Comparison

Co vs PBAS

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Co

Access your insurance policy details, including auto liability slips and home/auto coverage. Easily make claims or payments for personal home, auto, farm, and business policies. Find contact information for your policies and Co-operators.

Highlights
  • View auto insurance liability slips
  • Sign in with Touch ID, Face ID, or PIN
  • Make claims for home, auto, farm, and business
  • View policy details and coverage
  • Make payments
  • Find contact information
Features
Read full description

What you can do in the app: Sign in with biometrics: โ€” Signing in is easy and secure when you set up biometric login, like Face ID or Touch ID. Submit a home, auto and recreational vehicle claim โ€” Manage every step of the claims process right from your device: start a claim, track its status, upload documents and take photos. Need to pause? Weโ€™ll save your progress so you can pick up where you left off. Get your proof of insurance* โ€” Enjoy instant access to your digital pink slip for any of your auto and recreational vehicle policies. You can also add your pink slip to your mobile wallet. Facility Association (FA) clients donโ€™t have access to this feature. Access paperless documents โ€” With just a few taps, you can instantly pull up your coverage details and investment documents. Weโ€™ll email you when new documents become available. Make a payment โ€” View bills, make a payment and update your payment methods. Manage policy details โ€” Make changes to your home, auto and recreational vehicle policy, like adding a driver or a vehicle. Online Services support โ€” If you need help with Online Services, call 1-855-446-2667 or email client_service_support@cooperators.ca *Although your pink slip is a valid proof of insurance in most provinces and states, we recommend that you always keep a paper copy with you. Co-operatorsยฎ is a registered trademark of The Co-operators Group Limited and is used with permission. ยฉ2026 Co-operators General Insurance Company

About

PBAS

Access your health and dental benefits anytime, anywhere. Submit claims, check balances, and review your claim history with this user-friendly application.

Highlights
  • Round-the-clock benefit access
  • Submit claims easily
  • Check benefit balances
  • View claim history
  • User-friendly interface
Features
Read full description

Enjoy round-the-clock access to your health and dental benefits with the new, easy to use app. We know that life is busy, and you may not have the time to spend thinking about your benefit plan. This app offers you the flexibility to submit claims when you're unwinding at home, check benefit balances while on the move, and keep an eye on your claim history from wherever you are. We've got you covered.

Screenshots

Co4 screens
PBAS4 screens

Verdict

The call

The clearest difference is review sentiment: Co at 18% against PBAS's 0%. Co also leads on update cadence (every 2 months vs every 5 months). PBAS's advantage is iOS requirement (12.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Co ships an update every 2 months, PBAS every 5 months. The most recent releases landed on September 29, 2026 and June 1, 2026 respectively.

Scorecard3 real differences ยท 5 level
Co versus PBAS: the parameters behind the verdict, then further details
ParameterCoPBAS
PriceFreeFree
Positive reviews17.9% of reviews โ€” better0.0% of reviews
Update frequencyEvery 2 months โ€” betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.012.0 โ€” better
Further details โ€” not scored
Size50 MB46 MB
Age rating4+4+
DeveloperThe Co-operators Group LimitedPrudent Benefits Administration Services Inc

Customer experience

Co

Written reviews67 reviews
Positive17.9%
Neutral11.9%
Negative70.1%

PBAS

Written reviews5 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Co

No in-app purchases

None

PBAS

No in-app purchases

Questions

Is Co free?
Co is free to download, with no in-app purchases.
Is PBAS free?
PBAS is free to download, with no in-app purchases.
Do Co or PBAS have ads?
Neither Co nor PBAS shows ads.
Which is updated more often, Co or PBAS?
Co ships an update every 2 months, and PBAS every 5 months. Most recently, Co was updated on September 29, 2026 and PBAS on June 1, 2026.

Other comparisons