Comparison

SPEND vs 딱정산

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SPEND

Effortlessly manage group expenses for trips, gatherings, and more. This app intelligently calculates and distributes costs, even handling currency exchange rates and allowing exclusion of specific participants from transactions.

Highlights
  • Expense and transfer tracking
  • Currency exchange rate support
  • Selective participant involvement
  • Automatic remaining amount distribution
  • Export to Excel (CSV)
  • Individual transaction lists
Features
Read full description

Split bills, settle group expenses and track travel costs in one place. Split dinner with friends in a few taps, or keep track of a trip day by day. SPEND helps you go from a quick calculation to recording expenses and settling up. ■ QUICK SPLITS, WITHOUT THE SETUP Enter amounts and a headcount without creating an event. Add several amounts, revisit recent calculations and make changes. Turn a calculation into a new event when you want to keep recording. ■ A PLACE FOR EVERY TRIP AND GATHERING A weekend away, a meetup with friends or a shared meal. Keep expenses in separate events, with dates, places and notes. Find the records you need by category or tag. ■ SOME COSTS FOR TWO. OTHERS FOR EVERYONE. Choose who paid and who shares each expense. Split equally, set member share ratios or enter individual amounts. Record expenses paid by more than one person. ■ LOCAL SPENDING, FAMILIAR CURRENCY Record in local currency. See costs in your everyday currency. Enter an exchange rate yourself or look up a recent rate. ■ SEE WHO OWES WHOM Review member balances and suggested settlements at a glance. Share the results with your group. ■ LOOK BACK AT WHAT YOU SPENT Explore spending over time and by category or tag. Export your records as CSV to view in Excel, or back up and restore your full records. ■ MINI GAMES FOR YOUR MEETUP Open finger, wheel and pinball games from Quick Split or the transaction list. ■ PLANNED FEATURES • Real-time sharing and sync to keep records together • Detailed statistics to explore spending patterns • Photos and maps to capture moments and places from your travels Support: cs@spendlab.net

About

딱정산

Effortlessly manage shared expenses for group activities like trips and dinners. Log spending, calculate who owes what, and minimize transfers with automatic settlement. Share payment details easily with group members.

Highlights
  • Log shared expenses
  • Automatic debt calculation
  • Minimize transfer count
  • Group expense sharing
  • Share payment details
  • Customizable splits
Features
Read full description

딱정산 — split group costs and be done with it. Team dinners, trips, club dues, shared flats. When several people pay for different things, someone ends up doing the math at the end. 딱정산 does it for you. ■ Just log what you spent - Enter the amount and who paid. Items split equally by default; the rest is automatic. - Leave someone out, round to a neat unit, or have someone pay more or less — only when you need it. ■ Who sends whom, in the fewest transfers - Fewest transfers: nets everything out so the group sends as little as possible. - Collect via treasurer: everyone pays one person. - Pay each payer directly: send straight to whoever paid. ■ Share with bank details - The receiver's bank and account number go into the message automatically. - Paste it into any chat, or share a link anyone can open in a browser. ■ Groups that see it together - Invite friends to a group and everyone sees the same settlements. - Each person sees what they owe and what they're owed across every settlement. - Tap once when you've been paid. ■ Great for - Organizers of dinners and trips, club and alumni treasurers, roommates sharing bills All features are free. The only purchase is a one-time ad removal. Sign in with Google or Apple and your records follow you to a new phone.

Screenshots

SPEND4 screens
딱정산4 screens

Verdict

The call

The clearest difference is in-app purchases: SPEND at none against 딱정산's 1. SPEND also leads on ads (none vs shown). 딱정산's advantage is update cadence (every 2 days vs every 5 days) and review sentiment (100% vs 90%). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 딱정산 sells 1 one-off in-app purchase. SPEND asks for nothing beyond the download.

UpkeepUpdate frequency

SPEND ships an update every 5 days, 딱정산 every 2 days. The most recent releases landed on November 2, 2026 and October 31, 2026 respectively.

Scorecard5 real differences · 3 level
SPEND versus 딱정산: the parameters behind the verdict, then further details
ParameterSPEND딱정산
PriceFreeFree
Positive reviews90.0% of reviews100.0% of reviews — better
Update frequencyEvery 5 daysEvery 2 days — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size41 MB44 MB
Age rating4+4+
DeveloperJaegeun JeongJunhyuk Lee

Customer experience

SPEND

Written reviews10 reviews
Positive90.0%
Neutral10.0%
Negative0.0%

딱정산

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

SPEND

No in-app purchases

1 purchases

딱정산

One-time1
  • Remove Ads$4.99

Questions

Is SPEND free?
SPEND is free to download, with no in-app purchases.
Is 딱정산 free?
딱정산 is free to download, with in-app purchases available.
Do SPEND or 딱정산 have ads?
딱정산 shows ads; SPEND does not.
Which is updated more often, SPEND or 딱정산?
SPEND ships an update every 5 days, and 딱정산 every 2 days. Most recently, SPEND was updated on November 2, 2026 and 딱정산 on October 31, 2026.

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