FirelandsCards vs Frelium

Manage your Firelands Federal Credit Union credit and debit cards conveniently from anywhere using Firelands FCU’s mobile card app. • View recent and pending transactions. • View next payment amount and due date for your credit card. • Make a payment to your credit card. • Report a card lost or stolen. • Raise a dispute on any transaction. • Activate your card. • Set up travel notifications. • Retrieve CURewards points for your credit card. • Set up Card Alerts to let you know when your card is used. • Set up Controls to block certain transactions. Card registration is a cinch from any mobile device, and access is secure and protected by multi-factor authentication. No personal information is stored on the device.

Budget Tracker & Invoice Maker for Working Holiday Travellers & Freelancers Frelium is the no-nonsense budget tracker and invoice generator built for people on the move; backpackers, travellers, holiday-makers, and anyone juggling casual, part-time, or freelance work. No account. No internet required. No cloud. Just open the app and start tracking. DASHBOARD Instant overview of your monthly income and expenses. Navigate month by month, monitor your income target with a colour-coded progress bar (green / yellow / red), and keep your spending within your budget limit, all from one screen. INVOICES Create a proper PDF invoice in under a minute. Set your business details once; name, tax or ABN number, bank details, and every invoice fills itself in. Pick a client, pull in logged hours or expenses as line items, and let the app handle sequential numbering and tax. Track what's draft, sent, and paid, so you always know who still owes you. CALENDAR See every transaction mapped onto a monthly calendar. Tap any day to view its income and expense entries. A clear, visual way to spot your busiest earning and spending days. TRANSACTIONS Log income and expenses in seconds. Choose a category, attach a client, enter hours worked and an hourly rate for automatic amount calculation, pick a date from the built-in calendar, and add free-text notes. Search, filter by type or category, and see live running totals. CLIENTS Manage the people and companies you work for. Set a name, colour, profile photo, and default hourly rate. View total earnings, total hours worked, and effective rate per client, then invoice them in a couple of taps. REPORTS Monthly KPI cards, cumulative balance carry-forward from previous months, bar charts for expenses and income broken down by category, and progress bars for your income target and expense limit. DATA & SETTINGS Export all your data as a JSON backup file to share or store. Import from a previous backup to restore. Choose from 20+ currencies (EUR, USD, GBP, CHF, JPY, AUD, and more). Set your monthly income goal and maximum expense budget. COMPLETELY OFFLINE & PRIVATE Your data never leaves your device. No analytics. No crash reporting. No third-party SDKs that phone home. No account required. Everything is stored locally in a SQLite database on your device. PERFECT FOR: • Backpackers and long-term travellers • Seasonal and casual workers • Freelancers invoicing multiple clients • Holiday-makers tracking trip spending • Anyone who wants a clean, simple personal finance tracker