如易贷 vs U钱包
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
如易贷
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德清金汇小额贷款有限公司专为白领打造的全新信用借款产品,额度高,申请流程便捷，简单几步即可获取借款。 功能介绍： 1、极速申请，在线审批 2、一键提款，当天到账 3、按日计息，随借随还
U钱包
This app offers a convenient way to apply for personal loans through your mobile device. It provides flexible repayment options and uses machine-driven approval for efficiency and security. Borrow amounts range from 10,000 to 30,000 yuan with competitive interest rates.
- Loan amounts from 10,000-30,000 yuan
- Low interest rates from 0.021%
- Flexible monthly repayment options
- Online application with facial recognition
- Machine-driven approval process
- Big data risk control for security
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【产品简介】 U钱包是一款个人借款推荐服务APP。手机一站式申请匹配模式可有效降低申请时间和借款成本。 【产品特点】 1、额度10000元-30000元。 2、利率低至0.021%， 降低还款压力。 3、还款方式 可根据个人需要灵活选择还款方式，支持按月还款。 4、线上操作 淘宝实名用户， “刷脸”识别，足不出户即可申请，方便快捷。 5、机器审批 无人工干预，根据评级，提升额度，更高效。 6、大数据风控 拥有严格的风控团队和先进的网络安全技术，基于全方位大数据审批测评，让您借款更安心。 【联系我们】 客服热线：4006849188 U钱包，优享利率。 借贷有风险，勿过度借贷
Screenshots
Verdict
The clearest difference is update cadence: U钱包 at every 5 weeks against 如易贷's every 3 months. 如易贷's advantage is iOS requirement (8.0 vs 12.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
如易贷 ships an update every 3 months, U钱包 every 5 weeks. The most recent releases landed on October 15, 2026 and October 12, 2026 respectively.
| Parameter | 如易贷 | U钱包 |
|---|---|---|
| Price | Free | Free |
| Rating | — | 1.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 3 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 8.0 — better | 12.0 |
| Further details — not scored | ||
| Size | 25 MB | 39 MB |
| Age rating | 4+ | 4+ |
| Developer | 德清金汇小额贷款有限公司 | 德云晟小额贷款股份有限公司 |
In-app purchases
如易贷
No in-app purchases
U钱包
No in-app purchases
