Comparison

PayMe vs GiroCode

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayMe

Easily generate QR codes for SEPA transfers to simplify your payments. Customize transfer details and process payments quickly by scanning the generated code. The app ensures secure and reliable transactions, even offline.

Highlights
  • QR code generation for SEPA transfers
  • Customizable transfer details
  • Fast payment processing via scanning
  • Offline QR code generation
  • Secure and reliable transactions
Features
Read full description

Make your SEPA transfers easier with the PayMe App! Our app offers a quick and convenient way to generate QR codes for SEPA transfers so you can make payments hassle-free. Features: 1. Easy generation of QR codes: Generate QR codes for SEPA transfers with just a few clicks. Our user-friendly interface makes the process a breeze. 2. Customizable options: Customize the details of your transfer, including the amount, recipient and other relevant information. 3. Fast payment processing: Save time filling out transfer forms by simply scanning the QR code and authorizing the payment. 4. Security and reliability: Our app ensures the security of your data and offers reliable QR code generation for your SEPA transfers. 5. Offline availability: Generate QR codes even without an internet connection, ideal for use on the go. With the SEPA QR Code Generator you can make your SEPA transfers more efficient and convenient. Download the app now and simplify your payments!

About

GiroCode

Features
Read full description

Stop dictating your IBAN: GiroCode Generator creates a QR code for your bank account in seconds – including amount and payment reference. Friends simply scan it with their banking app (Sparkasse, Volksbank, ING, comdirect, and many more) and the transfer form is filled in automatically. PERFECT FOR • Splitting restaurant and travel costs with friends • Selling on classifieds or at the flea market • Club fees and group funds • Adding a payment QR code ("GiroCode") to invoices • Shared flats, gift collections, and more HOW IT WORKS Add your account once (name + IBAN) Enter amount and reference Share or show the QR code – done YOUR BENEFITS • Personal: your photo at the center of the QR code • Multiple accounts, each with its own picture and name • History: resend or duplicate previous codes • 100% privacy: all data stays on your device – no sign-up, no cloud, works offline • Standards-compliant EPC QR code (GiroCode), compatible with virtually all German and Austrian banking apps Try GiroCode Pro free for 3 days. Then continue flexibly with a subscription (cancel anytime) or a one-time purchase. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

PayMe3 screens
GiroCode4 screens

Verdict

The call

The clearest difference is ads: GiroCode at none against PayMe's shown. GiroCode also leads on update cadence (every 9 days vs every 2 months). PayMe's advantage is iOS requirement (16.0 vs 18.6). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PayMe sells 1 one-off in-app purchase and GiroCode sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

PayMe ships an update every 2 months, GiroCode every 9 days. The most recent releases landed on September 30, 2026 and September 23, 2026 respectively.

Scorecard3 real differences · 7 level
PayMe versus GiroCode: the parameters behind the verdict, then further details
ParameterPayMeGiroCode
PriceFreeFree
Rating3.9 (7 ratings) — better—
Positive reviews70.0% of reviews—
Number of ratings7 — better—
Update frequencyEvery 2 monthsEvery 9 days — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone
Requires iOS16.0 — better18.6
Further details — not scored
Size10 MB2 MB
Age rating4+4+
DeveloperDominik BrandlbergerSTG Ventures GmbH

In-app purchases

1 purchases

PayMe

One-time1
  • Remove ads$0.99
2 purchases

GiroCode

Subscriptions2
  • Monthly Subscription$2.991 Month
  • One Year3 Days trial$14.991 Year

Questions

Is PayMe free?
PayMe is free to download, with in-app purchases available.
Is GiroCode free?
GiroCode is free to download, with in-app purchases available.
Do PayMe or GiroCode have ads?
PayMe shows ads; GiroCode does not.
Which is updated more often, PayMe or GiroCode?
PayMe ships an update every 2 months, and GiroCode every 9 days. Most recently, PayMe was updated on September 30, 2026 and GiroCode on September 23, 2026.

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