Comparison

SIBNET vs Fineo Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SIBNET

Manage your bank accounts digitally 24/7 with real-time updates, secure transfers within the UEMOA zone, and easy access to statements and transaction history. Plan your finances with a loan simulator and locate branches and ATMs.

Highlights
  • Real-time account viewing
  • Secure UEMOA zone transfers
  • Loan simulator
  • Branch and ATM locator
  • Instant card blocking
  • Currency exchange rates
  • Bill payments
Features
Read full description

“SIBNET” – Your 100% digital bank, always by your side! With SIBNET, manage your accounts with ease and security, wherever you are, 24/7. Available for free download, the app offers a smooth and modern banking experience, reflecting our commitment to bringing your bank closer to you. Your everyday banking services: • View your accounts in real time (current accounts, savings accounts and term deposits). • Access your account statements and check the status of cheques to be paid or cashed. • Make and track transfers (standard, scheduled, standing orders, multiple and salary transfers) to other banks and across the UEMOA region, securely. • Manage your beneficiaries and download or email your bank details (RIB) in just one click. • View your transactions and keep track of your finances. • Easily locate our branches and ATMs. • Use the loan simulator to plan your projects. • Choose your preferred language: French or English. • Explore the demo to discover all available features. • View your bank cards and card transactions. • Block your card in case of loss or theft. • Check foreign exchange rates. • Pay your bills through E-CNPS. • Use a unique identifier, « ALIAS », to make your transactions. • Make instant payments and transfers, available 24/7 throughout the UEMOA region. • Send payment requests to other users. • Schedule your payments to be automatically executed on the date and at the frequency of your choice. • Track all your transactions in real time and access your detailed transaction history. And now, secure your login and transactions with strong authentication. Signing your transactions is now possible without SMS OTP, providing a simpler, faster and more secure experience. The entire SIB team remains committed to developing new features to make your banking experience even easier and bring your bank closer to you.

About

Fineo Pay

Features
Read full description

Fineo Pay, votre application qui facilite votre quotidien Avec Fineo Pay, faites vous payer facilement et en toute sécurité AVANTAGES - Encaisser depuis tous les moyens de paiements - Rendez de la monnaie - Transférer vos fonds vers votre banque en toute simplicité - Sécurité : l’accès à son espace et la validation de transaction se font via des mots de passe LES FONCTIONNALITES DE L’APPLICATION -Ouverture de compte -Consultation solde -Recevoir de l'argent -Envoyer de l'argent -Ouverture de compte Finéo -Liaison de compte Finéo -Dépôt d'argent depuis Fineo Pay sur son compte bancaire fineo Fineo Pay, votre application qui facilite votre business

Screenshots

SIBNET4 screens
Fineo Pay4 screens

Verdict

The call

The clearest difference is update cadence: Fineo Pay at every 2 weeks against SIBNET's every 6 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SIBNET ships an update every 6 months, Fineo Pay every 2 weeks. The most recent releases landed on October 19, 2026 and October 9, 2026 respectively.

Scorecard1 real difference · 9 level
SIBNET versus Fineo Pay: the parameters behind the verdict, then further details
ParameterSIBNETFineo Pay
PriceFreeFree
Rating2.4 (5 ratings) — better—
Positive reviews20.0% of reviews—
Number of ratings5 — better—
Update frequencyEvery 6 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size122 MB29 MB
Age rating4+4+
DeveloperSociété Ivoirienne de Banque (SIB)ADEC SA

In-app purchases

None

SIBNET

No in-app purchases

None

Fineo Pay

No in-app purchases

Questions

Is SIBNET free?
SIBNET is free to download, with no in-app purchases.
Is Fineo Pay free?
Fineo Pay is free to download, with no in-app purchases.
Do SIBNET or Fineo Pay have ads?
Neither SIBNET nor Fineo Pay shows ads.
Which is updated more often, SIBNET or Fineo Pay?
SIBNET ships an update every 6 months, and Fineo Pay every 2 weeks. Most recently, SIBNET was updated on October 19, 2026 and Fineo Pay on October 9, 2026.

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