send Chap4 screens

Verdict

The call

The clearest difference is review sentiment: Send Chap at 64% against SIBNET's 20%. Send Chap also leads on rating (4.1 vs 2.4) and update cadence (every 6 weeks vs every 6 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Send Chap holds the better App Store score, 4.1 against 2.4. Both are backed by a comparable volume of ratings — 5 and 12 respectively. Written reviews point the same way: 20% of SIBNET's written reviews are positive against 64% of Send Chap's.

UpkeepUpdate frequency

SIBNET ships an update every 6 months, Send Chap every 6 weeks. The most recent releases landed on October 19, 2026 and October 12, 2026 respectively.

Scorecard3 real differences · 7 level
SIBNET versus Send Chap: the parameters behind the verdict, then further details
ParameterSIBNETSend Chap
PriceFreeFree
Rating2.4 (5 ratings)4.1 (12 ratings) — better
Positive reviews20.0% of reviews64.3% of reviews — better
Number of ratings512 — better
Update frequencyEvery 6 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size122 MB94 MB
Age rating4+4+
DeveloperSociété Ivoirienne de Banque (SIB)DEV STUDIOS

Customer experience

SIBNET

All ratings5 ratings
Positive40.0%
Neutral0.0%
Negative60.0%
Written reviews5 reviews
Positive20.0%
Neutral0.0%
Negative80.0%

Send Chap

All ratings12 ratings
Positive75.0%
Neutral8.3%
Negative16.7%
Written reviews14 reviews
Positive64.3%
Neutral0.0%
Negative35.7%

In-app purchases

None

SIBNET

No in-app purchases

None

Send Chap

No in-app purchases

Questions

Is SIBNET free?
SIBNET is free to download, with no in-app purchases.
Is Send Chap free?
Send Chap is free to download, with no in-app purchases.
Which has better reviews, SIBNET or Send Chap?
Send Chap is rated higher. SIBNET averages 2.4 out of 5 from 5 ratings, while Send Chap averages 4.1 from 12 ratings.
Do SIBNET or Send Chap have ads?
Neither SIBNET nor Send Chap shows ads.
Which is updated more often, SIBNET or Send Chap?
SIBNET ships an update every 6 months, and Send Chap every 6 weeks. Most recently, SIBNET was updated on October 19, 2026 and Send Chap on October 12, 2026.

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